Scottish Friendly Reviews 3,134

TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Evaluating 216 reviews, most reviewers were somewhat happy with their experience overall. Many people find the platform easy to use, appreciating the smooth process for setting up accounts and managing investments. Reviewers often highlight the helpfulness and politeness of the customer service staff, noting their efficiency in resolving issues and providing support. The process of adding and withdrawing funds is generally seen as straightforward, and many users are satisfied with the overall service provided. However, some people were dissatisfied with certain aspects of the payment system, particularly the waiting times for funds to clear and limitations on minimum payment amounts. There are also occasional reports of login difficulties and inconsistencies with the online system, which some users found frustrating. A few other people also felt that communication could be improved, especially when dealing with complex transactions or account closures.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, highlighting the ease of setting up accounts and... See more

Payment

Reviewers highlight ambiguous aspects of payment. Many customers express frustration with delays in... See more

Customer service

Consumers find customer service to be ambiguous. Many reviewers praise helpful and polite agents, with some... See more

Service

Users describe ambiguous interactions with service. Many reviewers report extremely poor service, citing... See more

Staff

People report ambiguous experiences with staff. Many customers praise the helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very easy to add funds and withdraw funds. You always know how much more you can add to your ISA. The only gripes I have are the changes they made so we can’t compare performance using graphs, and I... See more

Company replied

Rated 4 out of 5 stars

Easy to use ISA investment platform Even better if I could easily see how each fund they offer was performing

Company replied

Rated 4 out of 5 stars

We set up this account for my son and only my husband has access to view the account in full, but it’s super easy for other family members to make contributions too. You just send them a link, they re... See more

Company replied

Rated 4 out of 5 stars

Useful little app to keep track of your savings. When I have had to contact SF to sort out administration on my Bond they called back promptly and I was able to sort things out with a real human being... See more

Company replied


Company details

  1. Investment Company
  2. Financial Institution

Written by the company

Scottish Friendly is one of the UK’s leading financial mutuals and we’ve been around since 1862. Being a mutual organisation means that we’re owned by our members, not shareholders, so all the profit we make is used for the benefit of our members. Scottish Friendly believes investments should be for everyone. We aim to offer affordable investments and protection plans, to be fair on cost and to offer a quality, secure and trustworthy experience however you deal with us.


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Very friendly customer service

Very friendly customer service, very patient and understanding overall a very delightful experience.

June 20, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Hi Samuel, thank you for taking the time to leave a review.

Kind regards

Kevin

Rated 4 out of 5 stars

I needed help reinstating a savings…

I needed help reinstating a savings plan. The advisor was very patient and helpful which was much appreciated.

June 9, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Helen, thank you for your review. Kind regards, Scottish Friendly

Rated 5 out of 5 stars

Used Scottish friendly in the past for…

Used Scottish friendly in the past for accounts and never disappointed. The service is brilliant and so is the return on the accounts highly recommend

June 1, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Thank you for your 5 star review.

Rated 5 out of 5 stars

Great customer service

Just set up a couple of child ISAs - had some issues and received the most efficient and patient customer service experience from Anna. Very appreciative given my mistakes.

June 17, 2025
Unprompted review
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Reply from Scottish Friendly

Dear Davina, thank you for your 5 str review. Kind regards, Scottish Friendly.

Rated 1 out of 5 stars

If there was a negative value I would…

If there was a negative value I would give it. I have been trying to cash in a small pension for 6 MONTHS! I have be totally honest about my personal situation and about how much anxiety their time wasting is causing me. Today I sent an email to Steven McGee their CEO.
Yesterday I was promised my money would be will me by end of business yesterday or by this morning. NOTHING!!!!!!

June 17, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Jane, thank you for your review. We are sorry to hear that you have not had a positive experience. Someone is currently looking into your complaint and they will be in contact soon with you. Kind regards Scottish Friendly

Rated 4 out of 5 stars

Smooth process

The whole process of creating an account and starting to invest was smooth. It would have been nice to know where specifically the Climate Leaders Fund invests.

June 16, 2025
Unprompted review
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Reply from Scottish Friendly

Dear Shakti, thank you for you review. Best wishes, Scottish Friendly.

Rated 5 out of 5 stars

Easy access to set up on line which I…

Easy access to set up on line which I appreciated as I find online set ups very frustrating this was easy

June 16, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Mary, Thank you for your 5 star review. Kind regards, Scottish Friendly

Rated 5 out of 5 stars

I completed my application on line

I completed my application on line , i found it very easy to complete and received my documents within a few days.

June 6, 2025
Unprompted review
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Reply from Scottish Friendly

Dear Michael, thank you for your 5 star review. Best wishes, Scottish Friendly

Rated 1 out of 5 stars

NIGHTMARE PART 3

If I COULD GIVE - STARS IT WOULDN'T BE ENOUGH.
IM NOT GOING TO REPEAT MY 2 PREVIOUS POSTS.
BUT IN A NUTSHELL .........
THIS ALL STARTED 28TH APRIL
TODAY IS 13TH JUNE , STILL NO PENSION PAID TO ME , INVESTIGATION STILL ON GOING , ALMOST 7 WEEKS THEY HAVE HELD MY MONEY SINCE I REQUESTED TO CASH IN .
HAVE NOW GONE TO THE TOP (STEPHEN McGEE ) THE CEO OF SCOTTISH FRIENDLY . HE NEEDS TO KNOW HOW HIS CUSTOMERS ARE BEING TREATED & STOP IT HAPPENING TO ANY OTHER PENSIONERS.
ALSO DO NOT TAKE ANY NOTICE OF THE GENERIC REPLIES TO ANY OF THE POSTS FROM THE COMPANY , ITS NEGATIVE ACTION .

April 25, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Stephanie, we are sorry to hear you have not had a great experience with Scottish Friendly. We have looked into the above complaint and we've been informed that our complaints team have been in contact with you today. We hope this issue has been resolved. kind regards Scottish Friendly.

Rated 5 out of 5 stars

Scott Gilmore …

Scott Gilmore offered exceptional customer service and support in dealing with my son’s CTF . After over a month of email communications and misunderstanding, Scott offered incomparable service clearing up identification mishaps and effectively and efficiently resolved issues and was able to assist us. Very friendly and professional. Definitely a team asset. Thank you Scott.

June 9, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Thank you for your 5 star review, we will pass this onto Scott. Best wishes, Scottish Friendly.

Rated 1 out of 5 stars

AVIOS points never received

Bought isa through avios from this company last October and like most other people who did the same, never got the avios points.

October 10, 2024
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Bev, we are sorry to hear this. We have someone currently looking into this for you, in order to connect you with the correct case may we ask that you send an email to contactus@scottishfriendly.co.uk with the following details full name, policy number, postal address and date of birth and please mention that this is in connection to your Trustpilot review. Kind regards Scottish Friendly.

Rated 1 out of 5 stars

Too many problems trying to login to…

Too many problems trying to login to view my account when I request a password reset i get a sorry there's been an issue please contact customer service. Far too much stress caused by using this company on more than 4 occasions

June 5, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Darren, we are sorry to hear that you have encountered an issue with our website, and we have forwarded this on to the relevant department. May we ask that you send an email to contactus@scottishfriendly.co.uk with the following details full name, policy number, postal address and date of birth if you wish to discuss this further. Kind regards Scottish Friendly.

Rated 5 out of 5 stars

Scott at Scottish V Helpful

Scott at Scottish (!) Friendly helped me get back in to my locked account and merge my other account so I can find them in one portal. Very helpful and friendly, thank you!

June 3, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Thank you for your 5 star review, we will pass this onto Scott. Kind regards Scottish Friendly

Rated 5 out of 5 stars

Scottish Friendly are my new No 1 investment choice

Scottish Friendly are always very responsive and accurate with your ISA despite my frequent chopping and changing of payment dates and monthly amounts highly efficient and highly recommended

May 30, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Richard, thank you taking the time to leave a review. Kind regards, Scottish Friendly

Rated 1 out of 5 stars

Totally incompetent company who use…

Totally incompetent company who use delay tactics time and time again.
Small pot pension withdrawal should be a simple task but not with Scottish friendly who will complicate forms, keep you in the dark on timelines, never respond to emails and call representatives are clueless.
Im writing this review in the hope that someone from them will get in touch with me as I have exhausted all other possibilities.
All you get is we are busy right now. That should never be used as an excuse for poor service, that is your business and you are probably only so busy with people wanting to move monies from you.
If I could be arsed I would switch my childs trust fund from them to another company but judging on others reviews that would only be another headache.
I want my money please, sort it out.

Ad on 02/06/2025
I started this pension withdrawal journey on 1st of April, received forms via email 8th April, filled in and returned forms 9th April and told it would take 10-15 days.
Last and only contact issued by Scottish friendly was 22nd May despite my multiple emails to them.
Phoned today 2nd June to be told it would take up to another 20 working days.
It's really bad service and I would advise anyone to look elsewhere.

May 29, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Nick, we are sorry to hear that you have not had a good experience. May we ask that you send an email to contactus@scottishfriendly.co.uk with your full name, postal address, date of birth, policy number and if you also mention this is in relation to your Trustpilot post we will have someone look into this for you. Kind regards, Scottish Friendly.

Rated 1 out of 5 stars

Rubbish customer service!…

Requested P60 for the last Tax year to which the reply was 'This will be sent to you in the post'. I am still waiting after some six weeks!
All my P60's came within two weeks after the end of the last tax year!

May 8, 2025
Unprompted review
Scottish Friendly logo

Reply from Scottish Friendly

Dear Josephine, we are sorry to hear you haven't received this yet. If you would like to discuss this further please send an email to contactus@scottishfriendly.co.uk with your full name, postal address, date of birth, policy number and if you also mention this is in relation to your Trustpilot post we will have someone look into this for you. Kind regards, Scottish Friendly

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