super helpful friendly understanding staff. get your loan from this company, if you want an excellent experience. Fastest loan company ive ever seen !!! Great JOB !
Company replied
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Review summary
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What people talk about most
Reviews shaping this summary
I have been dealing with payday lenders for long time simple financial turns out to be the best one !! Customer service on top quick reply quick documentation and delivery of funds keep up the great... See more
Company replied
The process was very easy. The email communication was excellent. The explanation of how the loan worked was very clear thank you so much for having this service.
Company replied
This company is truly wonderful i needed help and they didn't even rethink twice about me me, it's not easy getting help sometimes when your a senior thank you so very much
Company replied
Company details
- #6 of 17 best companies in Loan Agency
- #12 of 25 best companies in Alternative Financial Service
- #5 of 15 best companies in Financial Institution
- #6 of 21 best companies in Non-Bank Financial Service
Written by the company
At Simple Financial, your peace of mind is our priority. We understand that life can bring unexpected expenses, and our mission is to provide a safe, reliable, and stress-free borrowing experience when you need it most. As a licensed payday loan provider in Ontario, we operate strictly under provincial laws and regulations, ensuring every loan is offered with full compliance and transparency. Our clients can feel confident knowing they are working with a responsible lender that puts fairness and integrity first. What sets us apart is our commitment to: Customer Service: We treat every client with respect, care, and understanding. Transparency: Clear terms, no hidden fees, and honest communication. Speed: Quick approvals and fast access to the funds you need, when you need them. Whether it’s an urgent bill or an unexpected situation, we’re here to help you bridge the gap with dignity and efficiency. At Simple Financial, we believe in making short-term lending straightforward, safe, and supportive for all our clients.
Contact info
4.8
Excellent
188 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Quick service
Quick service. Got approved pretty fast after doing the application.
Thank you
April 1, 2026
Reply from SimpleFinancial
Hi Karen,
Thank you for sharing your experience! We're glad to hear the application process was quick and that your approval came through fast. Our goal is always to make things as smooth and efficient as possible.
We appreciate you taking the time to leave a review.
Reply from SimpleFinancial
Hi Meagan,
Thank you for the great review! We’re happy to hear that you found the service fast, straightforward, and efficient. That’s exactly the experience we aim to provide for all of our clients.
We truly appreciate your feedback.
Simple financial is quick with the…
Simple financial is quick with the application and payout is quick and fast Very happy with my services with this company Thankyou
March 30, 2026
Unprompted review
Reply from SimpleFinancial
Thank you for your kind review! We're glad to hear that you found the application process simple and the payout fast. Our goal is to make borrowing quick, clear, and hassle-free for our clients. We appreciate your trust in Simple Financial and are happy we could help. If you ever need assistance again, our team is always here for you.
It was fairly quick and efficient staff…
It was fairly quick and efficient staff was very helpful had a few hiccups but got it worked out.I would have liked to be able to borrow a little more but am thankful for what I was approved for.This was my 3rd loan with them very satisfied they helped me out.Thank you.
March 27, 2026
Unprompted review
Reply from SimpleFinancial
Hi Karen,
Thank you for your continued trust in us — we really appreciate you coming back for a third loan. We're glad our team was able to work through the hiccups and get everything sorted for you. We always aim to make the process as quick and smooth as possible while approving amounts we feel are responsible and manageable.
Thanks again for your kind words and for choosing us when you needed help.
Amazing staff
Amazing staff! Easy and simple! No hassles no issues. Great company!
March 27, 2026
Unprompted review
Reply from SimpleFinancial
Hi Najette,
Thank you for the great review! We're very happy to hear that you found the process easy and hassle-free and that our staff made a good impression. Providing simple and reliable service is exactly what we aim for.
We truly appreciate your support!
Great service and follow up
March 26, 2026
Unprompted review
Reply from SimpleFinancial
Hi Vasee,
Thank you for the great review! We're glad to hear you were happy with the service and follow-up. We always try to make the process as smooth and responsive as possible. We appreciate your support!
Very fast and reliable would recommend…
Very fast and reliable would recommend to others
March 26, 2026
Reply from SimpleFinancial
Hi Ross,
Thank you for the kind words! We're happy to hear you found the process fast and reliable. Your recommendation means a lot to us, and we're always here if you need anything in the future.
The process was very easy
The process was very easy. The email communication was excellent. The explanation of how the loan worked was very clear thank you so much for having this service.
March 24, 2026
Reply from SimpleFinancial
Hi Pota,
Thank you for taking the time to share your experience. We're glad to hear that the process was easy and that our email communication helped clearly explain how the loan works. Making things simple and transparent for our clients is very important to us.
We truly appreciate your feedback!
It's easy and approachable...no time…
It's easy and approachable...no time wasted like it...
March 25, 2026
Reply from SimpleFinancial
Hi Ricardo,
Thank you for the great review! We're happy to hear you found the process easy and straightforward. Our goal is always to make the application quick and accessible without unnecessary delays.
We appreciate you choosing Simple Financial.
Reply from SimpleFinancial
Hi Justin,
Thank you for the review! We're glad to hear the process was fast and easy for you. Our team works hard to make sure clients can get the help they need as quickly as possible.
We appreciate your feedback.
Quick and easy
March 25, 2026
Reply from SimpleFinancial
Hi Jeremy,
Thank you for your review! We're glad you found the process quick and easy. Providing a simple and efficient experience is exactly what we aim for.
We appreciate your feedback!
That you guys are very quick at a respond and easy application process
You guys we really quick at getting back at me about my application and approve
of application and your application process very simple and easy good job.
March 24, 2026
Reply from SimpleFinancial
Thank you for the great review! We’re glad to hear the application process was simple and that our team was able to get back to you quickly. Providing fast responses and an easy application experience is exactly what we aim for. We appreciate your feedback and your trust in us!
Reply from SimpleFinancial
Thank you for your review, Edith!
We’re glad to hear that you found the process simple, straightforward, and quick. That’s exactly the experience we aim to provide for all of our clients. If you ever need assistance again, our team will be happy to help.
No headaches quick n easy
March 22, 2026
Reply from SimpleFinancial
Hi Brandon,
Thank you for the great review! We're glad to hear the process was quick and easy with no headaches. That’s exactly the experience we aim to provide for all of our clients.
We appreciate your support!
The service was very quick.
March 21, 2026
Reply from SimpleFinancial
Hi there,
Thank you for your review! We’re glad to hear that you found the service very quick. Our team works hard to make the process fast and straightforward for our clients.
We appreciate your support!
Reply from SimpleFinancial
Hi Alicia,
Thank you for the 5-star review! We’re happy to hear that your payout went smoothly. Our goal is always to make the process quick and reliable for our clients.
Thanks again for choosing us!
Amazing
These folks are very courteous and goes above and beyond to help me
March 18, 2026
Unprompted review
Reply from SimpleFinancial
Thank you for your kind words, Patrick! We’re happy to hear that our team was able to assist you and provide a courteous experience. Helping our clients and going the extra mile is always our goal. We truly appreciate your feedback.
You guys did very good great
March 16, 2026
Reply from SimpleFinancial
Thank you for your kind words. We're very glad to hear you had a positive experience with our team.
Our goal is always to provide Canadians with a simple, respectful, and professional service when they need financial assistance. We truly appreciate you taking the time to share your feedback.
Reply from SimpleFinancial
Thank you for your review. We're happy to hear that you found our team professional and polite.
Providing clear communication and respectful service is very important to us, and we're glad your experience reflected that. We appreciate you choosing us and taking the time to leave your feedback.
Reply from SimpleFinancial
Thank you for your kind words, AA! We’re really glad to hear that your experience with Simple Financial was a great one and that we could be there when you needed us. Our goal is always to provide a fast, respectful, and straightforward process for our clients. We truly appreciate your feedback
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