super helpful friendly understanding staff. get your loan from this company, if you want an excellent experience. Fastest loan company ive ever seen !!! Great JOB !
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I have been dealing with payday lenders for long time simple financial turns out to be the best one !! Customer service on top quick reply quick documentation and delivery of funds keep up the great... See more
Company replied
The process was very easy. The email communication was excellent. The explanation of how the loan worked was very clear thank you so much for having this service.
Company replied
This company is truly wonderful i needed help and they didn't even rethink twice about me me, it's not easy getting help sometimes when your a senior thank you so very much
Company replied
Company details
- #6 of 17 best companies in Loan Agency
- #12 of 25 best companies in Alternative Financial Service
- #5 of 15 best companies in Financial Institution
- #6 of 21 best companies in Non-Bank Financial Service
Written by the company
At Simple Financial, your peace of mind is our priority. We understand that life can bring unexpected expenses, and our mission is to provide a safe, reliable, and stress-free borrowing experience when you need it most. As a licensed payday loan provider in Ontario, we operate strictly under provincial laws and regulations, ensuring every loan is offered with full compliance and transparency. Our clients can feel confident knowing they are working with a responsible lender that puts fairness and integrity first. What sets us apart is our commitment to: Customer Service: We treat every client with respect, care, and understanding. Transparency: Clear terms, no hidden fees, and honest communication. Speed: Quick approvals and fast access to the funds you need, when you need them. Whether it’s an urgent bill or an unexpected situation, we’re here to help you bridge the gap with dignity and efficiency. At Simple Financial, we believe in making short-term lending straightforward, safe, and supportive for all our clients.
Contact info
4.8
Excellent
188 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Reply from SimpleFinancial
Thank you so much! We’re glad you had a great experience with our team. If you ever need anything, we’re here to help.
Great experience
This is my first time receiving a payday loan and the experience was AMAZING! MY car payment was due and was stuck I've applied on other websites before and never went through with the loan because the interest was so high. I was approved within 20 minutes and received my funds instantly. Will definitely use again.
November 18, 2025
Unprompted review
Reply from SimpleFinancial
Thank you for taking the time to share this! We’re really happy we could help you out quickly and offer you a fairer option. We work hard to keep the process simple and transparent. Don’t hesitate to reach out anytime we’re always here for you!
Reply from SimpleFinancial
Thank you! We really appreciate the feedback. Our team is always here if you need anything in the future.
Reply from SimpleFinancial
Thanks so much! We’re happy to hear you had an awesome experience with us.
Reply from SimpleFinancial
We’re glad to hear it! Speed and simplicity are exactly what we aim for. Thank you for choosing us!
Reply from SimpleFinancial
Thank you! We’re happy the process was smooth for you. Feel free to reach out if you ever need assistance again.
Very awesome!
November 17, 2025
Reply from SimpleFinancial
Thank you! We appreciate the support and are here anytime you need us.
Thank you for helping me when I needed…
Thank you for helping me when I needed it! Your kindness means so much!
November 15, 2025
Reply from SimpleFinancial
Thank you for your kind words! We’re happy we could be there for you when you needed support. Don’t hesitate to reach out anytime.
Reply from SimpleFinancial
Thank you for the great feedback! We’re pleased to hear everything was quick and efficient. We appreciate you choosing us!
Quick and easy
November 12, 2025
Reply from SimpleFinancial
Thank you! We’re glad the experience was quick and easy for you. We’re here anytime you need us!
I have been dealing with payday lenders…
I have been dealing with payday lenders for long time simple financial turns out to be the best one !! Customer service on top quick reply quick documentation and delivery of funds keep up the great work team simple .🙌🙌🙌🙌🙌🙌🙌
November 11, 2025
Unprompted review
Reply from SimpleFinancial
What a fantastic message, thank you! We’re thrilled to know that you’ve noticed the care and speed we put into every file. Our team really appreciates your support and we’ll keep working hard to stay the best option for you.
Green Groceries
I thought I was not going to receive any funds at all.
SimpleFinancial is great and after my loan is paid this month November (end). Re-applying again and greatful my daughter found this company!
=)
November 4, 2025
Reply from SimpleFinancial
We’re so happy to hear that your experience was positive and that we could make things easier for you. We’ll be ready to help again when you reapply, thank you (and thanks to your daughter too!) for trusting Simple Financial.
When everybody said no
When everybody said no, you said yes! A big help to somebody who is in need. Thank you.
November 3, 2025
Reply from SimpleFinancial
Thank you so much for sharing that! Helping good people get a fair chance is exactly why we do what we do. We’re grateful you trusted us and we’re always here when you need a hand.
Very happy with the service
Very happy with the service, quick and painless. Highly recommend!
November 10, 2025
Reply from SimpleFinancial
We truly appreciate your kind words and recommendation! Our goal is to make every experience as smooth and stress-free as possible , happy to hear we could help when you needed it.
Reply from SimpleFinancial
Thank you for your review! We’re glad to hear the process was fast and easy for you. If there’s anything we could’ve done to make it a full 5-star experience, please let us know, we’re always improving!
Quick easy painless
November 8, 2025
Reply from SimpleFinancial
Hi there,
Thanks so much for the review! Glad to hear everything was quick, easy and painless
We appreciate you choosing us!
Quick and easy application fast…
Quick and easy application fast processing. Customer service was friendly and helpful.
November 8, 2025
Reply from SimpleFinancial
Hi there,
Thank you for your lovely review! We’re glad the application was quick and easy, and that our team could be friendly and helpful throughout the process.
We really appreciate you choosing us!
Easy Loan
This is the fastest and easiest loan I have ever applied for. Low rates and very quick turn around.
November 8, 2025
Reply from SimpleFinancial
Hi there,
Thanks for the amazing review! We’re so glad the loan was fast, easy, and at a great rate for you.
We appreciate you choosing us
Easy to use and quick
November 6, 2025
Reply from SimpleFinancial
Thanks so much for your feedback! We’re glad to hear you found our service easy to use and quick, that’s exactly what we aim for. We appreciate your support!
Reply from SimpleFinancial
Thank you for your kind words! We’re so happy to hear that your experience was quick and easy — that’s exactly what we strive for. We appreciate your support!
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