super helpful friendly understanding staff. get your loan from this company, if you want an excellent experience. Fastest loan company ive ever seen !!! Great JOB !
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I have been dealing with payday lenders for long time simple financial turns out to be the best one !! Customer service on top quick reply quick documentation and delivery of funds keep up the great... See more
Company replied
The process was very easy. The email communication was excellent. The explanation of how the loan worked was very clear thank you so much for having this service.
Company replied
This company is truly wonderful i needed help and they didn't even rethink twice about me me, it's not easy getting help sometimes when your a senior thank you so very much
Company replied
Company details
- #6 of 17 best companies in Loan Agency
- #12 of 25 best companies in Alternative Financial Service
- #5 of 15 best companies in Financial Institution
- #6 of 21 best companies in Non-Bank Financial Service
Written by the company
At Simple Financial, your peace of mind is our priority. We understand that life can bring unexpected expenses, and our mission is to provide a safe, reliable, and stress-free borrowing experience when you need it most. As a licensed payday loan provider in Ontario, we operate strictly under provincial laws and regulations, ensuring every loan is offered with full compliance and transparency. Our clients can feel confident knowing they are working with a responsible lender that puts fairness and integrity first. What sets us apart is our commitment to: Customer Service: We treat every client with respect, care, and understanding. Transparency: Clear terms, no hidden fees, and honest communication. Speed: Quick approvals and fast access to the funds you need, when you need them. Whether it’s an urgent bill or an unexpected situation, we’re here to help you bridge the gap with dignity and efficiency. At Simple Financial, we believe in making short-term lending straightforward, safe, and supportive for all our clients.
Contact info
4.8
Excellent
188 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Reply from SimpleFinancial
We really appreciate your feedback! It’s great to hear you were pleased with the speed and ease of our service.
Reply from SimpleFinancial
We appreciate your feedback! It’s great to know our speedy service met your expectations.
Exceptional cooperation and speedy…
Exceptional cooperation and speedy delivery.
Very professionally and simple process, as company name implies.
November 3, 2025
Unprompted review
Reply from SimpleFinancial
Thank you for your wonderful feedback! We’re delighted to hear you found our process professional, simple, and true to our name. We appreciate your trust in us and look forward to serving you again!
Reply from SimpleFinancial
We really appreciate your feedback! It’s great to hear you were satisfied with our timing, politeness, and quick action. Thanks for choosing us!
I got approved for less than excepted…
I got approved for less than excepted but service was fast and convenient.
November 1, 2025
Reply from SimpleFinancial
Thank you for your feedback! We’re glad to hear the process was fast and convenient. Since this was your first time with us, your approval amount may start a bit lower, but as you borrow with us again and build history, you’ll become eligible for higher amounts in the future. We appreciate you choosing us!
Reply from SimpleFinancial
It’s our pleasure! We’re so glad we could assist you, welcome aboard!
Reply from SimpleFinancial
We really appreciate your feedback! Glad to know the process was fast and simple for you.
They are a joke and if I was you don't…
So simple finacial I see you complained about my review and I will do as you asked ok this time and if you must know truth can be hurtful and like everything bad has consequences but I have never ever had a problem with my reviews ok just you because I will tell you something i have respect for everyone until they don't deserve it and the proof i have from the way you spoke to me in denying me is wrong and you can do what you want because you see i did nothing wrong because I know my rights of freedom of speech because my friend taught me and you might know him Canada's soon soon to be Prime Minister Pierre Poilievre and you keep telling people what you did to me and he might just find out ok so I hope this is better
October 25, 2025
Unprompted review
Reply from SimpleFinancial
At Simple Financial, we follow strict responsible lending practices as required by Ontario’s lending regulations.
We understand it can be frustrating to be declined, but lending decisions are never personal — they’re based entirely on financial eligibility and affordability criteria to protect our clients from overextending themselves.
We always treat every applicant with respect and professionalism. Our commitment is to lend responsibly, even when that means saying no.
Amazing service fast and effortless…
Amazing service fast and effortless great company to deal with :)
October 23, 2025
Reply from SimpleFinancial
Thank you for your wonderful feedback! We're delighted to know you found our service fast and effortless. Providing a smooth, positive experience for every customer is always our top priority, we truly appreciate your trust in our company.
Reply from SimpleFinancial
Thank you so much for your kind words! We’re glad you had an amazing experience and that our team could assist you quickly and kindly.
Amazing fast kind
October 19, 2025
Reply from SimpleFinancial
Thank you so much for your kind words! We’re glad you had an amazing experience and that our team could assist you quickly and kindly.
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