SimplyExcess Reviews 197

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent value for money, noting that the prices are significantly lower than those offered by car rental companies, often saving them a small fortune. People also appreciate the top-class service, finding the website easy to navigate and the process of obtaining a quote straightforward. Many consumers highlight the peace of mind they gain from using this service. However, some customers mentioned that they did not have to make a claim, so they could not comment on the claims process or the customer service in that regard. Conversely, a few other people also felt that the company handled their claims incredibly efficiently, with one reviewer receiving reimbursement within three days and another having their claim accepted in full in less than a week.

What people talk about most

Price

Reviewers consistently express satisfaction with the pricing. Many customers highlight that the cost is... See more

Service

Reviewers highlight positive aspects of service. Customers consistently praise the excellent service,... See more

Claim

Customers consistently note ambiguous experiences with claim. Many reviewers did not need to make a claim, so... See more

Value for money

Clients share positive opinions on value for money. Many reviewers found the service to be excellent value,... See more

Website

Customers had positive experiences with the website. Reviewers consistently found the website easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I needed excess protection at short notice for a rental car from Enterprise who wanted to charge me £64 for three days. Found Simply Excess through the Martin Lewis website and their charge was only... See more

Rated 5 out of 5 stars

Car rental excess policy was regrettably “excessive” . The online process with Simplyexcess was quick and easy. Towards the end of the agreement I needed to amend the return time by a few hours, commu... See more

Rated 5 out of 5 stars

I had to make a claim on our car hire excess cover after being charged £900 by Dollar Car Rental at Belfast International Airport for a chip in the windscreen. I submitted all the paperwork to Simply... See more

Rated 5 out of 5 stars

First time we have used Simply Excess I was nervous about car Hire Simply Excess gave peace of mind & confidence to drive in an unfamiliar car. thankfully I didn't need to make a claim.The communica... See more


Company details

  1. Insurance Broker
  2. Travel Insurance Company

Written by the company

No forms, no fuss. At SimplyExcess, we make car hire excess insurance simple, fast, and affordable. Forget long forms, confusing jargon, or hidden fees – just straightforward cover in a few easy clicks. We take care of the details so you can enjoy your trip with total confidence and peace of mind.


Contact info

4.9

Excellent

TrustScore 5 out of 5

197 reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Great experience after needing to claim

I had to make a claim on our car hire excess cover after being charged £900 by Dollar Car Rental at Belfast International Airport for a chip in the windscreen. I submitted all the paperwork to Simply Excess via their online form 2 days after the incident and received the full amount requested less than 10 days later. I had to call to ask a couple of questions before submitting the paperwork and the person I spoke to was helpful and sent me the information required via email whilst I was on the phone. We will be using this company again - cannot rate highly enough. And much better to buy this insurance than give extortionate amounts of money to the car hire companies.

April 2, 2026
Unprompted review
Rated 5 out of 5 stars

Great value and easy to arrange

I needed excess protection at short notice for a rental car from Enterprise who wanted to charge me £64 for three days. Found Simply Excess through the Martin Lewis website and their charge was only £8, so very good value.
Arranging and buying the policy was quick and simple. The policy was clear and easy to understand. Simply Excess also sent some useful advice shortly before the vehicle return was due on what to do when returning the car.
I cannot comment on their customer service for any claim as I fortunately did not have to make a claim.

April 3, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service, great price. I didn't need to claim but I received several emails before my trip and on returning the car giving advice about the hire'

February 27, 2026
Unprompted review
Rated 5 out of 5 stars

Peace of mind

Did what it said on the tin - Provides the peace of mind knowing that you are covered should one of the car rental companies tries stealing money from you. Lets face it, their all sly and want any excuse to take money!

5 star from me for the simple process of purchasing, their competitive price and the information they give you on how to navigate the car hire world.

* I didnt need to make a claim thus depending on how they handled it could have changed my rating and review*

March 4, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

I used simply excess in 2025 and needed to claim after hire car was scratched. They settled claim without any quibbles.
Hence I used again this year for SA trip, very easy to arrange.
Fortunately this year I didn’t need to make a claim.

February 16, 2026
Unprompted review
Rated 5 out of 5 stars

Great experience, would recommend

Super easy to use and take out the right amount of cover I needed for my car hire. Excellent comms - just the right level of emails. Great price compared to what the car hire place quoted (ca. £90) so I saved a packet - would recommend for sure.

February 16, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Thankfully, no need to make a car insurance claim, but the whole process of obtaining insurance and helpful emails was first class. Thank you!

February 16, 2026
Unprompted review
Rated 5 out of 5 stars

Good price

Good price. Extensive coverage. I did not have to claim, which would be the acid test.

February 10, 2026
Unprompted review

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