Banner for SoLo Funds

SoLo Funds Reviews 2,504

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,396 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the app's ease of use and the straightforward process for obtaining funds, often within minutes or hours of their request. Many appreciate the quick access to emergency financial assistance and the supportive community aspect, where people help each other. The service is consistently described as helpful and efficient, providing a valuable resource for those in need. However, some people mentioned issues with customer service, citing unresponsiveness and problems with card verification or payment processing. A few other people also felt that the payment structure could be confusing, with concerns about fees and how they are applied to lenders and borrowers.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the app's ease of use and straightforward... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers reporting quick funding and an easy... See more

Service

People report positive experiences with the service, highlighting its efficiency and ease of use for securing... See more

Application

Customers had positive experiences with the app, describing it as helpful, fast, and easy to use for both... See more

Customer service

Clients share positive opinions on customer service, with many reviewers finding the support to be very... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple pro... See more

Company replied

Rated 5 out of 5 stars

Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It a very life saving program

It a very life saving program

May 12, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Dewey,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Response time

May 12, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great experience!

Great experience!! Definitely a great help super beneficial

May 11, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

I highly recommend this app

I highly recommend this app. It is great for peer to peer loans with reasonable fees.

September 8, 2025
SoLo Funds logo

Reply from SoLo Funds

Dear Joshua,

We’re glad to hear that you’re enjoying the community based lending experience and finding the fees reasonable.
We appreciate your support and are happy to have you as part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It was easy and fast right on time…

It was easy and fast right on time thank you

May 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

After all banking and identity…

After all banking and identity information was submitted and verified I had my loan request fulfilled in less than 5 minutes.
I love Solo and the hassle-free service thats being made available to easily secure emergency financial assistance if needed.

May 8, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Fast funding!

Loan funded within minutes of my request!

May 11, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Kei,

We’re happy to hear your loan was funded within minutes and that the process was fast and smooth.
We appreciate you choosing SoLo and look forward to continuing to support you when you need it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Ray,

We’re glad to hear you’re enjoying the app and finding it helpful for funding.
We appreciate your support and are happy to be part of your financial journey.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Best thing that happened was this app…

Best thing that happened was this app it worked right away and got me the help i needed

May 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Herlinda,

We’re so glad SoLo was able to work right away and help you when you needed it most.
We appreciate your support and are happy to be a resource you can count on.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Impressive

Impressive

May 10, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

My first experience has been seamless

My first experience has been seamless. The entire process was easy to understand and helped me accomplish something meaningful. I’m grateful for this program and thank everyone.

May 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tanicha,

We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Car repair emergency

The kindness of John C to help me out when I needed it I appreciate so very much. Thank You.

May 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Harold,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Nathan,

We’re glad to hear the process was quick and helpful. We appreciate your support and are happy SoLo could assist you when you needed it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I like how helpful they are trying to…

I like how helpful they are trying to get you the funds Yu nee. Great community of people experiencing the same as you so the help your getting is proven tested

May 8, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very good company

Very good company

May 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jessica,

We’re happy to hear you had a positive experience with SoLo. We truly appreciate your support and kind words.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Alexander,

We'd love to see you again! We believe that staying connected is key to building a strong community.

Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Be honest about what needs to be and what you can afford

Easy process with quick funding.

May 8, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Martin,

We’re glad to hear you found the process easy and the funding quick. We also appreciate your reminder about being honest and thoughtful about what you need and can afford. Thank you for choosing SoLo.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great experience

Great experience. I wish I had found them earlier

May 8, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Edward,

We’re glad to hear you had a great experience with SoLo. We’re happy you found us and appreciate the opportunity to support you when you need it.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo funds is amazing

Solo funds is amazing. I got the money I needed in a timely manner, the games they have on their are awesome and the pay out goes towards the loan you borrowed. I won't go anywhere else. They are secure safe and trust worthy. SOLO FUNDS is the way for me!! Thank you solo!

April 19, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Lindsey,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Awesome people!

Solo is unique. It’s not AI, it’s actually people caring about people! I love it! It’s the ONLY borrow/lend app you’ll ever need!

May 9, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We love hearing that SoLo feels unique and people-centered to you.
Our community is built around people helping people, and we’re grateful to know that care came through in your experience.
We truly appreciate your support!

Thank You,
SoLo Community Expert

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look