Sparks Mortgages Reviews 

75
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

I honestly can’t thank Helen enough for everything they did for us. Our house purchase turned into a bit of a nightmare with lots of unexpected problems, and there were times when we genuinel... See more

Rated 5 out of 5 stars

Steven has been incredibly helpful for my partner and me in our house purchase. As first time buyers we needed a lot of guidance and advice on not only finding the right mortgage deal, but with the wh... See more

Company replied

Rated 5 out of 5 stars

The guys at Spark Mortages are really amazing! I have been saving up to buy a house for the last few years & even though I’ve been really good recently I still have a terrible credit rating! I... See more

Company replied

Rated 5 out of 5 stars

We had a lot of recommendations for a mortgage advisor, but decided to go with Steven at Sparks Mortgages. He was incredible - went above and beyond what was expected. As we were first time buye... See more

Company replied

Company details

  1. Mortgage Broker

Written by the company

At Sparks Mortgages, we believe that everyone deserves the chance to own their dream home. Our experienced team are dedicated to finding the best mortgage and protection solutions, tailored specifically to meet your individual needs and circumstances.


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4.9

Excellent

TrustScore 5 out of 5

75 reviews

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4.9

All reviews

(75)

17 reviews in the last 12 months

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Rated 5 out of 5 stars

Steven Sparks - The Best

I was in a tough situation - after being told by one of the biggest mortgage brokers in the UK that we couldn’t get a mortgage for our first house due to my self employment. Fear no more Steven Sparks was on the case!!

Steven understood the gravity of the situation and acted swiftly and efficiently to help us out. Steven instantly put us at ease with his friendly demeanour, while also reassuring us, he was working after hours to get this sorted asap!

I would 110% recommend Steven and his team to anybody in need of his assistance. Thanks again Steven!!

June 19, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Louis,

Thank you for spending the time to write this kind review.

We are so happy to hear that Steven was able to help you trough a tough situation and acted swiftly and efficiently to be able to help you.

Its great to hear that you would recommend steven 110%. We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to our customers throughout the whole process.

it was a pleaser helping you and we look forward to helping you again in the near future.

Rated 5 out of 5 stars

Steve was really helpful

Steve went above and beyond to help us purchase our home and walk us through all the options.

May 30, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Austin,

Thank you for your kind review.

We are happy to hear that Steven went above and beyond to help you with the purchase of your home.

We're always here if you need anything, please take care and we look forward to speaking to you soon

Rated 5 out of 5 stars

Steve has been amazing helping us…

Steve has been amazing helping us through the purchase of our first home - his technical knowledge and down-to-earth demeanour really put us at ease. He's got us a great rate and has just been fab from the start. Thank you!

June 18, 2025
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Reply from Sparks Mortgages

Hello Shona,

Thank you for your kind review.

Its nice to hear that steven has been amazing at helping you through the purchase of your first home and that he was able to get you a great rate.

it was a pleaser helping you and we look forward to helping you again in the near future.

Rated 5 out of 5 stars

First Class Experience

We have worked with several financial advisors in the past, but our experience with Steven was by far the best. His service, knowledge, and professionalism were exceptional. Steven was always available to answer our questions, ensuring a smooth process through constant communication. If you're looking for a financial advisor who truly listens, takes the time to understand your needs, and keeps you informed every step of the way, we highly recommend Steven’s services.

March 3, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Alex,

Thank you for your kind review.

It’s nice to hear that steven was able to provide you with a knowledgeable and professional experience whilst also being available to always answer your questions when needed. Its great to know that you would highly recommend steven services.

it was a pleaser helping you and we look forward to helping you again in the near future.

Rated 5 out of 5 stars

Great Experience!

Steven has been first class from start to finish. He is a strong professional that genuinely cares about his clients which can be seen through his dedication and commitment to finding a solution that’s right for you. I would recommend him to anyone looking for a mortgage.

February 3, 2025
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Reply from Sparks Mortgages

Hello Ryan,

Thank you, we really appreciate your kind review.

Its so great to hear that Steven was able to give you a good experience and showed you how dedicated and committed he is to his clients and in finding a solution that right for you.

It was a pleasure helping you and we look forward to helping you again in the near future.

Rated 5 out of 5 stars

Steven was amazing helping us get out…

Steven was amazing helping us get out first place! Such smooth and thorough communication making sure we were always in the loop and felt very safe with his guidance!

July 2, 2024
Unprompted review
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Reply from Sparks Mortgages

Hello Jacob,

Thank you for your kind review it is much appreciated.

We're really happy to hear that Steven provided you with smooth and thorough communication. We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to our customers throughout the whole process.

we look forward to helping you again soon.

Rated 5 out of 5 stars

Fantastic Mortgage Advise!

Steve has helped us so much from day one! We had no clue on how to start a mortgage at all! During the second quarter of 2024, we initiated our conversation about purchasing a home but were not fully ready yet so we had to pause everything. Come October 2024, we though we were almost ready and messaged Steve again. It’s no surprise that with only one message, Steve was already ready to assist! We feel like we were being carried throughout this process. We had little to no worries as Steve sorted it all out for us. We are greatful to him beyond words!

January 22, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Kristine,

Thank you, we really appreciate your kind review.

We're really happy that you had a good experience from Steven and we really appreciate you taking the time to acknowledge this in your review.

Thank you for taking the time to share your experience with us and we look forward forward to helping you in the near future.

Rated 5 out of 5 stars

Excellent professional service received…

Excellent professional service received from Steven at Sparks Mortgages. Incredibly knowledgeable and delivers expert advice - great communication and really took the time to explain the ins and outs of what I needed to know about my options, which is really helpful for the non-financially minded amongst us! I'm confident that I got the best mortgage deal possible for my situation as a result. Steven made the whole process so much easier than I anticipated & I will certainly be using this company when it's time to renew the mortgage once more. Thanks for a great service and taking the stress out of an overwhelming task.

January 25, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Leah,

Thank you for your kind review.

We really appreciate you spending the time to write this review its always great to hear that we can help and that Steven took the time to explain everything you needed to know with what options you had.

We're always here if you need anything, please take care and we look forward to speaking to you soon.

Rated 5 out of 5 stars

Thanks to Steven at sparks mortgages…

Thanks to Steven at sparks mortgages I've received the best possible deals for my insurances at a very decent price he help explain what I need and was always on the end of the phone or email being a first time buy it's was a daunting experience but Steven took the time to explain why I need these and found the best ones for me I am so grateful and will definitely be returning when things are up for renewal

November 29, 2024
Unprompted review
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Reply from Sparks Mortgages

Hello Luke,

Thank you for your kind review.

Great to hear that Steven was able to help you with your insurance. We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to listen and answer each and every question.

Good luck and we look forward to helping you again soon.

Rated 5 out of 5 stars

Experienced mortgage advisor

Experienced mortgage advisor, very happy with the service I received and I wouldn’t hesitate to recommend to friends and family.

January 16, 2025
Unprompted review
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Reply from Sparks Mortgages

Hello Jo,

Thank you, we really appreciate your kind review.

It was a pleasure helping you and we look forward to helping you again and potentially friends and family in the near future.

Rated 5 out of 5 stars

As a single first time buyer the whole…

As a single first time buyer the whole idea of buying my first place was extremely daunting and felt out of reach, however an initial chat with Steven Sparks who pointed me in the direction of a shared ownership scheme property, initially we went through the affordability calculator and the monthly payments were within reach for me which I was delighted! ☺️

Although buying a shared ownership property seemed overwhelming Steven Sparks made the whole process as easy and painless as possible, and was always on the end of the phone or WhatsApp if I needed any advice or guidance, himself and he’s team are polite and professional and easy to speak to and a have a wealth of knowledge should you be unsure of anything during the whole process. I highly recommend Steven Sparks Mortgages great experience from start to finish 💯% 🏠👍

November 8, 2024
Unprompted review
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Reply from Sparks Mortgages

Hello Darren,

Thank you for your kind review.

We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to listen and answer each and every question. This enables us to help our customers make the right decision for them. We understand that every customer is different and therefore, there outcome could be different so we're really happy to hear that Steven provided an easy and painless process for you and most importantly was able to get the right outcome for you and your circumstances.

We're always here if you need anything, please take care and we look forward to speaking to you soon.

Rated 5 out of 5 stars

Truly recommend

Steven has been such a huge help with our remortgage.
He really listened to our requirements and offered us the best option keeping the whole process simple and at the same time professional.
I would truly recommend Sparks Mortgages (Steven) to anyone looking for mortgage or remortgage advice - Dana

September 19, 2024
Unprompted review
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Reply from Sparks Mortgages

Thank you Dana,
We really appreciate your kind review. We really try to make the whole process as simple and professional as possible and am glad we where able to help you with you're remortgage. Look forward to helping you again soon.

Rated 5 out of 5 stars

Great re-mortgage service with Sparks Mortgages …

We recently re-mortgaged through Sparks Mortgages and we're very happy with the service received. Our broker was Steven Sparks and he was very helpful and informative. He found us a few options that nicely fitted our needs and pointed out the costs, pros and cons for each clearly so we could confidently make a decision. Very happy with the service and will be keeping his card for when we need to sort a mortgage again. We would definitely recommend!

June 20, 2024
Unprompted review
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Reply from Sparks Mortgages

Thank you Dan for your kind review. We really appreciate you spending the time to write this review and really happy to hear that we could helped you with re-mortgage. Great to hear that Steven was able to help you with the pros and cons to guide you to the right decision. It was a pleasure helping you and we look forward to helping you again in the near future.

Rated 5 out of 5 stars

Efficient, helpful and friendly service

My mortgage adviser was Steven and I have only good things to say. He helped me through the entire process, from providing general, impartial advice tailored to my circumstances to selecting the right product for me and making the application process as smooth as possible. Steven always made time to chat when I had questions, which I really appreciated, and I never had to chase for anything. I will very likely use him again and have already recommended him to a friend for their house purchase.

September 17, 2023
Unprompted review
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Reply from Sparks Mortgages

Thank you Jessica, we pride ourselves at Sparks Mortgages with the very best customer service by always providing the right help tailored to our customers needs to make the right decision for them. Its very nice to hear that Steven made you're experience as smooth as possible. Look forward to helping you in the future.

Rated 5 out of 5 stars

Reliable Mortgage Services

So happy with Steven’s interest. Most important; he is trustworthy. Made my mortgage process so smooth.

July 15, 2024
Unprompted review
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Reply from Sparks Mortgages

Thank you for your kind review Gokay. We're really happy that your mortgage and protection process was smooth and that you built a trustworthy relationship with Steven.
We look forward to helping you in the future and wish you the best of luck going forward.

Rated 5 out of 5 stars

Highly recommend

Highly recommend the guidance and step by step update, detailed service calls, market review notifications from Steven Spark for Buy to let and Residential mortgage journey.

June 3, 2024
Unprompted review
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Reply from Sparks Mortgages

Thank you for your kind review and we're really glad to hear that you would recommendation us going forward due to the journey that Steven and Sparks Mortgages provided. Please feel free to contact us if you need anything going forward and we look forward to helping you further in the future.

Rated 5 out of 5 stars

Highly recommend Steven!

Highly recommend Steven!

We were first time buyers and had no clue what we were doing but Steven constantly put us at ease and helped us every step of the way!

He kept us informed and explained everything when we asked, was a very friendly guy and went above and beyond for us.

August 15, 2023
Unprompted review
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Reply from Sparks Mortgages

Thankyou for your kind review Charlie, it is really nice to hear that you would highly recommend Steven and Sparks Mortgages due to your experience of being a first time buyer. Thank you for taking the time to share your experience with us and we look forward forward to helping you in the near future. Good Luck Charlie.

Rated 5 out of 5 stars

I highly recommend Steven

Steven was really good. I was buying my first home and naturally, I had several questions along with a few panic attacks given the stressful process, but Steven was great at explaining things and giving you peace of mind while calming you down in the best way possible. Always kind and friendly and available for any urgent queries, he helped me buy my first home in record time. He will also go above and beyond to give you the best advice when it comes to insurances and any related queries you might have about owning a home. Highly recommend him!

November 1, 2023
Unprompted review
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Reply from Sparks Mortgages

Thank you Amanda, we pride ourselves at Sparks Mortgages with making the process for our customers as seamless as possible. We're really happy to hear that you felt as though Steven went above and beyond throughout your journey and gave you the time needed to listen and answer each question to help you make the right decision along with feeling less stressed.
Thank you for your kind review, sharing your journey and that you would recommend us.
Please take care and we look forward to speaking to you soon.

Rated 5 out of 5 stars

Would highly recommend Sparks…

Would highly recommend Sparks Mortgages. We needed a new deal for when our fixed term came to an end, Steven explained everything to us and gave us fantastic advice on what we could do next. Steven was very responsive when we contacted him and always happy to answer my many questions. Thank you Sparks Mortgages

November 12, 2023
Unprompted review
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Reply from Sparks Mortgages

Thank you Vikki, we pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to listen and answer each and every question needed to help our customers make the right decision for them. Every customer is different and therefore there outcome could be different so we're really happy to hear that Steven provided this for you we managed to get the right outcome for you.
Thank you for your kind review, please take care and we look forward to speaking to you soon.

Rated 5 out of 5 stars

5 stars is not enough to describe our experience

As for the first time buyers it was the most stressful time in my and my husband’s life, but Steven Sparks made our journey very smooth regardless many difficulties and obstacles we had on our way, putting us every time on the right track to get the mortgage for the property which was our biggest dream. I am confident to say that without Steven that would be impossible to get mortgage for the property we chose. Also just a month to the completion, Steven found for us way better deal for mortgage with interest rate which made us save about £400 each month on mortgage payments with £10’000 savings during fixed rate period.
I never met such a dedicated person who wants best for his clients. Regardless many problems which occurred on the way, involving not really good credit history , not enough of deposit , we could really rely on his experience and dedication for 100%. Steven is extremely experienced person and we consider ourselves the luckiest people who had opportunity to go through with him in our journey to make our dream of having own property true.

July 2, 2024
Unprompted review
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Reply from Sparks Mortgages

Thank you Joanna, we're are really happy that you spent the time to write this lovely review. It's really nice to hear that Steven and that he managed to help you throughout your buying process firstly get you a mortgage based on your specialist circumstances, secondly you listen to the advice to improve your circumstances and this in turn allowed us to then be in a position to get you a better mortgage rate the month before completion. It was a real pleasure helping you and your husband, I know you built a great relationship with Steven and we look forward to helping you in the future. Good Luck!

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