I honestly can’t thank Helen enough for everything they did for us. Our house purchase turned into a bit of a nightmare with lots of unexpected problems, and there were times when we genuinel... See more
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Steven has been incredibly helpful for my partner and me in our house purchase. As first time buyers we needed a lot of guidance and advice on not only finding the right mortgage deal, but with the wh... See more
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The guys at Spark Mortages are really amazing! I have been saving up to buy a house for the last few years & even though I’ve been really good recently I still have a terrible credit rating! I... See more
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We had a lot of recommendations for a mortgage advisor, but decided to go with Steven at Sparks Mortgages. He was incredible - went above and beyond what was expected. As we were first time buye... See more
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Company details
Written by the company
At Sparks Mortgages, we believe that everyone deserves the chance to own their dream home. Our experienced team are dedicated to finding the best mortgage and protection solutions, tailored specifically to meet your individual needs and circumstances.
Contact info
66 Long Lane, RM16 2PL, GRAYS, United Kingdom
- 07500110396
- steven@sparksmortgages.co.uk
- sparksmortgages.co.uk
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Steven Sparks - The Best
I was in a tough situation - after being told by one of the biggest mortgage brokers in the UK that we couldn’t get a mortgage for our first house due to my self employment. Fear no more Steven Sparks was on the case!!
Steven understood the gravity of the situation and acted swiftly and efficiently to help us out. Steven instantly put us at ease with his friendly demeanour, while also reassuring us, he was working after hours to get this sorted asap!
I would 110% recommend Steven and his team to anybody in need of his assistance. Thanks again Steven!!

Reply from Sparks Mortgages
Steve was really helpful
Steve went above and beyond to help us purchase our home and walk us through all the options.

Reply from Sparks Mortgages
Steve has been amazing helping us…
Steve has been amazing helping us through the purchase of our first home - his technical knowledge and down-to-earth demeanour really put us at ease. He's got us a great rate and has just been fab from the start. Thank you!

Reply from Sparks Mortgages
First Class Experience
We have worked with several financial advisors in the past, but our experience with Steven was by far the best. His service, knowledge, and professionalism were exceptional. Steven was always available to answer our questions, ensuring a smooth process through constant communication. If you're looking for a financial advisor who truly listens, takes the time to understand your needs, and keeps you informed every step of the way, we highly recommend Steven’s services.

Reply from Sparks Mortgages
Great Experience!
Steven has been first class from start to finish. He is a strong professional that genuinely cares about his clients which can be seen through his dedication and commitment to finding a solution that’s right for you. I would recommend him to anyone looking for a mortgage.

Reply from Sparks Mortgages
Steven was amazing helping us get out…
Steven was amazing helping us get out first place! Such smooth and thorough communication making sure we were always in the loop and felt very safe with his guidance!

Reply from Sparks Mortgages
Fantastic Mortgage Advise!
Steve has helped us so much from day one! We had no clue on how to start a mortgage at all! During the second quarter of 2024, we initiated our conversation about purchasing a home but were not fully ready yet so we had to pause everything. Come October 2024, we though we were almost ready and messaged Steve again. It’s no surprise that with only one message, Steve was already ready to assist! We feel like we were being carried throughout this process. We had little to no worries as Steve sorted it all out for us. We are greatful to him beyond words!

Reply from Sparks Mortgages
Excellent professional service received…
Excellent professional service received from Steven at Sparks Mortgages. Incredibly knowledgeable and delivers expert advice - great communication and really took the time to explain the ins and outs of what I needed to know about my options, which is really helpful for the non-financially minded amongst us! I'm confident that I got the best mortgage deal possible for my situation as a result. Steven made the whole process so much easier than I anticipated & I will certainly be using this company when it's time to renew the mortgage once more. Thanks for a great service and taking the stress out of an overwhelming task.

Reply from Sparks Mortgages
Thanks to Steven at sparks mortgages…
Thanks to Steven at sparks mortgages I've received the best possible deals for my insurances at a very decent price he help explain what I need and was always on the end of the phone or email being a first time buy it's was a daunting experience but Steven took the time to explain why I need these and found the best ones for me I am so grateful and will definitely be returning when things are up for renewal

Reply from Sparks Mortgages
Experienced mortgage advisor
Experienced mortgage advisor, very happy with the service I received and I wouldn’t hesitate to recommend to friends and family.

Reply from Sparks Mortgages
As a single first time buyer the whole…
As a single first time buyer the whole idea of buying my first place was extremely daunting and felt out of reach, however an initial chat with Steven Sparks who pointed me in the direction of a shared ownership scheme property, initially we went through the affordability calculator and the monthly payments were within reach for me which I was delighted! ☺️
Although buying a shared ownership property seemed overwhelming Steven Sparks made the whole process as easy and painless as possible, and was always on the end of the phone or WhatsApp if I needed any advice or guidance, himself and he’s team are polite and professional and easy to speak to and a have a wealth of knowledge should you be unsure of anything during the whole process. I highly recommend Steven Sparks Mortgages great experience from start to finish 💯% 🏠👍

Reply from Sparks Mortgages
Truly recommend
Steven has been such a huge help with our remortgage.
He really listened to our requirements and offered us the best option keeping the whole process simple and at the same time professional.
I would truly recommend Sparks Mortgages (Steven) to anyone looking for mortgage or remortgage advice - Dana

Reply from Sparks Mortgages
Great re-mortgage service with Sparks Mortgages …
We recently re-mortgaged through Sparks Mortgages and we're very happy with the service received. Our broker was Steven Sparks and he was very helpful and informative. He found us a few options that nicely fitted our needs and pointed out the costs, pros and cons for each clearly so we could confidently make a decision. Very happy with the service and will be keeping his card for when we need to sort a mortgage again. We would definitely recommend!

Reply from Sparks Mortgages
Efficient, helpful and friendly service
My mortgage adviser was Steven and I have only good things to say. He helped me through the entire process, from providing general, impartial advice tailored to my circumstances to selecting the right product for me and making the application process as smooth as possible. Steven always made time to chat when I had questions, which I really appreciated, and I never had to chase for anything. I will very likely use him again and have already recommended him to a friend for their house purchase.

Reply from Sparks Mortgages
Reliable Mortgage Services
So happy with Steven’s interest. Most important; he is trustworthy. Made my mortgage process so smooth.

Reply from Sparks Mortgages
Highly recommend
Highly recommend the guidance and step by step update, detailed service calls, market review notifications from Steven Spark for Buy to let and Residential mortgage journey.

Reply from Sparks Mortgages
Highly recommend Steven!
Highly recommend Steven!
We were first time buyers and had no clue what we were doing but Steven constantly put us at ease and helped us every step of the way!
He kept us informed and explained everything when we asked, was a very friendly guy and went above and beyond for us.

Reply from Sparks Mortgages
I highly recommend Steven
Steven was really good. I was buying my first home and naturally, I had several questions along with a few panic attacks given the stressful process, but Steven was great at explaining things and giving you peace of mind while calming you down in the best way possible. Always kind and friendly and available for any urgent queries, he helped me buy my first home in record time. He will also go above and beyond to give you the best advice when it comes to insurances and any related queries you might have about owning a home. Highly recommend him!

Reply from Sparks Mortgages
Would highly recommend Sparks…
Would highly recommend Sparks Mortgages. We needed a new deal for when our fixed term came to an end, Steven explained everything to us and gave us fantastic advice on what we could do next. Steven was very responsive when we contacted him and always happy to answer my many questions. Thank you Sparks Mortgages

Reply from Sparks Mortgages
5 stars is not enough to describe our experience
As for the first time buyers it was the most stressful time in my and my husband’s life, but Steven Sparks made our journey very smooth regardless many difficulties and obstacles we had on our way, putting us every time on the right track to get the mortgage for the property which was our biggest dream. I am confident to say that without Steven that would be impossible to get mortgage for the property we chose. Also just a month to the completion, Steven found for us way better deal for mortgage with interest rate which made us save about £400 each month on mortgage payments with £10’000 savings during fixed rate period.
I never met such a dedicated person who wants best for his clients. Regardless many problems which occurred on the way, involving not really good credit history , not enough of deposit , we could really rely on his experience and dedication for 100%. Steven is extremely experienced person and we consider ourselves the luckiest people who had opportunity to go through with him in our journey to make our dream of having own property true.

Reply from Sparks Mortgages
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