Banner for Starling

Starling Reviews 46,188

TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 2,160 reviews, reviewers had a great experience with this company. Customers frequently highlight the excellent user experience, finding the app intuitive, easy to navigate, and well-designed. Many appreciate the smooth and simple management of their finances through the app, along with its useful features like spending categories and instant notifications. Reviewers often praise the customer service for being helpful, responsive, and providing a first-class experience, even when dealing with issues like lost cards abroad or fraud. However, some customers expressed dissatisfaction with certain aspects of the service and payment processes. A few reviewers reported issues with blocked transactions without proper verification, leading to frustration and difficulty in accessing their own funds. There were also instances where customers felt their accounts were frozen or money moved without clear explanations, and some found the customer support to be unhelpful or unable to resolve complex issues effectively.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, consistently praising the app's ease of use and... See more

Service

Customers had ambiguous experiences with service. Many reviewers praised the excellent customer service,... See more

Application

Clients share positive opinions on the app, frequently describing it as the best banking app they've ever... See more

Customer service

People report ambiguous experiences with customer service. Many customers praise the approachable, fast, and... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers appreciate instant updates on spending,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

So far my experiences with Starling have been very good - the app is excellent, and so is the customer service. The savings account rates aren't very competitive, though (Virgin money offer nearly 2%... See more

Company replied

Rated 4 out of 5 stars

Starling has been, in the last few years, the best Bank App i've ever used and it's so easy to manage and understand. It has some good savings plans too and the use of spaces, to set up your goals an... See more

Company replied

Rated 4 out of 5 stars

Everyone should have at least one online bank if it is reliable and secure like this. No foreign transaction or cash withdrawal fees, which made my holiday experience much easier. I also enjoyed using... See more

Company replied

Rated 4 out of 5 stars

The app works well and gives all the services I expect. Please don't start, as other banks do, offering me discounts or points with purchases of other products. I want a bank to stick to the knitting... See more

Company replied


Company details

  1. Bank

About Starling

Written by the company

Hello, we’re Starling. Banking was broken – so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time.

With smart insights into your spending habits, instant payment notifications, zero fees overseas and an application that takes mere minutes, this is banking – but not as you know it.

No fuss, no fees, no waiting around – just a free, fast and straightforward bank account that puts your finances at your fingertips so you can master your money.

Apply in minutes today.


Contact info

  • 5th Floor, London Fruit & Wool Exchange, Duval Square,, E1 6PW, London, United Kingdom

  • starlingbank.com

4.1

Great

TrustScore 4 out of 5

46K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service,always extremely…

Excellent service,always extremely helpful and the bonus for me is they have a phone service.
Thankyou starling.

April 14, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Peter,

Thanks for the excellent review!

We're always at the end of the phone when needed, 24/7.

Team Starling

Rated 5 out of 5 stars

I love banking with Starling

I love banking with Starling, its an easy to use app and has everything I need, transfers are straightforward and I love the spaces option which allows you to stay organised and save for different things.

May 1, 2026
Unprompted review
Starling logo

Reply from Starling

Hi a l s,

Thanks for such a wonderful review!

We love spaces too! They can definitely help you stay organised.

Happy banking!

Team Starling

Rated 1 out of 5 stars

ineffective and poor Starling bank

Poor bank service. I tried to make an urgent payment for my child's education on deadline. I was asked a million security questions (which is fine).

However, after answering all those questions, "ineffective Starling" took my money but refused to send it saying security review. Okay can this be done now? Starling response: "Oh no, the security team is not in now. This will be on hold until tomorrow morning when they resume"

Now I kindly request my funds so I can use other accounts I have in effective banks to make the payment. "No. We can do that but it will take 7 days for this to process".

If I need to make a quick payment for an investment opportunity, Starling is not for you.

Migrating future processes away from Starling. Security is meant to help one, not be a hindrance.

May 1, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there.

Thanks for you review.

We're sorry to hear of this experience and for any frustration caused.

If you haven't done so already, you can raise a complaint as we'd like to look into this for you.

Here's how you can get in touch with us to do so: https://www.starlingbank.com/how-to-complain/

Team Starling

Rated 5 out of 5 stars

The customer care is really first class…

The customer care is really first class it's just a really good bank to put your money into if you like security and no nonsense service if you are unlucky enough to be scammed you are in safe hands and if you have been ripped off Starling will help you they don't just stand back and take your money they really care for your custom and don't just take you for granted

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks for your review, Ian.

We appreciate your kind words about our customer service. This is something important to us. As an online bank, we're here for you whenever you need us.

All the best,

Team Starling

Rated 5 out of 5 stars

Easy to use app

Easy to use app. Good currency exchange rate and easy to pay bills or make transfers in Euros. Love the saving spaces, it is a good way to put money aside for future projects or bills. Very happy with Starling, it makes life much easier and is suitable for our needs.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Mandy.


Thanks so much for your kind words. It's great to hear your experience with us has helped make life easier.

Spaces are great for saving, and we wish you the best in your future projects!

Happy banking,

Team Starling

Rated 5 out of 5 stars

I find the app easy to navigate

I find the app easy to navigate, clear & informative, not over complicated . Bonus is not being charged to use card in Europe. Regular emails on new services available , rate changes mean I can make informed choices going forward. A great bank for me.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks so much for your review.

It's great that you can travel with us stress-free!

We love that you enjoy staying updated on new features so you can explore what banking can really offer.

Happy banking,

Team Starling

Rated 1 out of 5 stars

Not very supportive for a small…

Not very supportive for a small business.

In addition, there are no incentives, they don't pay interest when you are in credit. They don't do overdrafts. Disappointing.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there.

Thanks for your review.

We're sorry our banking app is something that doesn't suit your needs, but we'll share your feedback so we can take your suggestions onboard.

All the best,

Team Starling

Rated 5 out of 5 stars

I love starling and have used this bank…

I love starling and have used this bank for 5 years now. I enjoy the different spaces you can set up and have a virtual card to pay direct from them, all for free! It’s easy to use and I have had to use the chat on the app a couple of times for help and they sorted my issue right away!

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Dionne.

Thanks so much for your review.

We love to hear your enjoying spaces and we hope this is helping to manage your funds.

It's great your finding our app easy and that we can fix your issues at anytime you need us.

Happy banking,

Team Starling

Rated 5 out of 5 stars

Banking as it should be.

Been with Starling for almost 6 years with personal and business accounts. Excellent bank with great security features and outstanding customer service. App is so straightforward.
Banking as it should be.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Alasdair.

We really appreciate hearing your kind words about our customer service. Being an online bank, it's important that we can be there whenever you need us and that our app is easy to use.

Happy banking,

Team Starling

Rated 5 out of 5 stars

Easy to set up & use..

Easy to set up & use... everything i want and need

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks for your review.

It's great that our app is everything you wanted in a banking app. It's great to have you on board.

Happy banking,

Team Starling

Rated 5 out of 5 stars

Very easy to use and kept fully up to…

Very easy to use and kept fully up to date with transactions and security

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there!

Real time notification's are a great way to keep track of spending and were glad out app is easy to use!

All the best,

Team Starling

Rated 5 out of 5 stars

Starling is a breath of fresh air

Starling is a breath of fresh air. It's fair. It's fast. Its IT works 99.9% of the time (and the other 0.1% was something I didn't understand). Customer services on the call centre are superb. And I feel safe.

I moved from another well known ethical bank which was a shambles. The move to Starling has been a significant boost for my company's financial security.

April 29, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks so much for your review.

We're truly grateful for your kind words about our customer service and it's great we can help anytime you need us.

We love that you feel safe while banking with us as being an online bank, security is our top priority.

All the best,

Team Starling

Rated 5 out of 5 stars

Excellent Service

I have both personal and business accounts with Starling. I have found them to be the most responsive, easy to deal with and have an excellent, user friendly app. So much better than previous 'old school' banks i have dealt with over the years.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks so much for your review.

We're so happy to hear how easy our app is for all your accounts' needs!


It's great to have your accounts under one roof and to know our app is accessible whenever you need it!

Happy banking,

Team Starling

Rated 5 out of 5 stars

I’ve been with Starling for quite a few…

I’ve been with Starling for quite a few years now and have never had any issues with them or the app. I feel very secure that my money is safe.

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Paul.

We're so pleased to hear your feel safe when banking with us, security is one of our top priorities being an online bank.

Happy banking,

Team Starling

Rated 1 out of 5 stars

No care for business owners

I am trying to run a business. starling are holding money that’s been paid to me for “further checks” and have upto to 4 days to respond. I have received money from this company every month for the last 5 months
There’s no concern for a companies cash flow management and no way to escalate.
Criminal,

April 29, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Paul,

We're really sorry your money is being held, there are a few reasons why we may need to do this. Our team will work hard to complete the checks as quickly as possible and credit the funds to you.

Team Starling

Rated 5 out of 5 stars

Brilliant customer service

April 30, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Julie,
Thank you for sharing your review. We're thrilled to hear you're loving the Starling experience! Your enthusiasm motivates us to keep raising the bar and delivering exceptional service!

Thanks again, Team Starling

Rated 1 out of 5 stars

About Application

They Board Team Denied My Application for No Reason

April 29, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Raees,

We're really sorry to hear your application was declined, we appreciate the disappointment this can cause.

If you haven't done so already, you can find more info on raising a complaint with us here: https://www.starlingbank.com/how-to-complain/.

Team Starling

Rated 1 out of 5 stars

Small family business.

Have a successful family run business trading for 40 years with and never had any money issues, or problems getting a Business or private accounts, however our Starling business account application came back as 'application unsuccessful' and won't give reason(s) or provide specific information why.
Don't think they want small family businesses.

April 29, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

We're really sorry to hear your application has been declined, we appreciate this can be disappointing. We aren't always able to share the reason behind account declines and appreciate the frustration this can cause.

If you haven't done so already, you can find out more info on raising a complaint here: https://www.starlingbank.com/how-to-complain/

We wish you all the best on your future banking adventures,
Team Starling

Rated 5 out of 5 stars

I am very satisfied with the services…

I am very satisfied with the services provided by Starling Bank, particularly the efficiency of transfers and the ease of using the mobile app.

I also had the opportunity to contact customer support while transferring the application to a new phone. The assistance I received was highly professional, attentive, and efficient, with my issue resolved promptly.

Overall, my experience has been excellent, and I would highly recommend their services.

May 22, 2025
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks so much for leaving a glowing review. We're glad to hear your transfers have been smooth and you're enjoying the app!

Our customer service team are here 24/7 to support you.

Happy banking,
Team Starling

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look