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Starling Reviews 46,188

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 2,068 reviews, reviewers had a great experience with this company. Customers frequently praise the app for its ease of use, detailed information, and intuitive navigation, making banking straightforward and efficient. Many appreciate features like "Spaces" for saving and managing funds, instant notifications for transactions, and the ability to pay bills from separate accounts. The service is often described as excellent, with users highlighting the helpfulness and reliability of the support they receive, often noting quick and effective resolutions to their issues. However, some people were dissatisfied with certain aspects of the service and payment processes. A few customers reported issues with transactions being blocked or delayed without clear verification, leading to frustration and difficulty accessing their funds. There were also mentions of the app being the sole access point to accounts, which can be problematic if the app experiences glitches. Additionally, some business users felt the company was not business-friendly, citing issues with account names and charges for certain services.

What people talk about most

User experience

Customers generally report positive experiences with the user experience, highlighting the app's ease of use... See more

Service

Consumers find service to be ambiguous. Many reviewers praise the excellent and helpful service, noting quick... See more

Customer service

Users describe ambiguous interactions with customer service. Many customers praise the helpfulness and... See more

Application

Clients share positive opinions on the app, with many praising its ease of use, intuitive interface, and... See more

Payment

Reviewers mention ambiguous feedback about payment. While some customers praise the ease of making payments,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I love there app its so easy so detailed you always know where payments have gone to, know how much interest your getting daily personal favourite. Only down side is there intrest rates are at all tim... See more

Company replied

Rated 5 out of 5 stars

This is banking done properly. Everyday banking just works, there & then. We love the spaces where we can set aside money for specific purposes like the grandchildren or a rainy day fund. We especiall... See more

Company replied

Rated 5 out of 5 stars

I'm very happy with the App itself nd how the whole experience works. Coming from a tech background, what I really love is that Starling have a modern backend, with all the security improvements t... See more

Company replied

Rated 5 out of 5 stars

Easy to use app makes banking straightforward. I like the notifications for spending, inward payments and upcoming debits. Spaces work well for saving for something special, and ease of transfer betwe... See more

Company replied


Company details

  1. Bank

About Starling

Written by the company

Hello, we’re Starling. Banking was broken – so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time.

With smart insights into your spending habits, instant payment notifications, zero fees overseas and an application that takes mere minutes, this is banking – but not as you know it.

No fuss, no fees, no waiting around – just a free, fast and straightforward bank account that puts your finances at your fingertips so you can master your money.

Apply in minutes today.


Contact info

  • 5th Floor, London Fruit & Wool Exchange, Duval Square,, E1 6PW, London, United Kingdom

  • starlingbank.com

4.1

Great

TrustScore 4 out of 5

46K reviews

5-star
4-star
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Rated 5 out of 5 stars

Fantastic app

Fantastic app, great service. I have been a Starling customer since 2022 and have never had any problems.

May 11, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for the lovely 5-star review. We're thrilled to hear you've been a part of the Starling Flock for so long. Here's to many more years together!

Team Starling

Rated 5 out of 5 stars

Starling banking

Easy application and use. Excellent customer service staff.

May 11, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Claudia,

Thanks for the review. We're so happy to hear about your experience. We're thrilled to have you as part of the Starling Flock!

Team Starling

Rated 5 out of 5 stars

No Fuss Bank Account

A no fuss, easy to run bank account with helpful features such as Spaces. Great customer service, too. Highly recommended.

May 11, 2026
Unprompted review
Starling logo

Reply from Starling

Hi James,

Thanks for the lovely review. We're so glad Spaces are getting some love. We think they're really helpful for staying organised with your money. We really appreciate the recommendation!

Team Starling

Rated 5 out of 5 stars

I love Starling

I love Starling, the app is so easy to use, i can move my money around instantly and create spaces to organise my savings.

May 11, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Talia,

Thanks for the 5-star review. It's great to hear you're loving Starling and finding the app easy to use. Who wants a confusing banking app?

We really appreciate the love!
Team Starling

Rated 4 out of 5 stars

So far my experiences with Starling…

So far my experiences with Starling have been very good - the app is excellent, and so is the customer service. The savings account rates aren't very competitive, though (Virgin money offer nearly 2% higher rate on a cash ISA) but as a day-to-day bank they're hard to beat. Great to have a world debit card that has no fees!

May 11, 2026
Unprompted review
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Reply from Starling

Hi John,

Thanks for the review. We're thrilled to hear about your experience with Starling. We're all about making banking convenient and hassle-free, so to hear you find the app excellent has made our day!

Thanks again,
Team Starling

Rated 4 out of 5 stars

I use Starling both for personal and…

I use Starling both for personal and business banking - and think they are great. easy to use and straighforward. I'd like them to add savings accounts on the joint and business acccounts but otherwise very happy.

May 11, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for the lovely review. It's great to hear you're getting on well with Starling and that you find the app easy to use. We'll share your feedback with our team, as we're always looking for ways to improve the app for our customers.

Thanks again,
Team Starling

Rated 1 out of 5 stars

Poor customer service

Poor customer service. No protection for customers in fraud cases and do not keep to the APP and CRM rules. Denies responsibility and no support whatsoever for customers

January 5, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Godwin,

Thanks for sharing this with us.

We're really sorry to hear our customer service hasn't reached your expectations.

As a UK-based, regulated bank, we offer support to customers in line with APP and CRM requirements.

We'd like to understand what's gone wrong. If you’d like to raise a complaint, you can find out more info on how to do so here: https://www.starlingbank.com/how-to-complain/.

Team Starling

Rated 1 out of 5 stars

My score is 0 not 1

My score is 0 not 1
Very disappointed in starling bank
Decline me a bank account with no reason why
Funny thing is I got accepted for bank account Else where
I wouldn’t recommend these after what I heard about them

May 10, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Tyrone,

Thanks for sharing this.

We're sorry we can't offer you an account at the moment and appreciate this might be disappointing.

We can't share the exact reason for decline, but all applications are subject to eligibility checks.

Team Starling

Rated 5 out of 5 stars

HELPFUL HANDS FROM STARLING!!

I have been with Starling bank for over 10yrs now and things just get better!! Not only for the excellent customer service but also going that extra mile for even the smallest problem!! I have a few High Street banks, but the service, helpful and reliable trust that Starling provides is way ahead of all the rest!! Checking your account details couldn’t be easier, even on a daily or hourly basis is just so easy and convenient!! Only 2, days ago !!
I had a problem and was able to be connected to a very excellent, competent company representative by the name of EMILLY put all my problems away !! It was actually a pleasure working with her help!!! She swept all my issues aside and provided me with some invaluable advice!! SO A HUGE amount APPRECIATION for all your kind help!!

May 9, 2026
Unprompted review
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Reply from Starling

Hi Will,

Thanks so much for your amazing review.

We're absolutely thrilled to hear your 10+ years with us have been so fantastic!

It's wonderful knowing our customer service, especially Emilly's support, made such a positive impact on your experience.

Your feedback means the world to us!

Happy banking,
Team Starling

Rated 1 out of 5 stars

Too focussed on Fraud to tecognise a genuine customer crisis

I travelled to Zambia to attend my brother in law’s funeral. While there my wife was admitted to hospital in Lusaka due to an emergency DVT in her leg. The hospital required initial payment in Zambian Kwacha and the hospital card reader did not recognise my Starling debit card. My sister in law, a Zambian resident, paid it for us to allow my wife into hospital. The next day I tried to use my Starling account to repay her into her UK Wise account. The payment was declined. I called them and I was grilled on the phone by a lady called Caitlin. She asked all the right questions to identify me. I told her my harrowing story (here for a funeral, wife emergency admitted to hospital) trying to JUSTIFY sending MY OWN money to my sister in law to repay a medical emergency. She listened coldly to everything I had to say then declined my transfer and blocked my account from sending any funds out. I was forced to send her whatsapp screenshots between my sister in law and myself. They finally allowed the transfer to go through. But as a final kick in the teeth, as they sent my funds they sent me another longwinded ‘watch out for scammers in future’ message. Infuriating after having tortuously proven I was genuine. To have to undergo this treatment at such an emotional low moment was distressing to say the least. Not at all impressed by Caitln’s judgement or the bank’s handling of this. Beware of trying to transfer funds with them from ‘darkest Africa’. They are perhaps not quite the global bank they profess to be. Never had any problems using them in UK or Europe but this treatment was inhumane and appalling.

May 5, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Ian,

We're truly sorry to hear about your experience, this isn't what we expect for our customers. It sounds like you were facing a difficult time and didn't feel supported.

Sometimes we need to review payments to ensure the safety of your money but can appreciate the frustration this caused. If you haven't done so already, you can find out more info on raising a complaint here: https://www.starlingbank.com/how-to-complain/.

Team Starling

Rated 5 out of 5 stars

Love this bank

Love this bank, service is great.
Really enjoy using the app too!
Highly recommended

April 8, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks for the review, Razvan!

We put a lot of thought into the app, so we appreciate your kind words. Thanks for your recommendations.

Team Starling

Rated 1 out of 5 stars

My application with Starling was…

My application with Starling was rejected and they refused to give me any reason for that rejection. I find that arrogant because the reason they chose for rejecting me may be wrong. They don't give me the chance to refute that reason for the rejection, or maybe they've got the information wrong. I find them very arrogant and not willing to engage properly with their customers. I have been accepted by two other banks so there is no reason why my application should have been rejected, given the same information that I gave these two banks. It's your arrogance and I would steer clear of this bank because it doesn't understand customer service.

May 8, 2026
Unprompted review
Starling logo

Reply from Starling

Hi Anthony,

We’re really sorry we couldn’t offer you an account this time. We completely understand how disappointing that can be. As a regulated bank, everyone applying has to pass certain checks before we can open an account. While we can’t share specific decline reasons, you can read more about how we handle applications here: https://www.starlingbank.com/legal/privacy-notice/. We truly appreciate your interest in us and hope you’ll think of us again in the future.

Team Starling

Rated 1 out of 5 stars

To get support opening an account you need an account

If I could give 0 stars I would. Tried to contact the company about an issue whilst trying to setup an account about issues with the app and they wouldn't even advise me. I was told id have to set up a account to contact them. When I couldn't even contact them. Do not use.

May 7, 2026
Unprompted review
Starling logo

Reply from Starling

Hi there,

Thanks for taking the time to leave us a review. We're really sorry to hear about your experience and understand how frustrating this must have been. We always strive to provide the best support for our customers even when setting up an account.
If you're still having trouble, please give us a call at 020 7930 4450—our team is here 24/7 and ready to help you further.

Team Starling

Rated 5 out of 5 stars

Fast payments

Fast payments, flexibility.

May 7, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks, we're happy you like how we keep things quick here at Starling!

Team Starling

Rated 5 out of 5 stars

A great banking service

A great banking service. Would recommend anytime

May 6, 2026
Unprompted review
Starling logo

Reply from Starling

Hi James, thank you for your glowing review! We're really glad to hear you would recommend it.

Happy banking!

Team Starling

Rated 4 out of 5 stars

Miles better than high street banks

Changed my business banking to Starling a few years ago and for the most part it’s been excellent. My old bank was HSBC which by comparison was old fashioned and awful to use. The only issue I have had is when there was a change of director but not phone number which seemed to blow their minds and create unnecessary problems for something very simple and recently I upgraded my phone, all other banks/cards were no issue at all, Starling made a complete dogs dinner of it.

Pros

• How banking should be in the 21st century
• can always speak to someone quickly
• secure
• app is excellent, easily the most simple and intuitive banking app I use

Cons

• can be very rigid to any minor changes to the account

May 5, 2026
Unprompted review
Starling logo

Reply from Starling

Hey Shaun,

Thanks for taking the time to leave us a review.

It's great to hear you're enjoying our app, and our customer service lives up to your expectations. Being able to speak to someone anytime is super helpful.

We're so sorry you had a poor experience when there was a change of director. This is not the level of service we strive for, and we appreciate this can be disappointing. If you haven't already, raising a complaint helps us understand the impact of your experience. You can see how to here: https://www.starlingbank.com/how-to-complain/.

Thanks again,
Team Starling

Rated 1 out of 5 stars

Starling Bank closed my account for…

Starling Bank closed my account for their own reasons and I am raising various complaints with the FCA and FO about that but of more immediate concern is that Starling Bank promised my funds would be returned to me by Friday 1st May - this has not happened and they is no information forthcoming from the bank.

Customer Support is very restricted in what they can actually do - mainly conversations with them result in something being escalated and then nothing being heard.

Not behaviour one would expect from a bank with the motto Good With Money. It seems they have grown too fast and have lost sight of the customer. I would avoid!

See response below from Starling Bank...they dont even really respond to the issue. They just refer you to the terms and conditions whereas what I would like to know is where my money is!! The problem is automated responses I am afraid and no real understanding of the customer.

May 1, 2026
Unprompted review
Starling logo

Reply from Starling

Thanks for taking the time to leave your review, Rupert.

We’re really sorry things have ended this way. Closing an account is never a quick or easy decision for us, and we completely understand how disappointing it can feel. We’ll only ever take this step as a last resort and always in line with our terms and conditions. You can read more about this here: https://www.starlingbank.com/legal/.

If you haven't already raised a complaint with us, please do look here: https://www.starlingbank.com/how-to-complain/

Many thanks,

Team Starling

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