Tarjeta YOU (Advanzia Bank) Reviews 2,412

TrustScore 4 out of 5

4.0

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See what reviewers are saying

Rated 5 out of 5 stars

I really, really appreciate this, Credit card, two months of using, without any trouble, I pay every day 2 of month without any interest, starting from 300 euros, and now they make 800 euros my limit... See more

Rated 3 out of 5 stars

The card is very good! No fees for payment in different currency and very safe in internet. However the support in case of incident is disappointing. I had a case of scam that happened in April and... See more

Company details

  1. Money & Insurance

About Tarjeta YOU (Advanzia Bank)

Written by the company

Advanzia es un banco digital especializado en el negocio de las tarjetas de crédito para clientes particulares y corporativos. Para los clientes particulares, Advanzia ofrece la Tarjeta YOU. Como medio de pago flexible y aceptado en todo el mundo, incluye las ventajas de una Mastercard Gold - sin comisión anual y sin comisión cajeros de todo el mundo. ¿Interesado? Haz clic aquí para solicitar tu Tarjeta YOU.

Además, Advanzia ofrece tarjetas de crédito de marca compartida para clientes empresariales. De este modo, las empresas combinan la fidelidad de sus clientes con las ventajas exclusivas de una tarjeta de crédito premium. Puedes encontrar más información en nuestro sitio web para socios corporativos.

If you want to review other Advanzia Bank credit card products, please go to Gebührenfrei Mastercard Gold for customers in Germany, Carte ZERO for customers in France, Carta YOU for customers in Italy and free Mastercard Gold for customers in Austria.

Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
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1-star

Replied to 6% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

Keeps getting blocked

The card is mainly there of use abroad. In my case whenever I am abroad it keeps getting blocked and then you have to call several times so that they unblock it and that is only if you call during work hours. In my case I'm on a long weekend holiday. THe first day is a festivo and i cant talk to anyone. Second day they decide they want a photo of my passport because "the system just sent us the notification". Did I get notified? No. So, I am 2 days in a foreign country with no card to use or withdraw money. Luckily I brought more than one cards because they have done this to me before and I have been in a really really difficult situation because of it. I think from my side this was the last time they do this to me. 3 time is a charm. I will be cancelling my subscription and will be looking to a replacement.
The company needs to improve their security systems and provide 24/7 customer support. This a credit card, you need support all day and night not just during working hours.

May 1, 2025
Unprompted review
Rated 1 out of 5 stars

For any English speaker

For any English speaker, in any European domicile, I would urge you to avoid this Bank’s credit card. Essentially they are totally toxic. I was sadly, subjected to fraud which, looking at the transactions was obvious to anyone with a modicum of common sense! A report from Spain’s Guardian Civil, confirmed my mobile phone stolen, which in turn, made it simply impossible for me to make the fraudulent payments. The “dipstick” at Advancia is unable to grasp this and so, I have been held responsible for totally fraudulent transactions. Beware, please!!

November 22, 2024
Unprompted review
Rated 3 out of 5 stars

Good card, support needs improvement

The card is very good! No fees for payment in different currency and very safe in internet.
However the support in case of incident is disappointing. I had a case of scam that happened in April and it took me several emails and calls to start the incident. At the moment it's 3 weeks that I don't receive update after sending 2 email requesting follow up.

May 29, 2024
Unprompted review
Rated 1 out of 5 stars

Unreliable customer service

November 13, 2023
Unprompted review
Tarjeta YOU (Advanzia Bank) logo

Reply from Tarjeta YOU (Advanzia Bank)

Por supuesto es necesario mantener un nivel de calidad adecuado en el área de servicio al cliente, esto es extremadamente importante para nosotros. Lamentamos mucho que tu experiencia con nuestra línea de servicio no haya sido positiva. Para poder examinar tu caso con más detalle, te pediríamos que te pusieras en contacto con nosotros a través de clientes@tarjetayou.es con el asunto "Trustpilot".

Atentamente,
Servicio al cliente de Advanzia Bank

Rated 1 out of 5 stars

"we cannot send the card to you" just…

"we cannot send the card to you" just this answer for new potential customer.
With no reason and no explication.

July 11, 2023
Unprompted review
Tarjeta YOU (Advanzia Bank) logo

Reply from Tarjeta YOU (Advanzia Bank)

Gracias por tu feedback. Estaríamos encantados de poder ayudarte más. Como necesitamos más datos tuyos, nos gustaría que te pusieras en contacto con nosotros por correo electrónico. Para asegurar que tus datos sean tratados de forma confidencial, por favor escríbenos a clientes@tarjetayou.es con el asunto "Trustpilot". Nuestro servicio de atención al cliente se pondrá en contacto contigo lo antes posible para encontrar juntos una solución.

Atentamente,
Servicio al cliente de Advanzia Bank

Rated 2 out of 5 stars

Careful with the fees, I got overcharged.

Good stuff first... The application process was straightforward, the customer service was fast enough when calling (not by email though). The credit ceiling was low for a start but they increased it to over 2k in a matter of months, which lead me to expect with time they may match also forex rates were good as advertised. However, I had to cancel it after 4 months because of fees, they claim there are no fees but I received fees every month, I pay in full every month by direct debit so there cannot be delays, I did not withdraw cash at any point nor did I use the card for any gambling or similar kind of service. At the beginning, it was just 3-4€ per month which I didn't bother to claim. After a couple of months I sent an email and did not get a response so I stopped using the card. Last month I only did purchases worth 38€ in total and get a whooping 15€ fee, I don't have time to discuss these things, so I cancelled straight away. It is sad though because it seemed good on paper, but if they cheat like this when you pay in full I cannot even think about what they may do when you actually use it for financing purchases.

February 16, 2023
Unprompted review
Rated 1 out of 5 stars

Unfortunately I have not been able to…

Unfortunately I have not been able to use my card I have sent numerous emails went online to the app and still nothing
Possibly not been activated have not received an email or response

January 20, 2023
Unprompted review
Tarjeta YOU (Advanzia Bank) logo

Reply from Tarjeta YOU (Advanzia Bank)

Por supuesto es necesario mantener un nivel de calidad adecuado en el área de servicio al cliente, esto es extremadamente importante para nosotros. Lamentamos mucho que tu experiencia con nuestra línea de servicio no haya sido positiva. Para poder examinar tu caso con más detalle, te pediríamos que te pusieras en contacto con nosotros a través de clientes@tarjetayou.es con el asunto "Trustpilot".

Atentamente,
Servicio al cliente de Advanzia Bank

Rated 5 out of 5 stars

I really

I really, really appreciate this, Credit card, two months of using, without any trouble, I pay every day 2 of month without any interest, starting from 300 euros, and now they make 800 euros my limit on this credit..card🥰 Thank you YOU!! Really help

January 19, 2023
Unprompted review

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