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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the user-friendly website, praising its ease of navigation and the straightforward process for comparing policies and understanding coverage options. Many people appreciate the competitive pricing and the wide selection of plans that cater to various needs and budgets, often noting the excellent value for money. The customer service is also often commended for being helpful, knowledgeable, and efficient in answering questions. However, some customers also noted significant issues with the claims process. A portion of reviewers found the claims procedure tedious and complicated, with requests for the same documentation multiple times and a lack of direct communication with claims personnel. These individuals reported challenges in the claims resolution process, describing the process as frustrating and time-consuming.

What people talk about most

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the website easy... See more

Price

Customers had positive experiences with price, finding competitive rates and good value. Many reviewers noted... See more

Claim

Consumers find the claim process to be ambiguous. Many reviewers express dissatisfaction, citing issues like... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and navigation. Customers... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. Many customers praise the representatives for... See more

Based on these reviews

Rated 4 out of 5 stars

Easy to compare policies side by side , BUT the pricing strategy is not straightforward. There is no way to get everything you might want among the choices. Either opt for better medical and medical... See more

Rated 4 out of 5 stars

TinLeg provided multiple quotes of different levels of coverage for a large family trip. I appreciated the options so that I could pick coverage that was right for us. The quote and buy experience wa... See more

Rated 4 out of 5 stars

There were lots of choices for coverage, and maybe a few too many. I settled on three to compare and found one that suited my needs for travel coverage, which included cost reimbursement, medical eva... See more

Rated 5 out of 5 stars

I appreciate that there are many options for policies that meet personal needs. I called customer service and they were able to quickly and efficiently answer my questions. We have used this company b... See more


Company details

  1. Travel Insurance Company

Written by the company

Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits. Tin Leg’s policies have been highlighted by Forbes, Business Insider, and other global publications for their coverage, benefits, and pricing. Most recently, Tin Leg was listed as the Best Value Travel Insurance Provider of 2023 by USA Today, receiving recognition for affordability and traveler protection.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

333 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

When we purchased Tin Leg out seemed…

When we purchased Tin Leg it seemed like a wise choice. We travel frequently and have had claims for one reason or another with other carriers. This one is different. The entire process of a claim is to wear your out asking for more and more documentation. After over two months we have not settled on a large out of pocket claim.

September 23, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for your feedback. Your claim was approved and paid on Dec 11th. If you have questions or concerns regarding your claim, please email your claim adjuster, and we’ll schedule a call to walk through your claim in more detail.

Rated 5 out of 5 stars

They came through for us!

My wife and I planned a Viking ocean cruise to celebrate our 80th birthdays, but my wife's health deteriorated before the trip so we made a claim. The good news is that Tin Leg approved the claim for the total amount we were out after canceling the trip. The claim process was at times tedious and, like others, it seemed to me that I was asked for the same documentation more than once. What I found most annoying was getting emails from someone who would say, for example, "I have reviewed your payments..." but they were never signed. No name was given. So you were always dealing with the anonymous "Tin Leg Claims Team." But, bottom line, they came through for us. We had a good experience.

November 12, 2025
Unprompted review
Rated 1 out of 5 stars

Avoid at all cost

This company has done everything to avoid paying a claim - I have used several others in the past and had no problem when I had to make a claim. I was traveling with my family and this one was a little cheaper. I should have went with my gut - cheaper is not better. I wasted my money on a policy with a legit claim and they pulled every angle to avoid any accountability-
WORTHLESS - DO NOT GIVE THEM BUSINESS

Corey

October 11, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for sharing your experience. We understand that claim situations can be stressful, and we're committed to helping you better understand what's happening. Please email your claim adjuster so we can arrange a call and address your concerns directly.

Rated 1 out of 5 stars

Denied Emergency Surgery Claim Based on a Rule NOT in the Policy

I bought Tin Leg travel insurance for a July 10–Aug 15 trip, believing I would be covered during that time.

On July 29, during my covered dates, I needed emergency surgery abroad. Terrifying and expensive. Tin Leg told me to pay the hospital upfront (over $14,000) and then request reimbursement.

After submitting everything, Tin Leg denied my claim because I booked my return flight after I left.
This requirement is not written anywhere in the policy.

Tin Leg is enforcing rules that do not exist in the contract and leaving me with massive medical bills. This has been financially and emotionally devastating.

Travelers beware.

November 20, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for sharing your feedback. The denial was based on the specific definition of a covered "Trip" within your policy. The policy requires a defined Return Date supported by travel documents prior to departure. Since your return travel was booked after the trip began, the policy treated it as a one-way trip, and coverage legally terminated upon your arrival at the destination. We understand this is not the outcome you were hoping for. If you have any further questions, please reach out to your claim adjuster via email.

Rated 5 out of 5 stars

The website is easy to use and they…

The website is easy to use and they provide sufficient policy options to cover our needs. We filed a claim on our last trip to Africa and they worked with us to process the claim and paid out according to our understanding of the policy. We are booking with them again mainly due to our experience with them last year.

November 12, 2025
Unprompted review
Rated 4 out of 5 stars

Great Quote and Buy Experience

TinLeg provided multiple quotes of different levels of coverage for a large family trip. I appreciated the options so that I could pick coverage that was right for us. The quote and buy experience was fairly simple. I would have appreciated more summarized copy, which can be easily achieve via the use of AI.

November 9, 2025
Unprompted review
Rated 1 out of 5 stars

Good luck filing and collecting

Quick to accept your premium. But be wary of filing a claim. They require very extensive documentation of absolutely everything, and don’t believe documentation from travel agents, etc. Despite providing every bit of documentation they request, they will weasel out of paying a legitimate claim. Will be filing complaint with BBB and State Insurance Commissioner.
Be aware, Tin Leg is owned by SquareMouth.

September 19, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for your feedback. We take your concerns seriously and would appreciate the opportunity to review your case with another member of our team.
Please visit our Zero Complaint Guarantee page at https://www.squaremouth.com/about/guarantee and complete the form to open a case. Once submitted, you'll receive an email to schedule a convenient time to speak with us directly.

Rated 1 out of 5 stars

Don’t use Tin Leg

Don’t use Tin Leg! I took a trip in July and used Tin Leg. We had travel delays and I filed a claim in early September. They use a third party provider called Robin Assist who gives you the run around. First they said they received it. I didn’t hear back for a month and checked in with them. Then they said they DIDN’T receive it and I had to painfully resubmit everything on their submission site (not a simple reforearding of an email). Still didn’t hear back after a couple weeks so I emailed them again and they told me I only would be getting half the claim. Fine. Small print. Now it’s three weeks after that and I still haven’t gotten a check. Skip the headache and go with another insurance provider that will pay out when they should and keep on top of your claim so you don’t have to.

November 4, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for sharing your feedback. A review of your claim was performed with Robin Assist. Your claim was submitted on September 1st and approved on October 16th after we received the supporting documents. When you reached out in November about not receiving your e-check, Robin Assist advised checking your spam folder and offered to reissue the payment if needed. Please reach out to your claim examiner if your check has still not been received.

Rated 5 out of 5 stars

While I hope to never have to use the…

While I hope to never have to use the insurance, it does offer me peace of mind that we are protected should anything happen on our vacations. Once the policy is created by our agent, your processes to purchase the policy is really effortless.

November 1, 2025
Unprompted review
Rated 1 out of 5 stars

Can not recommend

Had the Gold package for a family trip to Scotland. My mother, who was traveling with us, passed away suddenly. My entire family filed claims, including my mother's insurance company. This comprised of three different travel insurance carriers. To date, over four weeks after filing I am still waiting on any resolution due to an issue with my airline receipt. I was a victim of a fraudulent company that impersonated United Airline's bereavement department, making obtaining an actual invoice from the airline impossible, as this fraudulent company is considered third party (travel agent).I have provided copies of my itinerary with the price paid, copies of my credit card showing the charges, and yet they are stalling on the not having the not obtainable invoice. There was a fraudulent fee, but it has been reversed (Tinleg was updated) and I am not seeking anything other than the cost of my return flight home. Very telling is the fact that all three of my siblings have been compensated from their travel insurance companies and my mother's insurance has managed to pay her $30K of medical fees, cremation and funeral home cost, returning her to the US and the cost of remaining in Scotland for an additional 5 days in less than two weeks, yet Tinleg hasn't even finished processing my claim for the cost of my return flight home. I can not recommend this company due to the response time when filing a claim.

September 20, 2025
Unprompted review
TinLeg logo

Reply from TinLeg

Thank you for taking the time to share your experience. We understand how difficult this situation has been. The final document needed to support your claim was received on November 3rd, and your claim was fully finalized on November 13th. We hope this resolution helps bring some peace of mind. For any additional questions, please email your claim adjuster directly.

Rated 5 out of 5 stars

Easy going, as it should be

I just learned about the company by chance and decided to check it out. 1)Very straightforward and to the point questions; 2) simple description; 3)rates comparison; 4)multiple choices; 5)competitive rates.

October 23, 2025
Unprompted review

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