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Review summary

Created with AI, based on recent reviews

Evaluating 53 reviews, most reviewers were let down by their experience overall. Many customers found the customer service to be appalling, citing extreme difficulty in reaching a human representative, unanswered emails, and unhelpful or rude staff. People frequently reported issues with payments, including incorrect charges, problems settling loans early, and difficulties with direct debits. Reviewers also experienced significant frustration with the overall service, describing it as a nightmare to navigate. They highlighted a lack of communication between departments and a general inability to resolve issues efficiently. Some people also felt that the staff lacked empathy and professionalism, leading to negative interactions.

What people talk about most

Payment

Users describe negative interactions with payment. Many customers report issues like hidden charges,... See more

Customer service

Reviewers express widespread dissatisfaction with customer service. Many consumers report long wait times,... See more

Service

Consumers find service to be negative, with many describing it as "disgusting" and "awful." Reviewers... See more

Staff

Customers had negative experiences with staff, frequently reporting rudeness, disrespect, and unhelpfulness.... See more

Customer communications

Reviewers highlight negative aspects of contact. Customers consistently report extreme difficulty reaching a... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Emails not answered Requested settlement figure- no email received. Standard response, don’t send chaser emails or call us. So I Called, couldn’t explain balance correctly Requested remittance... See more

Rated 1 out of 5 stars

Bought 3 cars from Toyota spanning over 6 years using their pcp. However i decided to buy the 3rd car as i got fed of monthly payments and changing vehicles so often. Requested them to extend my term... See more

Rated 1 out of 5 stars

I got connected to a Customer Service on January 13, 2026 between 10am & 1030a. The CS said he doesn't handle my inquiry & will transfer my call to the right department & yes he did transfer my call t... See more

Rated 1 out of 5 stars

What an absolute nightmare trying to actually get through to anyone!! Dealerships are happy to sell you anything and their granny even when it’s not needed but borderline impossible to get a huma... See more


1.1

Bad

TrustScore 1 out of 5

236 reviews

5-star
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1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Like pulliing teeth

Like pulliing teeth. We have excellent credit, but this took forever and was a huge pain in the ass. Next time we'll buy a Honda.

August 29, 2024
Unprompted review
Rated 1 out of 5 stars

Don’t buy from Schottenkirk Toyota in ANY state!

Purchased a 2024 Toyota Highlander from Schottenkirk Toyota of Weatherford, TX. Purchased on June 26. Vehicle was not in stock but was allocated to this dealer. Was on a boat coming to Houston, TX. Told we could pick it up in 3/4 days. Finally was able to pick the vehicle up July, 14. My payment was set for August 11. Had to completely do the application and all paperwork over again. Got a call from the dealer that Toyota Financial was not honoring the 4.75% rate because the new dates on the contact was in July. Had to come back a third time and do a paper application and contract package after we had been driving the vehicle a week. Here it is August 8 and I still have not heard from Toyota Financial and my payment is due 8/11. Dealer says don’t worry, it’s only accumulated interest since June 26 with no ability to pay principle only to get the per payment interest rate down lower and pay off early. Bob Schottenkirk’s “customer first” vision has been replaced with the vision of the customer over a barrel being greased up for the screwing. Stay away from any Schottenkirk Toyota dealer and by all means never finance with Toyota Financial. If this ever gets straightened out I’m refinancing through a Navy Credit Union.

June 25, 2024
Unprompted review
Rated 1 out of 5 stars

Gave the wrong information to obtain…

Gave the wrong information to obtain documents for filing a claim.

They told me to get the document from the bank when instead they had the document for the Maintenance Auto Plan (MAP) in their dealer office.

They were trying to avoid paying the claim.

July 29, 2023
Unprompted review
Rated 5 out of 5 stars

Knowledgeable Customer Solutions Team

When part exchanging my vehicle, I rang Toyota Financial Customer Solutions team. Tyesha was incredible! She was enthusiastic and really wanted to make a stressful situation a seamless one for me.

After speaking with Tyesha, her knowledge allowed me to understand I could actually stay with Toyota finance on a better deal than the finance company I was about to take the vehicle out with. I cannot thank you enough, Tyesha. You have been so helpful from start to finish.

I will be recommending Toyota Finances due to this experience.

July 10, 2024
Unprompted review
Rated 1 out of 5 stars

Cannot access my online account because…

Cannot access my online account because Toyota's website screwed up my email address (created a nonsense sequence), so I cannot make a payment. Customer "Service in the Continental U.S. (800) 874-8822" is an endless automated answering machine with only a handful of canned options. The canned response for account access resets the password and emails it to the nonsense email address they have on file.

July 9, 2024
Unprompted review
Rated 1 out of 5 stars

Disgusting

Disgusting! I have been with Toyota for four years now. Every year, I got accepted on finance, apart from this year. Disgusting and pathetic behaviour and service. Once my term ends on my current vehicle, will hand it back and never return. Disgraceful and should be ashamed of yourselves.

June 10, 2024
Unprompted review
Rated 1 out of 5 stars

AVOID, AWFUL COMPANY. SCREW YOU OVER.

Awful company. I have tried to trade my car back in for a different car. I was happy when I heard the new car would use the same financial company and thought it would be fairly straight forward. OH HOW WRONG I WAS! Before the car company could even do a credit check I had to do an affordability check with Toyota.... I got declined!! I have an excellent credit score and all they did was check my bank accounts, one which is a joint account and also has my current car payment going out. They clearly did not take into consideration any of this. I have never missed one payment with this company on my current car. I am now stuck with my vehicle for another year and I will never ever be using this company again.

May 23, 2024
Unprompted review
Rated 1 out of 5 stars

Had an awful awful experience with this…

Had an awful awful experience with this “company”. Made a formal complaint to them dating back to mid February 2024 and they made no effort to resolve anything. I have now opened a case with the Financial Ombudsman service to deal with them. Judging by the other 1 star reviews I am not the only one that’s had bother with these guys. Would 100% avoid. What an embarrassment

February 18, 2024
Unprompted review
Rated 1 out of 5 stars

Should get Zero stars.

Should get Zero stars.

Customer service is dreadful the worst I have come across and they were up against some stiff opposition like TIDE Bank. It seems they go out of their way to avoid dealing with the matter in hand. Given their poor performance I can only assume their management is happy with their performance. Luckily their cars are pretty reliable so it is strange their finance team are so useless.

May 13, 2024
Unprompted review
Rated 1 out of 5 stars

By far the worst company I have ever…

By far the worst company I have ever dealt with on any level.

I made a request for a settlement offer in January due to an engine fault that wrote off the vehicle.

It is now April and I am still no further ahead.

Calling them is a waste of time. I raised a complaint mid Feb. And have only just received an email acknowledging my complaint despite several follow up emails.

I am now raising a formal complaint with the FCA. I would advise all those below and new reviewers to do the same. If enough complaints are raised through the FCA and they do not improve the FCA have the power to shut this awful company down who have no level of consideration for their customers they just want our Money.

I am not surprised the reviews here are so poor.

April 14, 2024
Unprompted review
Rated 1 out of 5 stars

Redline finance Toyota has got to be…

Redline finance Toyota has got to be the worst call company I’ve ever dealt with.

Never answer the phone get to number 2 in the queue and get cut off or get to 1 in the queue and get an automated message to say they won’t answer.

Don’t think I’ve ever dealt with any company so bad, spend hours on hold no answer, ask for call back never happens, emails no reply despite saying two days.

They need investigating and dealing with if I wanted to settle finance or return the vehicle you have no chance at all.

Completely pointless service.

I can’t give it zero stars and even that would be too generous.

April 4, 2024
Unprompted review
Rated 1 out of 5 stars

Where do a start with this…AY19AFN

Where do a start with this company!!!!!! Absolutely a shambles,,,,, bought a van from Arnold Clark Hillington in Scotland with Toyota as the finance company van cost over 20K ,,,,, put £9200 deposit on the van ,,,,bought the van in June last year now on to my 5th major problem with the van ,,,,, Arnold Clark gave me a 10 month warranty when a bought the van only to tell me it doesn’t cover any of the faults in the van that had only done 27K miles when purchased of them in June 3 DPF problems at the cost of nearly 2K which had to be paid by me AD blue problems then the turbo went no cover again another 800 quid got the van back Tuesday this week now going back to Arnold Clark tomorrow saying engine fault but that was meant to be sorted 3 times already at the cost of 2K now got the financial ombudsman on to this mob BE WARNED THIS MOB are scum don’t care one bit about there customers am fighting this all the way AVOID THIS MOB AT ALL COSTS liars

March 7, 2024
Unprompted review
Rated 1 out of 5 stars

They have the worst customer service!

They have the worst customer service. My bank sent a check to buy out my lease. Three weeks passed. No indication that the truck was paid off. I called four times and was on hold one hour each time. I finally spoke to a rep who admitted that they had my check but were a little backed up processing it. Four weeks have passed and no action. I probably will not buy a Toyota agian.

March 4, 2024
Unprompted review
Rated 1 out of 5 stars

The worst costumer service in the…

The worst costumer service in the world, trying to get through when you have a problem will take weeks, nobody answer the phone, they just keep you on hold and when you're next in the queue the call cuts off. I was trying to sort my finance out and after 1 months still struggling to get in contact with them, shame of a company.

February 22, 2024
Unprompted review
Rated 1 out of 5 stars

WARNING DO NOT GET INVOLVED WITH THIS…

WARNING DO NOT GET INVOLVED WITH THIS COMPANY. part of redline finance No customer care no response out of 10 emails 12 calls in 4 months no car been taken away months ago.payments being taken still, wrong missed payments put on account a shambles of a company NEEDS TO BE SHUT DOWN. reported to the onbudsman still awaiting refund from rejection will be sharing to a fb town site everyday its ongoing and not resolved.

February 1, 2024
Unprompted review
Rated 1 out of 5 stars

I had an accident on the 23rd of…

I had an accident on the 23rd of December. I only owed $1,700 left on the car that I was financing and my car got totaled. My insurance company is settling for $9,725, but Toyota financial is holding it up because they have to do a review. Why is it any of Toyota Financials business how much money I'm getting and how dare they slow my check down. I will never do business with Toyota financial again!

January 18, 2024
Unprompted review

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