First off Shout out to Cheri Kunz !! she was/is my personal financial advisor or at least thats how she makes you feel. She took in my opinion great effort and patience/time to walk me through every s... See more

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
Company details
About Pennie Mgmt
Written by the company
Your personal finance partner
Meet Pennie - the first digital finance company built to serve everyone.
We never sell your information
Easily borrow up to $100,000
Low rates starting at 5.99%
$10B+
in credit products
350M+
loan offers made
200M+
customer inquiries
Debt happens.
Pennie can help.
Learn more
At Pennie, we believe everyone deserves access to personal finance products
Our goal is to improve the lives of everyday people by empowering them to make their best financial decisions.
Get loan offers
Simplifying personal finance through education and technology
Founded in 2022, Pennie Financial helps consumers navigate their financial lives through education and smart product matching. Unlike existing marketplaces, Pennie provides clarity and education to guide better financial decisions.
With its industry leading platform, Pennie aims to improve the lives of its clients by increasing access to personal financial products for everday people regardless of starting financial situation.
© 2024 Pennie Mgmt
LLC. All rights reserved.
Contact info
United States
- trypennie.com
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
The service the javi arias has given to…
The service the javi arias has given to me and my wife was second to none. He answered every question in a way that we would understand it. I was very happy with the results.
Pharaoh Jones
Pharaoh Jones
Took his time explained the program. He answered all of my questions and let call back to finish signing up. Never once did I feel pressured to commit to anything.
I’m relieved and relaxed now that I can get back on track with my finances.
Thank you
Matt knows what he's talking about and…
Matt knows what he's talking about and he knew I did this b4 so it was a fast setnup for me. I am glad I got him on the phone. Thank you
Working with Tyler Moffett was an amazing experience
Working with Tyler Moffett was an overall great experience. Tyler helped me navigate and make sure I understood the process. The warm handoff to Tyree at Beyond was great as well. Tyler answered all of my questions and seemed genuinely confident in his responses.
Very helpful
Things were explained much easier than my last debt program. I’m glad I switched!
I had a lot of questions about this…
I had a lot of questions about this program, and the agent was extremely knowledgeable and helpful.
Zack Firquin was very helpful and…
Zack Firquin was very helpful and answered all my questions fully. He made the whole process very easy and stress free. Thank you
Had a very informative and friendly…
Had a very informative and friendly conversation with JC Brock. His explanation and benefits of the program made me trust him, trust the program, and showed me a light at the end of the tunnel. Hopefully I will have an opportunity to rate the services later on once the program is ongoing and I get to see the benefits. Thanks again.
Worth the call!
Pat Delacerda from Pennie made my process easy and comfortable when accessing loan options. Everything was explained in clear detail. I would highly recommend!
Jenna was kind
Jenna was kind, patient, informative and didn’t make me feel uncomfortable or embarrassed of my situation. I slept better knowing I was on track and that there was a light to get out of this mess.
Ben Bergman
Ben Bergman, made the debt experience simple, and
he was very knowledgeable. He explained the process and I was given documentation to start my debt free journey.
Great responsiveness and customer service
I feel like they genuinely were concerned with my situation and not just checking a box to get me enrolled and on to the next stop in the process. My original contact gave me his email and phone number and said he would be with me throughout the entire process (the entire 55 months) and that was not only comforting but showed a level of ownership that I had not seen with two other similar companies. Additionally, they offer a chance to get out of your program early once you’ve built yourself back up and paid off enough so that you can tackle any remaining outstanding with a loan that they will help you procure which will also help to rebuild your financial situation even more.
They’ve offered reasonable solutions, I’ve been met with great customer service and any questions I have had were answered honestly, even if the answer was hard to hear.
Pat Delacerda is the best
Pat Delacerda is the best! He answered all of my questions and is walking us through the steps to financial freedom!
Miles was amazing
Miles was amazing. He was very informative patient and compassionate to my issues. He made the whole experience extremely comfortable and easy. I would recommend him and the company to anyone.
Great experience and a lot of help…
Great experience and a lot of help setting up a plan.
My experience with Miles at Pennie
Miles was informative and put zero pressure on me to get into a debt relief program in lieu of trying to get a loan to pay off debt.He was very easy to talk to and communicate with. Did everything he promised. I'd highly recommend him to anyone. He also provided me with some tax saving information. 100% satisfaction on my end.
Great program and Agents!
Sean C. was amazing! He explained every step of the program and worked with me on what would be best for my situation. I finally have a breath of relief after I spoke with him, and I am looking forward to being stress and debt free.
If it sounds too good to be true… it is
The man that helped me, Scott Cook, was nice and helpful. However, I definitely felt very mislead with everything said to me prior to speaking with him. They make it sound like a loan is a guarantee because it’s income based but it’s no quite that way once you speak to a person… I guess in the end I’m getting help it’s just not what I needed to solve my here and now problem.
David consistently exhibited…
David consistently exhibited helpfulness and thoughtfulness. His clear explanations contributed to an efficient and straightforward process.
Sean conner was extremely helpful and…
Sean conner was extremely helpful and pleasant to talk to. Was very set on making sure I understood everything.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.
