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Pennie Mgmt Reviews 4,730

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, patience, and transparent communication, making complex processes easy to understand. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized and empathetic approach that helps them feel comfortable and supported. The overall service is described as excellent, with consumers noting the efficiency and ease of their experience, leading to a sense of relief and confidence in their financial journey. However, some customers also noted that the initial contact experience could be ambiguous, with a few individuals feeling that certain aspects of the process were not fully explained upfront or that information provided by different agents was inconsistent.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Reviewers frequently praise the staff for being... See more

Customer service

Customers had positive experiences with customer service. Reviewers consistently praise representatives for... See more

User experience

Consumers find the user experience to be positive. Many reviewers highlight the professionalism and knowledge... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the professionalism and... See more

Customer communications

People report ambiguous experiences with contact. Some customers appreciated having direct contacts for... See more

Based on these reviews

Rated 5 out of 5 stars

First off Shout out to Cheri Kunz !! she was/is my personal financial advisor or at least thats how she makes you feel. She took in my opinion great effort and patience/time to walk me through every s... See more

Rated 5 out of 5 stars

Josh Arus was extremely helpful and informative throughout the entire process. I regret not doing this before. He answered every question and concern I had throughout the entire call. I am deeply than... See more

Rated 5 out of 5 stars

Pharoah Jones took his time explaining the whole process as well as reviewing my entire financial standing. He encouraged questions and provided clear answers. I am excited to reset my debt and begin... See more


Company details

About Pennie Mgmt

Written by the company

Your personal finance partner

Meet Pennie - the first digital finance company built to serve everyone.

icon We never sell your information

icon Easily borrow up to $100,000

hero-List3 Low rates starting at 5.99%

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Join over 32 million people who have been funded

$10B+

in credit products

350M+

loan offers made

200M+

customer inquiries

Debt happens.
Pennie can help.

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Debt
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Credit card
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At Pennie, we believe everyone deserves access to personal finance products

Our goal is to improve the lives of everyday people by empowering them to make their best financial decisions.

Get loan offers
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Simplifying personal finance through education and technology

Founded in 2022, Pennie Financial helps consumers navigate their financial lives through education and smart product matching. Unlike existing marketplaces, Pennie provides clarity and education to guide better financial decisions.

With its industry leading platform, Pennie aims to improve the lives of its clients by increasing access to personal financial products for everday people regardless of starting financial situation.

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© 2024 Pennie Mgmt
LLC. All rights reserved.


Contact info

4.9

Excellent

TrustScore 5 out of 5

5K reviews

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Rated 5 out of 5 stars

Consultation that works with your schedule

They provided consultation that works with your schedule.
I talked with David Hume and he really worked in trying to help me with my situation. He was patient with me and explained the program thorougly. He pointed me to right direction and program that will help.

April 18, 2026
Rated 5 out of 5 stars

You won’t be let down

I’ve never even thought about starting this process before and I just stumbled on the company. Talking finances is never fun, it’s embarrassing to admit as an adult that you need help. I was nervous that I had to be vulnerable and possibly judged. I spoke with James Armstrong for over an hour and never once did I feel like he was judging me or thinking I was making poor choices. I genuinely hope this program helps me. I was and am still a little skeptical but thanks to James I am sticking with it!

April 17, 2026
Rated 5 out of 5 stars

Scott Cook is a Pennie.com Rockstar!

I had an incredible experience with Pennie.com thanks to Scott Cook. Navigating a financial debt program can be a stressful process, but Scott provided clear, easy-to-understand information that really puts my mind at ease.
He answered every single one of my questions with a positive and caring attitude, making me feel like a person rather than just another number. I truly loved my interaction with him—it is rare to find someone so patient and genuinely helpful when dealing with financial matters. If you are looking for clarity and support with a debt program, I highly recommend working with Scott!

April 3, 2026
Rated 5 out of 5 stars

Hans was very informative

Hans was very informative, fair, and nonjudgmental while going through my finances and credit report. He went through every line item and explained everything in a way where people like me can understand.

April 15, 2026
Rated 5 out of 5 stars

Pharoah Jones was exceptional!

Pharoah Jones was exceptional! He communicated as well as can be expected and helped me understand how I can improve my situation by working with Pennie.

April 17, 2026
Rated 5 out of 5 stars

I sought a resolution through Pennie…

I sought a resolution through Pennie and had the pleasure of working with Andrew Johnson who truly was a dream. So customers focused, so informative, so real. He explained everything so thoroughly and just truly made me aware and helped me make the best decision for ME. I wish that everyone receives the kind of service that I received today. The icing on the cake was that Andrew helped me understand that I could move through this situation and come out better. He didn’t have to encourage me or say anything nice, but he did and I am grateful! Give him a bonus, STAT!!! I hope he sees this because it’s ALL TRUE!!! Thank you Andrew you were great!

April 17, 2026
Rated 5 out of 5 stars

Josh Arus was extremely helpful and…

Josh Arus was extremely helpful and informative throughout the entire process. I regret not doing this before. He answered every question and concern I had throughout the entire call. I am deeply thankful for his help with relieving my debt.

August 1, 2025

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