TWINO is a scam. They have made sure, I don’t login to the platform and don’t open their emails. They made sure I am a “sleeper”. This is what users like me are called. Then they sent me an em... See more
Company replied
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TWINO is a scam. They have made sure, I don’t login to the platform and don’t open their emails. They made sure I am a “sleeper”. This is what users like me are called. Then they sent me an em... See more
Company replied
Easy to invest on the platform with a user friendly interface. Good daily information with an account summary.
Company replied
The proceeds are good despite the clunky website. I've had a hard time figuring out why 9 euros of interest were not auto invested. Asking through chat was a bit disappointing, since an answer came w... See more
Company replied
these guys do not understand the concept of client centricity. No solution for Russian Loans Unable to close my account because of Russian loans Charging me an inactivity fee, although i want to... See more
Company replied
Discover TWINO, a leading European investment platform providing accessibility, security, and high-yield investing opportunities. As a licensed investment brokerage firm supervised by Latvijas Banka, TWINO adheres to strict EU investor protection rules and offers financial instruments that are simple and trustworthy. Our user-friendly platform caters to both seasoned and novice investors, delivering impressive returns of over 12% p.a. TWINO's commitment to transparency and compliance ensures a secure environment providing peace of mind while pursuing high returns.
Pērses iela 2A, LV-1010, Riga, Latvia
Replied to 100% of negative reviews
Typically replies within 1 week
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Customer since 3 months as so far i love your company and your honest way of presenting all p2p loan options. With a little research before investing you are able to invest into the right loan type and until now Twino has delivered. Cash Flow Forecast is amazing, the seconday market and primary market is amazing.
Its sad to see that the IOS App does not allow for manual loan purchases but i hope that is going to be in one of your future updates. Hope i can leave another great feedback in 9 months when my first year is over.
My experience with Twino has been quite satisfactory. The platform is very user friendly and easy to use and to check all the statistics. The interest rate on the loans is encouraging. The only thing that could be improved is the number of loans available. Although the amount I have invested is still modest, sometimes I find it difficult to invest because there are no loans available.
I like the cashflow of Twino, its experience and the stability.
I use Twino since many years and i fully satisfied. Sometimes cash drag but less than others platforms.
Great platform 6 years together. Little issue is problematic to sale loans in case you need cash especially with longer period.
I am using Twino over 5 years and really happy with it. It also didn't have problems during corona year 2020. Thumbs up for these great plattform.
Twino has fast and uncomplicated solved the problem. Thank you!
I already posted bad comment, but this one will be even worse.
~6 months of my last investment to be finished. It is getting extended, marked as delayed, extended again. The amount is laughable but it shows how it is being operated. After I get it back and money transfered - I will hit "Delete account" button.
There are good things in Twino, but this model is killer. As investor I want to predict my money flow. Fine to lock it for 3 months. But not for 6-9 months when you state that buyback is after 60 days.

Reply from TWINO Investments AS
It's a sham that it's not possible to give 0 stars otherwise I would have done so. This is the worst company I have ever seen. I tried to open account for my company which they require tons of documents to do so. I happily sent all of the documents to them and few days later I get email saying "you verification has been rejected please submit the documents again". They did not even care to provide a reason. So I emailed them which they totally ignored. Funny part is that they keep sending me emails daily saying "fund your account" and are so arrogant to even include their payment details in there.
Avoid them at all costs, big waste of time and who knows what are they now doing with my company documents.

Reply from TWINO Investments AS
Find another provider of P2P investments.
Have been investing on Twino for +1 year. Twino has no existing customer service and no answers to emails etc.
When you finally get an answer it is a system answer.
Twino has now suspended new payments for UK customers. "for regulatory reasons" If you reside in the UK I would withdraw your money before its too late.

Reply from TWINO Investments AS
Application rejected based on my country of residence? shame on you.... what is the next step? the race?

Reply from TWINO Investments AS
Been investing with Twino since 2015 now. Have had stable returns above 10% yearly. One of few audited and profitable P2P-lending companies. Great and quick replying customer service always. So far so good. Recommended!
Great team of Twino People !!
I started investing in Twino in 2015, and they are always attentive to all my questions.
They listen to investors to understand what we need from Twino.
Twino Group is one of the most transparent groups in the p2p sector.
I suggest Twino because in this period it is very rare to make investments transparent, profitable and sustainable!
Thanks to all the inhabitants of Twino !! especially Roberts and Anastasija.
Using this over a year. Very user friendly, good returns and they have a very quick and supportive customer service. Happy with the platform so far. Hopefully they keep this business model up and keep their intregrity. Like all investmentss, higher risk but higher return. Good job Twino.
Excellent platform and very good company that have become profitable by now.. I am investing with them for about 3 years..eventhough i was hesitant at first...now i regard it among the best hands free peer to peer platforms with very good returns!
There were very good times, and some bad times. Now in 2019 is not so many oportunities to invest on Twino.
I have been investing with Twino for 8 months now and to be honest, I am disappointed. My returns in terms of interest have been very poor. In addition, the auto-invest system is extremely slow to work, and the only loans available for some time via manual invest have been low interest. I want my money to work for me and it just isn´t doing that with Twino, so I'll probably transfer it all to another peer-to-peer platform. Sorry to have to do this.

Reply from TWINO Investments AS
Very good platfrom, not high interest but quick and eccelent customer service, simple system in sending and withadrawal fund, buyback guarantee really functioning, and public certified balance with 2,8 milion Eur profit.
It seems it has few loans but it is not so. This happens because when loans arrive on platform in few minutes are captured by clients' autoinvest.
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