Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financial... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more
Company replied
Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more
Company replied
I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much sm... See more
Company replied
Company details
- Non-Bank Financial Service
- Alternative Financial Service
- Business to Business Service
- Financial Institution
About Ultimate Finance
Written by the company
Keeping business moving
At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.
The Right SolutionCreative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.
The Right PeopleValuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.
The Right ProcessSpeed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.
The Right PartnerLong-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.
The Right ChoiceWe’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions
Get funded Become an introducerOur funding solutions
Written by the company
- Invoice Finance
- Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
- Asset Finance
- We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
- Bridging Finance
- Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
- Construction Finance
- Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
- Recruitment Finance
- Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
- Trade Finance
- A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
- Structured Finance
- Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.
Contact info
Equinox North, Great Park Road, Bradley Stoke, BS32 4QL, Bristol, United Kingdom
- 0800 121 7757
- hello@ultimatefinance.co.uk
- ultimatefinance.co.uk
Excellent customer services
Excellent customer services. Clear and easy online portal.
January 11, 2026
Unprompted review
Reply from Ultimate Finance
Thank you for your review, Jesse - we really appreciate it! We're delighted you've chosen us as your business' funding partner of choice!
Responsive and friendly service - highly recommend!
We've been with Ultimate Finance for over 18 months now and they've been fantastic so far.
Over the course of this time we've had various facilities and the responsiveness and proactivity of Hannah and team has been second to none. Highly recommend!
January 12, 2026
Unprompted review
Reply from Ultimate Finance
Thank you for your great review and it means a lot to have been your funding partner of choice throughout this time. Hannah and the team will be delighted to hear this!
Lesley and her team are the backbone of…
Lesley and her team are the backbone of our operation. Without them we wouldn't have been able to achieve the growth we have.
I never entertain any proposals from other finance providers, simply as they are so efficient and responsive.
December 11, 2025
Unprompted review
Reply from Ultimate Finance
Thanks for the great feedback! We’re pleased Lesley and team's support is making a real difference. We look forward to continuing to support your business.
Great, effective and very friendly service!
Ultimate finance is a very reliable, friendly and efficient funder. Rachel and her team have been responsive and very helpful throughout our relationship. Highly recommended!
December 10, 2025
Unprompted review
Reply from Ultimate Finance
Thank you very much for your review. Rachel and the team will be delighted to hear how they have made an impact on your business.
Excellent service by Lesley Mouncher our Relationship Manager
We have been with Ultimate Finance since 2018 &
Lesley Mouncher has been our Relationship Manager, she is very professional, knowledgeable & goes the extra mile.
You can always get hold of one of the team.
Thank you Lesley & the team.
We would highly recommend Ultimate Finance.
December 10, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for the brilliant review and for your loyalty over the years. We appreciate your trust and look forward to continuing to support your business.
Financial support made simple
I have been an UF customer for years and could not operate effectively without their support.
Both Helen Rushworth and Hannah Lester manage our finance facility brilliantly and are an asset to UF
December 10, 2025
Unprompted review
Reply from Ultimate Finance
Thanks for the great feedback! We’re pleased Helen and Hannahs’s support is making a real difference. We look forward to continuing to support your business.
UF are a really good company to work…
UF are a really good company to work with , they are transparent on there pricing . Rachel our account manager is a dream to work with.
Nothing is too much trouble and they sort any issues straight away . Thanks again
December 10, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for the great review. We're delighted you've chosen us as your business' funding partner of choice!
Rachel our Relationship Manager is fantastic
Rachel our Relationship Manager is always available to offer support and guidance when we are in need of it. Queries in relation to our commercial finance are always professionally and swiftly handled by Rachel and her dedicated team. When issues do arise Rachel and the team are always on hand on steer us through. We regularly meet face to face which helps when we are trying to describe our specific business needs and situation. I would highly recommend Ultimate Finance and their personal and professional service to others.
December 10, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for sharing your fantastic review. It is great to hear how positive your experience has been with Rachel and the team! We look forward to continuing to support your business.
This is our first anniversary of using…
This is our first anniversary of using Ultimate Finance for our Company funding.
The whole process is easy to operate, and Kaci, our Assistant Relationship Manager, is very knowledgeable and extremely helpful.
Bill - Principal Lighting LED Ltd
December 4, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review, Kaci will be delighted to hear this. We look forward to continuing to support your business for many more years to come!
Outstanding Service by Ms Ella Lloyd Credit Controller
The management and staff at Alexis Cleaning Services Ltd would like to take this opportunity to thank
Ms Ella Lloyd our Credit Controller for her support and commitment. We are looking forward to continuing to working with Ella and Ultimate finance.
November 27, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review. We're delighted you've chosen us as your business' funding partner of choice!
Ultimate are fantastic.
Ultimate are fantastic.
I deal with Kaci daily and she is on the ball. Quick to respond and always there to help.
The system they use is easy to navigate.
November 25, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review. We're delighted you've chosen us as your business' funding partner of choice!
Incredible Company Support
Ultimate Finance have helped me grow significantly by showing incredible support year on year.
Very good relationship and belief in our business growth side by side.
Thank You
November 24, 2025
Reply from Ultimate Finance
Thank you for your review! We look forward to continuing to support you and your business.
Ultimate Team
Thank you, Ultimate Finance team, always there to support.
Ben & Kaci are always willing to listen & help, nothing is to much trouble. We would recommend them to others, give them a call.
November 21, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review and we really appreciate your recommendation!
Ultimate Finance customer for 5 years
We have been using Ultimate Finance for over 5 years.
Their team is knowledgeable, responsive, and truly committed to your business needs. Funding is quick, and the process is transparent. Our Account Manager, Ben Hunter, has always been helpful, friendly, and making Factoring really easy for us.
November 14, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review and for being with us for five years, your trust means a lot! We look forward to supporting you and your business for more years to come.
Fast efficient a pleasure to do…
Fast efficient a pleasure to do business with
November 12, 2025
Unprompted review
Reply from Ultimate Finance
Thank you very much for your great feedback, we really appreciate it!
Since moving to Ultimate 2 years ago…
Since moving to Ultimate 2 years ago the service has been nothing but exceptional.
Chris moved Heaven and Earth to get the move from our previous lender over the line and the service levels from Michelle and James ever since have matched his passion and "Can Do" attitude.
Would and have recommended Ultimate to other businesses.
October 29, 2025
Reply from Ultimate Finance
Thank you for sharing your experience! It’s fantastic to hear that the transition was handled so smoothly. Your recommendation means a lot to us.
Fantastic team of people
Fantastic team of people, they really go above and beyond to support the business as best as they can. Would definitely recommend!!
November 1, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your kind words! We’re so pleased to hear the team has made such a positive impact and provided the support your business needs.
I’ve had the absolute pleasure of…
I’ve had the absolute pleasure of working with **Lesley Mouncher** at **Ultimate Finance**, and I can’t recommend her highly enough! Lesley is incredibly **efficient, proactive, friendly, and professional** — everything you could ask for in a relationship manager.
She consistently goes above and beyond to make the process smooth and stress-free, always staying one step ahead and ensuring everything runs seamlessly. Her communication is excellent, and she’s always approachable and happy to help with any query, big or small.
Lesley truly embodies exceptional customer service — a real asset to Ultimate Finance. Five stars without a doubt! ⭐⭐⭐⭐⭐
November 6, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for sharing your fantastic review. It is great to hear how positive your experience has been with Lesley! We look forward to continuing to support your business.
Great
Dan & Keiran are great! I can always count on them for the best service, they are reliable and always take time to answer any questions I have. Couldn't recommend more
November 6, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your wonderful review. We really appreciate your recommendation!
AMAZING CUSTOMER SERVICE
A massive thank you to the ultimate finance team for all there support and help, but I have to highlight one person in particular DYLAN REID. This guy went above and beyond, nothing was to much hassle to him, so professional, polite and if he said he was going to do something he delivered. He is a massive credit to Ultimate Finance.
November 6, 2025
Unprompted review
Reply from Ultimate Finance
Thank you for your great review. We’ll make sure your kind words are passed on to Dylan and the team – they’ll be delighted to hear this.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.