Exceptional service from Jane & the team. They helped us bridge our working capital gap, turning our 60-day invoices into immediate cash. This has been fundamental to keeping our operations running smoothly.

We are very happy with Ultimate Finance as our chosen partner for Factoring and Credit Control.

I have been working with Ultimate Finance since 2017, with them managing my Invoice
Discounting ledger. Over this time, I have dealt with several relationship managers and
credit controllers. Naturally, everyone has brought their own style, but with the exception
of one short-lived experience early on, the service has consistently been of the highest
standard. That brief misstep was quickly addressed, which to me demonstrated Ultimate
Finance’s commitment to maintaining the quality of service they are known for.
When I first embarked on using an Invoice Discounting company, I didn’t know what to
expect. However, I have been pleasantly surprised. My business has gone from strength
to strength, and I can confidently say that this growth would not have been possible
without the support of Ultimate Finance.
It would be remiss of me not to mention two individuals in particular: James
Howley and Eve Waterman. James is, without question, an outstanding asset to Ultimate
Finance. His responsiveness, professionalism, and ability to resolve matters quickly are
second to none. To be frank, I would not still be with Ultimate Finance if it weren’t for
James’ continued support.
Equally, my relationship manager, Eve, has been exceptional. She goes above and
beyond to support not only my business but also me personally. The way I work with both
James and Eve feels as though they are part of my own team—vital contributors to the
success of my business. Over the years, our professional relationship has grown into one
of genuine trust and respect, and I would even go as far as to call them friends. That
speaks volumes about the culture and values that Ultimate Finance fosters.
I have been approached by other providers offering cheaper rates, but any experienced
business owner will know that cost is not everything. The true value lies in the quality of
service, reliability, and partnership—and in this regard, Ultimate Finance delivers far more
than any discount could offer.
The stigma that sometimes surrounds factoring and invoice discounting companies has
been completely dispelled in my experience. On the contrary, I now see it as a fast-track
route to sustainable growth for any business.
In summary, Ultimate Finance has been a trusted partner in my business journey for many
years. Their professionalism, culture of care, and the dedication of individuals like James
and Eve make them stand out in their field. I would not hesitate to recommend them to
any business owner looking for a supportive and reliable financial partner.
Yours truly,
Curtis Small
Managing Director

Ben Hunter & Ultimate Finance Are At The Top Of Their Game, And Have Helped Our Business Grow Over Many Years Of Great Service !!!!

Dylan and Jane Are Extremely helpful and go above and beyond. We never have any trouble with our account and are so glad we decided to proceed with Ultimate.

The service received from Michelle, Ahmed and Dinida is very fast, helpful and friendly!

Having Ultimate Finance in your business life is like having an extra arm!
Great company that has been by our side for over 10 years.
Tony
Black & White Group Limited.

We have used UF for a number of years now, finding them very helpful with our factoring needs.
I would highly recommend them to other businesses.

Our relationship manager understands the business sector and trends we operate in and how it varies during the year. Good communication and regular updates

We have been working with Ultimate Finance Ltd since January 2022 and throughout this time there service has been excellent and they have always provided a practical and flexible approach

Easy to deal with, professional & helpful staff, commercially acceptable. Overall very good

Excellent

We was made aware of ultimate finance in January of 2025.

From the first induction meeting to Current date they have been nothing less than Excellent

The support we get from Louis and Terri has been fantastic.

This is on a day to day basis

I honestly can not speak any higher of them both.

Ultimate support has improved our cash flow and in return has allow our business to grow

From myself and the whole team thank you.

Your hard work is appreciated and we look to continue working with you in the future

I have the pleasure of working with Daniel Iwanczuk and Kieran Clayton at Ultimate Finance, and I am thoroughly impressed with the level of service I receive. From the outset, both Daniel and Kieran demonstrated a deep understanding of my business needs and provided tailored solutions that were both effective and efficient.

Their professionalism, responsiveness, and attention to detail are outstanding. They are always available to answer my questions, and they consistently go above and beyond to ensure I have the support I need to run my business.

Thanks to Daniel and Kieran, the entire process is smooth and stress-free. I highly recommend Ultimate Finance and, in particular, the exceptional service provided by Daniel Iwanczuk and Kieran Clayton. They are a true asset to the company.

Great company to deal with. Very efficient and friendly service. Very understanding of our business needs. Willing to listen and help with any challenges that may come up.
I would recommend Ultimate Finance to all my industry colleagues.

UF are very responsive, there is always someone available to help with any queries. They seem to go out of their way to be helpful

As a business we need to have confidence in any financial bodies that we use. After many years Ultimate Finance continue to be a solid and reliable cornerstone for us. The team are always on hand to assist with any queries and our client manager Ben is always very easy to work with and fits seamlessly with our work ethics. Looking forward to continuing our working relationship.

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to payout! Overcame a lot of obstacles put in the way by 3rd parties. On a day to day basis operationally very good - Ahmed who manages our ledger provides very prompt communication - which is a huge change from what we were used to with a previous provider. All round ten out of ten!

ive been with Ultimate for quite a few years, they are always there to help and i believe communication is a big factor within business and this is what we get from them if you need help they will find a way to help you so yes we are very happy with there service

Ultimate Finance offer complete trust and peace of mind and assures us that CS Onsite Solutions are in good hands surrounding our funding requirements, they clearly understand that the professional welfare of our contract staff is of top priority to us and that this is how we maintain a successful profitable business. The service offered by Ultimate Finance allows us to concentrate on the running and growth of the business at ground level with the confidence that we have the funding facility behind the scenes delivering us with a professional, friendly and compliant banking facility to complement our high standards and all the hard work involved running a Construction Recruitment business.

Ultimate Finance gives an exclusive personal service. CS Onsite Solutions have built an excellent relationship with the staff namely Helen Rushworth, Hannah Lester and Jackie Hunt. Everyone we have worked with has been superb at spotting errors and generally getting the "job done". The team are always happy to respond to any concerns and have made it transparent that they will endeavour to work with us through any challenges we may incur in our business.

I would describe Ultimate Finance as efficient, cost effective and personal.

Would I recommend Ultimate Finance ? 110% I would !!!

Ben Hunter and his team at Ultimate Finance are professional, responsive, and truly understands our business needs. Their processes are efficient from start to finish — everything is explained clearly, and they always go above and beyond to ensure we have the support we need.

The level of customer service and attention to detail really sets them apart from other factoring companies. Communication is always prompt and friendly.

I highly recommend Ben and Ultimate Finance for any business looking for reliable and efficient financial support. Ultimate Finance definitely lives up to its name!

Sara
J & G Mastics