Megan did an amazing job at explaining in detail how this whole process works. I’m new to this and she was beyond patient and helpful, answered all questions and provided me with more knowledge! Defin... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Written by the company
Your path to loan approval starts with UQUAL!
Using our easy-to-use website and expert 1 on 1 coaching, UQUAL helps you overcome roadblocks in the way of getting approved for a loan.
UQUAL helps you get into a loan by:
1. Providing you with an Action Plan showing you steps that you can take TODAY to improve your lend-ability.
2. Working with you to get better interest rates by showing you ways to pay down your debt the best ways possible.
3. Giving you tools, resources, and coaching to master your credit for a loan.
4. Providing a view into your finances by pulling all of your accounts into one location so you can save more for a down payment.
Take the first step towards loan approval and financial freedom with UQUAL!
Get started with a FREE consultation by calling (833) 49-UQUAL or visiting our website! Where the least we can do is give you FREE advice and a better understanding of your financial situation.
1499 W 121st Ave #200, 80234, Westminster, United States
Replied to 95% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I had the pleasure of speaking with Brian Eck today and it was very informative and he answered all of my many questions!
Great full to move forward with this company and thanks again Brian!
Micah was very helpful and walked me through the process to make it a lot easier for me!
Very friendly and took the time to go through everything in a way I understood
This was very helpful, informative and professional I really appreciate working with him he has made this experience less stressful
Thank You
This company is terrible, I give 0 stars. They need to be shutdown!

Reply from UQUAL
If I could give a lower score than 1, I would. I was approved for a mortgage and wanted to cancel the service. I called to cancel the service, when the person who answered the phone became nasty and stated that we were making a mistake by canceling the service he person who when I asked for a manager, when he stated he was a manager. He then continued arguing with me of the mistake I was making by not allowing them to continue, and when I stated that I still wanted to cancel the service, he then talked over top of me to continue arguing! I am not a child and will not be disrespected by a company that I pay a service for!
Best advice that I can give to anyone considering using this company, you can do the same service yourself and will see the same result and save yourself the large fee to do this to boot!

Reply from UQUAL
Chris was very helpful with explaining my credit. The need to dos, the done deals, and progress. Overall great experience.
So far, they are very thorough with explaining everything that's needs to get your credit right for looking for a home or just in general. Chris was very detailed on what's needed to get me to the next step
I have asked Uqual company multiple times to stop pulling money out of our account due to refi process and no
use for the services due to not able to dispute any items. . The rep today refused to stop the $99. That was again
drafted and refused to credit back what they they pulled. We are now disputing as unauthorized draft through our bank
and we have officially cut ties with Uqual. Very unprofessional very greedy company that continues to draft without approval.

Reply from UQUAL
Uqual is a total disappointment. I have should’ve known there would be an issue when I was on a three way with them and the lender and they were arguing. After a month with no contact, no guidance, no interaction I called to cancel because they charged my account with a higher rate then what was told to me. I spoke to Mark and he said they don’t contact their clients and he would discount my payments to $79 and if I wanted to cancel call before Dec. 29 when the payment would be taken out. I called Dec. 24 and told Mark I no longer wanted the service I have not seen nor heard any type of improvement to my credit score. Mark tells me I would be charged $99! I told him that is not what he said to me the previous month he said as long as I cancel before the 29th of December I would not be charged!He said we take payments in the rears. I told him sir that doesn’t make sense and you told me my account wouldn’t be charged if cancel before the date and plus you are charging me more! I checked my account today and they are charging me $99! This company is a total scam. There was no improvement in my report, no one contacts you, and they are dishonest! I want my $99 back!

Reply from UQUAL
The customer service is top notch. Everything is explained so that anyone can understand it. I am more than happy with this service.
Just want to thank you Chris for such a great customer service, and helping us and walking us through getting the new credit report .
Awful company they don’t do anything they literally have blocked my calls but they keep charging m. Please don’t trust this company they will not help you our credit score was in the 600 it went down to the 500 if not less then that. We cancelled them and they literally have not and they try to take money in random days. Everyday till they get their money and then block your calls to them..

Reply from UQUAL
Nicole took the time to explain the process where I was at and what to expect going forward.
Niccole was a tremendous help. She was patient as I stumbled through the portal and really helped direct me on my next steps. Thanks!
The service offers clear benefits and has been quite helpful in addressing credit-related concerns. However, the customer service experience was disappointing. Despite repeated efforts to cancel my account over three weeks, I was repeatedly placed on long hold and pressured to continue the service. I was told that legal requirements mandated a review of all progress made prior to cancellation—when I declined further time on the call and indicated I would contact my bank and explore my legal benefits through my employer, the advisor became unprofessional. I ended the call, and shortly thereafter received an email confirming that the account had been closed. This raises serious concerns: either relevant laws were violated or the information provided to me was misleading.
Edit 11/18
I sent emails and called several times and my request was not honored immediately or the multiple return calls and finally the cancellation email would be closer in date. Also you failed to address how your agent misrepresented and conflated your process w/ legal requirements. With that said I’ve sent 2 emails requesting your mailing address and if your calls are recorded and you’ve yet to respond on your website. I gladly receive that info here if it is more convenient

Reply from UQUAL
Chris was amazing. Every question was answered really polite. 100% recommend
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.