ViVentor Reviews 84

Poor managed company. Many very bad originators. Taking profits from money transfers....

I confirm previous comments.

Money is stuck in transit forever.

They charge 100 euro fees PER month.

And they charge 1.5 euro PER withdrawal.

I add, they have a faulty diversification tool. My money got all diversified, with 1 unique lender...

It is not possible to rate negative. No interest, no repay, is all pending/in transit, no investment, no information, no answer. And the latest V. is seizing your money with recovering and (monthly) "fees?" eur 100

Introduced an 100€ for maintenence and for the accounts after having the funds for the repayment of the loans in transit for almost a year.

Stay away.

Viventor , just apply minimum fee of 100€ for maintenance of inactive accounts, still without possible time to withdraw the just charge you with all money available as rest of money is completely stuck or gone

Now the money is lost, even the assistance to the emails sent no longer responds. Today's last email says that 100 euros of expenses will be charged to the account if it is inactive but there are no investments available ...
I'll bring you the email. stay away !!!
--->
Dear Investor,

Since the withdrawal of the brokerage license application, we could no longer accept new investments or introduce new investment opportunities on our platform. As a result of this decision, your available funds have no function on our platform.

In compliance with FCMC's terms and conditions, available funds must be withdrawn as soon as possible. To stimulate withdrawals and compensate ViVentor for the cost of handling inactive accounts, from October 31, 2021 Investors with excess funds available on their account will be charged a 10% handling fee with a minimum of € 100. Our price-list has already been updated accordingly.

To avoid unpleasant surprises, we advice you to withdraw all your available funds as soon as possible. Also, be attentive to refunds so that unnecessary costs don't incur.
--->

In compliance with FCMC? but what if you don't even have a license?

Only giving this lot 1 star because no option for zero stars.
They stuck all my money in multiple loans with 1 company that they also own then said it was a good diversified strategy when I complained.
No hope of seeing any of it back now.
They are either incompetent or dishonest - stay well away!

they do answer customer service but i have no idea how to get the last 100 back out of the account to close it, the interest rate wasn't really doing anything and i withdrew the rest but i just can't get the last 100 out

Loans from Atlantis Financiers (an affiliated company) have been extended for more than a year and there has been no information whatsoever about the state of those loans. All of these loans have a buyback guarantee, which they are not applying because they keep extending the due date, so the loans are not late (according to Viventor's twisted logic).

Basically I consider my money lost at this point. Stay away.

They are simply frauders, they take your money and you will not see it anymore. Viventor is in the same Group as its main Loan Originator, called Atlantis Financiers. At a certain moment Atlantis Financiers didn't pay anymore, but on Viventoror appeared for many months with rating A, the most reliable, deceiving new investors to take their money.
With another Loan Originator that didn't repay, they offered to have only 20% back and blocked the account as long as you decide. You accepted their offer and not even have money back.
They are only frauders that abuse of public trust.

Never trust Viventor.
Viventor allow scammers LO to the platform without deep due diligence.
Probably Atlantis Financiers and Viventor affiliated scammers.

Scam - avoid if possible to deposit any money as they dont pay and change rules as all the time so investors can't get their money back.

If you are a victim, class action suit is being prepared in Telegram Viventor group, just search for it.

Scam Platform. Be carefull and AVOID.

Unfair P2P platform. Loans extended indefinitely making buy-back guarantee useless. The diversification tool on the site is effectiveless through loan originators. As result and due to covid-19, funds (100% covered by BB guarantee) have been kept in " transit status" for more than 1 year. To unlock them the proposals arised are: loose 80% of their value or have them back in 5 years... Shameless

They keep your money for free and lie to investors, I do not recommend. Stay away ...

Stay away. Buy back never applies as loans are extended undefinitely.

Viventor are saying that as long as the loans are extended they never are overdue. This is non-sense.

So they will continue to extend these loans and you may never see your money again.

Up until this week Viventor has continued to take money from it's customers to fund a related company. Atlantis Financiers and Viventor are part of the same group. Atlantis Financiers remained an A graded lender yet had defaulted on payments for months. Even though the loans are listed as 'buy back' Viventor are saying that as long as the loans are extended they never are overdue (no idea how this makes sense). So they will continue to extend these loans and you may never see your money again. The conflict of interest is staggering. Viventor are putting the clients of their related company and the related companys cashflow in front of their own customers. I would highly advise against using this site as from my experience there is no transparency and your funds are significantly at risk. The emails sent to customers explaining the situation are embarrassing. If you are thinking of using Viventor please take the time to do your research to understand my points above. In normal business practice one would expect Viventor to engage in debt recovery for their customers. Yet all we get is excuses. Please don't end up like me and many other Viventor customers whose funds are stuck in a cycle of loan extensions.

LAST UPDATE, March 6, 2021:

Viventor postponed all trades of Atlantis Financiers on the primary and secondary market. Atlantis Financiers belongs to the same group as Viventor!
This shows a public lack of trust in its own group, due to financial difficulties.

Atlantis Financiers claims its Dutch clients all suffer from COVID-19. This is untrue, since the Dutch government has major support packages in place which are adequate. A normal company doesn't lose money on Covid in The Netherlands. (unless you had no revenues in 2019).

Situation is even more remarkable since the Group where both Viventor and Atalantis Financiers belong, is trying to acquire other loan originators which suffer from financial trouble...
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Be very careful with Viventor. The platform is owned by a group owning one and maybe multiple loan originators. Their buy back guarantee is worth nothing.
This is how they do business:

Once the loan has to be paid back, it shows overdue. When it is overdue for almost 60 days (when the buy back guarantuee kicks in), they extend the loan so they don't have to pay you back. They indicate they can do this for an unlimited number of times. I already have seen this happening multiple times to all of my investments. If this continues they never have to pay back!

Sometimes something goes wrong in their system, so they show an investment as 'funds in transit', however loans from the owner itself are already for 4 months in transit. How long can it take to transfer?

Please be warned and stay away!

Disappointed. Lost money by lending to PRESTO through Viventor.
My capital shows "Funds in Transit" for ages now...

Shady platform - stay away!
They still rate Atlantis loans as A, which defaulted on payments! They must have lowest rating and platform must start legal action to recover money!
Either they don't care aboit investors or they are semi scam