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See what reviewers are saying

Rated 1 out of 5 stars

Horrible Customer Service, No Response! My experience with W1tty has been absolutely terrible. I requested a refund from Amazon, which was mistakenly sent to my closed W1tty account. Instead o... See more

Rated 4 out of 5 stars

Hello, it's clear that this app is curently under development, but for now I think it's one of the few debit/prepaid cards that are offering cashback. While it's 1%, there are promos for 3%. I have... See more

Company replied

Rated 4 out of 5 stars

Great cashback was given (while it lasted, offer is ending in a few days). However, the 1 euro fee for debit card transactions to a non-EEA merchant was... weird, especially as you can only see this a... See more

Company replied

Rated 2 out of 5 stars

Things have been getting worse since a great idea. A 3% that every month you have to see if it continues already advanced days. Cashback no longer works with Curve... W1TTY points have never work... See more

Company replied

Company details

  1. Alternative Financial Service

Written by the company

W1TTY is a UK-based startup on a journey to deliver smart GenZ tailored banking solutions and digital intelligence to empower a progressive pan-European generation. Adhering to its core ‘WIT’ values of ‘Within reach - Intelligent - Tailored”, W1TTY will equip the new-age generation to make smarter personal finance decisions across saving, payment, borrowing, investing, and crypto opportunities, all geared towards a healthier user lifestyle.


Contact info

2.1

Poor

TrustScore 2 out of 5

423 reviews

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Rated 4 out of 5 stars

Fast and accurate information given

I got a quick response that corresponded to my needs. Issue solved promptly.

November 30, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Destiny,

Thanks for choosing W1TTY! We're delighted to hear that you had a positive encounter with our Customer Care team. Please don't hesitate to contact us if you require further assistance.

Team W1TTY

Rated 3 out of 5 stars

Urgent Inquiry Regarding Pending Transfer

Dear W1TTY Support Team,

We hope this letter finds you well. We, SIESERVICE_ENG SRLS, are reaching out to you concerning an urgent matter related to a recent bank transfer of €5,000. After initiating the transaction, we encountered reliability issues resulting in the transfer being blocked.

According to the error message received, the transferred amount was supposed to be returned to the sender. However, it has been four days since the incident, and we have yet to receive any updates or the refunded amount.

We kindly request information regarding the status of the transaction and would appreciate it if you could provide us with an expected date of resolution.

Your prompt attention to this matter is crucial, as it involves a significant financial transaction. We trust that you will address this situation with the urgency it requires.

Thank you for your prompt assistance, and we look forward to a swift resolution to this issue.

Sincerely,

Paolo Faroldi.

"Update: W1tty Responded - Once Refund Received, Will Withdraw Negative Review" - 04/12/2023

Update: Transfer unlocked. 08/12/23

November 20, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Paolo,

Thank you for leaving your feedback. Our Customer Care team will be in touch with you to discuss your case.

Team W1TTY

Rated 1 out of 5 stars

TRUFFA DA 7.000 EURO

Buongiorno a tutti,

Io in data 20/11/2023 ho fatto effettuare un bonifico di euro 7.000,00 per una vendita, ad oggi che è giovedì non ho ricevuto nulla e nemmeno mi stanno rispondendo. La banca mittente vede il bonifico azionato e elaborato con successo, mentre i primi messaggi che ho scambiato con loro non sono nulla. Oggi mi recherò dalla polizia e dal gruppo Striscia la notizia e Iene per far sì che questi truffatori evitano di imbrogliare altre persone. Spero che con questi soldi mangerete perché è vergognosa la cosa.

—————————————————————-
On 20/11/2023 I had a transfer of € 7,000.00 made for a sale, as of today that is Thursday I have not received anything and they are not even answering me. The sending bank sees the transfer successfully activated and processed, while the first messages I exchanged with them are nothing. Today I will go to the police and the group Striscia la notizia and Iene to make sure that these scammers avoid cheating other people. I hope that with this money you will eat because it is shameful

November 23, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Fredrick,

Thank you for your feedback, we apologise for any inconvenience caused. Please email complaints@W1tty.com so that they can investigate your issue and provide you assistance.

Kindly note that we are a regulated financial service provider, licensed and regulated by the Bank of Lithuania. And we strictly abide by all rules and regulations.

Team W1TTY

Rated 1 out of 5 stars

i just would not recommend

i just would not recommend. Surely i cannot be the only the only person with this issue!!?

I’ve had 3 transfers sent to my W1tty account, it’s been days and i haven’t received any! i sent money from my revolut account to this bank and revolut states the money was received by my bank and I HAVENT GOT ANYTHING!

November 13, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Ebony,

Thank you for leaving your feedback. We kindly request you to share additional information by sending an email to us at complaints@w1tty.com. This will enable our complaints team to identify your account, investigate your case, and address any inquiries you may have.

Team W1TTY

Rated 4 out of 5 stars

Had some issues & the app has some…

Had some issues & the app has some bugs, but the customer service & help in my eyes is top notch, they respond fast and help me verry good, and that i have never experienced before. Thankyou

November 10, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey,

Thanks for choosing W1TTY! We’re happy you had a great experience with our Customer Care. We are constantly working on improving our app with the help of our customer feedback!

Always feel free to reach out if you need any more help.

Team W1TTY

Rated 5 out of 5 stars

The customer service is very good

The customer service is very good. The try to help you as much as possible

October 31, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Nita,

It's wonderful to hear that you had a fantastic experience with our Customer Care. Should you require any further assistance, please do not hesitate to get in touch with us.

Team W1TTY

Rated 3 out of 5 stars

the best serviceThe best customer…

the best serviceThe best customer service witty

October 28, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Brahim,

Thanks for choosing W1TTY! We're delighted to hear that you had a positive encounter with our Customer Care team. Please don't hesitate to contact us if you require further assistance.

Team W1TTY

Rated 5 out of 5 stars

Best Best Best

October 27, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Lungu,

We love that you are enjoying using W1TTY! We truly appreciate your trust and support always.

If you encounter any issues, please reach out to us. We’re happy to help.

Team W1TTY

Rated 5 out of 5 stars

Adam

Adam was such a quick trouble solver and was very professional and nice.
He understood what I need.
Many thanks.

October 27, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Monika,

Thanks for choosing W1TTY! We’re happy you had a great experience with Customer Care. Always feel free to reach out if you need any more help.

Team W1TTY

Rated 4 out of 5 stars

Great cashback, confusing fees

Great cashback was given (while it lasted, offer is ending in a few days). However, the 1 euro fee for debit card transactions to a non-EEA merchant was... weird, especially as you can only see this after the transaction and refunds do not refund the 1 euro fee (and it tends to be difficult to track down whether the payment processor is in the EEA or Switzerland especially). Extra transparency here (e.g. while performing the 3ds check for a card) would be greatly appreciated.

October 26, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hello,

Thank you for your feedback, it is well received. Information about our fees can be found in our Terms & Conditions and are titled by account, however, your concern was raised with the relevant team for further review.

Team W1TTY

Rated 1 out of 5 stars

Stay away- absolute waste account

Absolute waste account wuldnt advise to no one . Straight after I Opened account with them first issue transferred 2 small transfers from my own accounts to witty one of them got lost for a week :)
Then I transferred a bit more just to use card online - and when I decided to use I find out my account is restricted can’t send or receive money transfer bouncing back and card payments declined- and can’t send out either — phone line no one is picking up the phone called 100 times and in a chat all they say they need more time . It’s been 2 weeks now and they have no answer. Haven’t seen worse account in my life . Also no email or anything has been received about account restriction.
Complete junk - stay away

October 25, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Deniss,

Thank you for leaving your feedback, We acknowledge that the service you received did not meet your satisfaction.

Kindly reach out to complaints@w1tty.com so that they can identify your account and investigate your case.

Team W1TTY

Rated 5 out of 5 stars

Helpful Customer Service

Very fast and helpful answer by customer service.

October 24, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Kunde,

Thanks for choosing W1TTY! We’re happy you had a great experience with Customer Care. Always feel free to reach out if you need any more help.

Team W1TTY

Rated 1 out of 5 stars

Modern banking charging 1 euro for each…

Modern banking charging 1 euro for each debit card transaction? I thought this predatory behaviour is a thing of the past!

This is unimaginable

October 12, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hello,

We appreciate your feedback. Kindly note that this 1 Euro fee is not charged on all transactions, but those made outside of the EEA region for EU accounts. Additionally, all fees are stated in our terms and conditions and are titled by type of account.

If have any further queries or questions, please do not hesitate to reach out to our Customer Care team via the in-app chat.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 5 out of 5 stars

Amazing support

October 20, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Sebastian,

Thank you for your feedback! We’re glad that you are having a great experience with us.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 5 out of 5 stars

Your helper May really did help me…

Your helper May really did help me today, let just see if her feedback she gave me is going to be true

October 19, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Matthew,

We’re so happy to hear that, if you encounter any further issues, please feel free to reach back out to us!

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 5 out of 5 stars

Very good customer support

Very good customer support, May is the best support I could ever receive.

October 18, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Nego,

Thank you for your feedback! We’re glad that you had a great experience with us.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 1 out of 5 stars

Hidden fees all around

Hidden fees all around, watch topping up, they say they will notify you of any fees but they don't. I got charged 2.50 to top up and 1 euro when I used the virtual card.

October 17, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi John,

We appreciate your feedback, as it provides valuable insights into areas where we can enhance our services. Please note that all fees are stated in our terms and conditions, however, your concern was raised with the relevant team for further review.

If have any further queries, please do not hesitate to reach out to our Customer Care team via the in-app chat.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 1 out of 5 stars

Charged 1euro fee in small transaction…

Charged 1euro fee in small transaction because they say the vendor was outside EEA, despite transaction being in euros and advertising payments with no fees. There is no way for the customer to know in advance. Very bad experience

October 10, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Cristian,

Thank you for leaving your feedback, this is very helpful for us to understand where we can improve. Please note that all fees are stated in our terms and conditions, however, your concern was raised with the relevant team for further review.

If have any further queries, please do not hesitate to reach out to our Customer Care team via the in-app chat.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 1 out of 5 stars

Holding my wife’s salary

They have been holding my wife’s salary. She is unable to do any actions on their app. It seems like they blocked her account without telling her why, which is very weird as she only receives her salary there and pays for her daily transportation expenses.

After some research, we found out some shady things about their “bank”. Customer Service team is inexistant. They don't care. Just know that when you sign up for their services. The complaints email is pointless, too.

Now, she asks them to close her account and send her hard-earned money to her French bank account, but they won't.

A shame!

September 20, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hello,

Thank you for your feedback. We apologise for any inconvenience caused and would like to investigate your wife's case, our Customer Care is comprised of real agents, and they always strive to provide the best possible support to our customers. We kindly request your wife to provide more information directly by sending email to us to complaints@w1tty.com so our complaints team can identify the account and look into this and answer any questions. Kindly note that your wife also can get fast response and support from our Customer Care agent from her mobile app, they also can be contacted on contact@w1tty.com

Meanwhile, please note that as a regulated financial institution, we are committed to diligently adhering to regulations, laws, as well as our internal policies, all the while giving our customers the best possible service. We look forward to hearing back from you.

Regards,
Ammar Kutait
W1TTY Founder & CEO

Rated 1 out of 5 stars

This is the worst anf for sure its a…

This is the worst anf for sure its a scam, since 25 august i requested my account to be closed and until now nothing happened, i contact customer service and they keep saying under process, its almost a month and no one helped me..i need this account to be closed, shall i hire a lawyer?

September 15, 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Nouf,

We have been in touch with you via email. Kindly note that it takes up to 30 days to finalise account closure due to the regulations we follow.

Please be assured that our team member will keep you informed on your case directly. If you have any further queries, kindly contact our customer support team directly or reply to our email.

Regards,
Ammar Kutait
W1TTY Founder & CEO

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