I have had an excellent experience since May 2026 with Aqua Card so far. Very easy to apply, won't hurt your credit score, and it's very positive even helps to build your credit score. After applying,... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
It’s good and helpful to have and definitely helps build your credit score but you must make sure you put the correct amount to pay back, as it can be a bit confusing then you find it’s a lot your pay... See more
Company replied
Really happy with my experience with Aqua Credit Card. Everything has been straightforward, from managing my account to making payments. The app is simple to use and I can easily keep track of my spen... See more
Company replied
My application in applying for an Aqua Credit Card was very quick and simple. The service that I have received from Aqua so far since I open the account seven or eight months ago has been excellent. I... See more
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Company details
Written by the company
Aqua is the smart way to build better credit. We give you the power to improve your credit score backed by our expert support, personalised credit limits that can grow as we get to know you and a secure app that guides you on your credit building journey. So you can move forward with confidence, knowing you’re in safe hands. Representative 39.9% APR (variable). NewDay Ltd. Subject to status. 18+. UK only. T&Cs apply. Credit limits and score could increase with responsible account management.
Contact info
aqua Customer Services - PO BOX 173, S98 1JW, Sheffield, United Kingdom
- 0333 220 2691
- www.aquacard.co.uk
4.6
Excellent
17K reviews
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Amazing credit limit went up with 2…
Amazing credit limit went up with 2 weeks no problems at all
August 6, 2026
Reply from Aqua card
Hello Hayley,
Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊
Best,
Rob
Reply from Aqua card
Hi,
Thank you for taking the time to leave us a positive review!
Best,
Rob
Good card to get and easy to manage
Good card to get and easy to manage. Haven’t had it long enough to say if it does affect your credit score
August 6, 2026
Reply from Aqua card
Hello John,
Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊
Best,
Rob
Very nice 🙂 credit card
Very nice 🙂 credit card
£900 limit I'm using Best Aqua credit card
Simple 😊
I am very Happy I am request 😊 give me More limit next time
5 Star ⭐⭐⭐⭐⭐ Aqua credit card
Thanks
August 6, 2026
Reply from Aqua card
Good morning Najib,
Thank you for your 5-star review! We are happy to hear that you are enjoying your card 😊
Best,
Rob
Very pleased with the credit card I…
Very pleased with the credit card I received, we'll done Aqua, having my garden landscaped , this card really has helped me out
August 6, 2026
Reply from Aqua card
Hi Derren,
Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊
Regards,
Rob
Nice and easy to use app
Nice and easy to use app. Good starting credit as well even though my credit score isn't that great.
August 5, 2026
Reply from Aqua card
Hi Oliver,
Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊
Thanks,
Rob
My name is Dharmendra Bathula
My name is Dharmendra Bathula, and I’ve had a genuinely excellent experience with Aqua. From the beginning, the whole process has been straightforward and easy to manage. The Aqua app is simple, clear and convenient, and I really appreciate being able to keep track of my spending and payments easily.
What I value most is the opportunity to build my credit history while managing my finances responsibly. The service has been reliable, professional and stress-free.
Overall, I’m very impressed with Aqua and would happily recommend it to anyone looking for a straightforward credit card with a great customer experience. Definitely one of the best experiences I’ve had with a credit card provider.
August 5, 2026
Reply from Aqua card
Good morning Dharmendra,
Thank you so much for your lovely review and the 5-star rating! We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊
Thanks,
Rob
The profesional way through to your new cardprofessional approach and…yo
Very professional approach and supportive systems to take you through the process
August 5, 2026
Reply from Aqua card
Hi,
Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊
Regards,
Rob
Reply from Aqua card
Hi Leslie,
Thank you for taking the time to leave us a review. We're excited to have you on board 😊
Thanks,
Rob
Happy chappy
Very simple to apply for a card ,everything thing is straightforward, it works perfectly well and I'm not pestered by loads of bumph . Glad I joined and will happily recommend them if asked.
August 2, 2026
Reply from Aqua card
Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy and that that you are enjoying your card, this is just what we aim for 😊
Kind Regards,
Michelle
Reply from Aqua card
Hi Ade,
Thank you for taking the time to leave us a positive review. We're pleased to hear you're finding us encouraging and helpful and hope you continue to enjoy our services! 😊
Thanks,
Andy
Fantastic company
Fantastic company. Had a card with them now for nearly 2 years and never an issue and applied for a loan and it was smooth sailing. Thank you Aqua!
August 12, 2026
Unprompted review
Reply from Aqua card
Hi Allan,
Thank you for your positive review and 5-star rating! We're delighted to hear you've had a good experience with us and found our application process smooth sailing - this is just what we aim for 😊
Thanks,
Andy
The efficient manner is which I am kept…
The efficient manner is which I am kept informed with transparent notification.
August 3, 2026
Reply from Aqua card
Hi Adele,
Thank you so much for your positive review and 5-star rating! We appreciate your comments about the way we keep you informed, and hope you continue to enjoy our services 😊
Thanks,
Andy
Very good services
August 4, 2026
Reply from Aqua card
Hi Hassan,
Thank you for choosing us as your card provider - and for leaving us a positive review! 😊
Thanks,
Andy
Very happy with Aqua
Very happy with Aqua. Every transaction has been simple. The app works smoothly and is easy to use.
August 4, 2026
Reply from Aqua card
Hi Suzanne,
Thank you for taking the time to leave us a positive review! We're happy to hear you're enjoying our app, and have found everything works so smoothly - this is just what we aim for 😊
Thanks,
Andy
Reply from Aqua card
Hi Paul,
We do aim to provide a high level of customer service, so it's great to hear you've received this when contacting us. Thank you for taking the time to leave us a positive review 😊
Thanks,
Andy
Reply from Aqua card
Hi Iswarya,
Thank you for choosing us as your card provider - and for leaving us a positive review! 😊
Thanks,
Andy
Aqua card gives peace of mind interms…
Aqua card gives peace of mind interms of financial freeedom, it gives opportunity to meet needs.
August 3, 2026
Reply from Aqua card
Hi Misbaudeen,
Thank you for choosing us as your card provider - and for leaving us a positive review!
Best,
Stephanie.
Easy to use/good product
I always found New Day Financial very good to deal with, and thus I am not surprised to find Aqua Gold very good indeed,
August 7, 2026
Reply from Aqua card
Hi Edward,
Thanks for leaving a review. It's great to hear that you've had a wonderful experience with us.
Best,
Stephanie.
simple and straight
July 27, 2026
Reply from Aqua card
Hi Sammy,
Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊
Best,
Stephanie.
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