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Review summary

Created with AI, based on recent reviews

Looking at 141 reviews, most reviewers were let down by their experience overall. Consumers frequently struggle with continuous aggressive promotional calls, unexpected hidden financial fees, and an unresponsive customer support system that leaves urgent problems completely unresolved for days. Many reviewers also mention frustrating loan processing procedures, exorbitantly high interest rates, and unexpected penalty charges applied without any prior notice or clear explanation. Some people were satisfied with fast loan approvals, helpful offline guidance during applications, and great electronics offers provided by the company. These individuals found the overall process efficient and appreciated the helpful support received from staff members during their transactions.

What people talk about most

Service

Consumers find service to be negative, reporting widespread frustration with broken promises and poor... See more

Customer service

Clients share negative opinions on customer_service, noting a strong consensus of frustration and... See more

Payment

People report negative experiences with payment, highlighting unexpected charges, frustrating penalty fees,... See more

Staff

People report negative experiences with staff, frequently describing them as rude, unprofessional, and... See more

Price

Customers consistently report negative experiences with price, highlighting a wide range of unexpected and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Once you take their service, they pester you via calls - a minimum of 4-5 calls and a maximum of 10 calls a day to take more loans. Bajaj Finance are CROOKS! Paying via Credit Card would have costed l... See more

Rated 1 out of 5 stars

I am Binit Shah from Pune , I took homeloan from Bajaj and took topup as well. Whenever govt increased loan intrest rate , bajaj increased the rate for both the loans but when govt decreased the loan... See more

Rated 1 out of 5 stars

Bajaj Finserv has a very misleading fraudulent over draft loan practice. The sales people are duping hard earned money of Indian middle class people with fake promises like 0% charges on insurance, pr... See more

Rated 1 out of 5 stars

This company it irritates us everyday every minute. The people here call us even though we do not need any loans. Government has to take actions and ban these type of companies. Because of their calls... See more


1.2

Bad

TrustScore 1 out of 5

278 reviews

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No history of asking for reviews

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1.2

All reviews

(278)

146 reviews in the last 12 months

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Rated 1 out of 5 stars

Time wasters for homeloan nri

We approached for NRI residential purchase home loan. We are permanent residents of Australia. They initially agreed to do within 2-3 days and took all required documents. And later they say only do loan for work visa holders upm on our followup. Scroundrels dont even know what is work visa and what is PR they only compare H1B. Dumb fellows dont waste your time to go through them

February 13, 2026
Unprompted review
Rated 1 out of 5 stars

Such a worst company

Such a worst company. Wish I could give minus star. I dono why they simply call 100times a day even after refusing loans. Wish this company goes into losses and close. Nly then they ll leave me in peace🙏🏻

January 30, 2026
Unprompted review
Rated 1 out of 5 stars

Baja finance galat trike se loan…

Baja finance galat trike se loan dikhate hai our cibil score ko kharb karte hai, in se kabhi ko finance nahi karana chahiy, hamare sath bhi yase huaa hai mane in insurance karya our 15din ke under Surrender kar diya us time covid 19 aa gaya tha inho ne mera cibil scor kharab kar diya ,

January 26, 2026
Unprompted review
Rated 1 out of 5 stars

Mna 21000 ka phone liya brand new or…

Mna 21000 ka phone liya brand new or loan dal kar 31000 ka pada bajaj finance sabse gatiya finance mujhe reply cahiye bajaj walo ek finance se sidha 10000 ka profit ye umid nhi thee mujhe tumse bajaj walo saram karo ...😡

January 24, 2026
Unprompted review
Rated 1 out of 5 stars

What the hell?

What the hell?? Is this the way to behave with customers.. unncessarily reaching to cusromer houses and behaving very badly without even confirming if its a mistake from your end... creps.. the worst service...

January 20, 2026
Unprompted review
Rated 1 out of 5 stars

Irritating

This company it irritates us everyday every minute. The people here call us even though we do not need any loans. Government has to take actions and ban these type of companies. Because of their calls we cannot even attend our business customers and personal calls.

January 7, 2026
Unprompted review
Rated 1 out of 5 stars

Mera two wheeler loan amount 3518…

Mera two wheeler loan amount 3518 autopayment katne ke baad bhi overdue katne ke baad bhi 535 extra Bina koi baat ka charge kata hai or bata rahe hai bank ke taraf se overdue charges kata hai lekin bank walo ke taraf se autopayment jo hota hai wahi 3518 kata gaya hai,lekin ye bajaj walo ki taraf se bina koi baat ka bina bataye overdue charges kata gaya hai or mai yaha pe castumer care service me aata hu jo Surat l.p.savni road madhuvan circle pe universal business center me hai waha ka staff mujhse rood hoke bahut kharab tarike se jawab de raha hai or samjha raha hai me is vyvhar se bahot jyada naraj hu or me ab kabhi bhi bajaj se loan nahi lunga,nahi kisiko lene ke liye boluga

January 7, 2026
Unprompted review
Rated 1 out of 5 stars

Why can't I give zero star very very…

Why can't I give zero star very very fraud comp it gives in accurate bounce charges I will never suggest or refer to anyone not a single soul in my lifetime and will not allow anyone from my knowledge list to do so very very poor

September 11, 2025
Unprompted review
Rated 1 out of 5 stars

I had bought a mobile from Bajaj…

I had bought a mobile from Bajaj Finance, for which I had given time for installments, they had deducted five installments on time, in the sixth installment one of my accounts got closed, which they were deducting, whose company I had given in the service center, I even asked them to change the account in their Bajaj service center, but they did not do anything like that and have levied an overdue charge of Rs 500 in the EMI and I would like to say that do not buy anything from Bajaj Finance, it is a very bad app, it does not work nor is there any option in it, and the mobile hangs, the heart keeps on freezing the phone, do not take any such loan from Bajaj Finance, IDFC Home Credit is a better app than this inse karo

January 2, 2026
Unprompted review

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