Bajaj Finserv Reviews 

Bajaj Finserv is the deadliest financial company. This people go to any extent to cheat a customer. They have given me a loan of 665000
And for 3 years only interest was taken and then after that the emi started with 17700
360000 was charged as interst and then now emi of 17700 for 48 months = 849600 ruppees
Apart from that hidden charges around 30000
Just for one loan of 6.65 lakhs loan
I am paying around 12.5 lakhs.
This is very bad and I feel I am very struck because of this loan .
So please who ever takes loan be conscious and check it and then decide after thorough checking.

This company sucking poor's blood. On due date- I have put money and in the name of cheque bonus he has collected Rs 590 three times. Never deal with this company.

Very bad apps

Very very worest service.. no customer support.. bajaj Finserv is very worest app.. 😡

Very very worst financial services in bajaj Finserv ambur branch Number one worst financial services

Name. Dinesh
Name . Yuvraj yuvi
This tow members. Any time bad talk customer disturbed this members un time coming night 10 to 12clock coming.

don't know how to give minus star ... that is why giving minimum star they give loans instant ok few minutes but when you need to get some information you are unable to contact customer care.. ye dadao wo dabao bas tumhara din nikalo... and dusre number ko call karo to virtual assistant se bat hogi jo new loan ke alawa koi jankari nai degi... such a ridicouls system for contacting for customer service

Even not worthy of rating as 1 as zero is not option given here. My brother is default only for 1 month emi due pluse cheque bounce charges. Now the bike got seized he is ready to pay due amount emi due plus bounce charges plus penalty plus advance 2 month emi still they are forcing to close the loan it will be only 4 months left however they have received their loan amount with interest and this 4 month will be their profit still forcing to forclose. Approced head office email support to know the policy they dont know their policies rules and regulations.not yet received any information

Worst cheaters blood suckers the worst team I ever seen in my life company need to band in India

Unacceptable documentation. The product is sold with one set of commitment but the system reflects something else in terms of monthly emis.
Disappointing.

Fraud and scam company
There is no transparency about deduction while we take any kind of loan

I received a call regarding a Bajaj Personal Loan from a staff member named Narayan Gagal. His way of speaking was very unprofessional and disrespectful. This is not the kind of behavior expected from a reputed company. Bajaj Finance should seriously look into customer communication and staff training. Mobile no -

sabse ghatiya company hai ye . maine ek phone finance krwaya thaa Bajaj finance k through us phone ki real value 16000 thii maine down payment 8000 di . mujhe bataya no cost EMI pr phone finance ho jaye ga. uske baad maine first month ki emi 1600 di uske baad overdue charge lgga diya 800 phir ye bhii pay kiya uske baad jab foreclosure ka option dekha to usme 9600 dikha rha vo phone mujhe iss app ki badulat 20000 ka pdd gya. iss se ghatiya koi company nhi hai. aap bina kisi cheez k rah lo par iss app k through kuch bhii finance mtt krrwana vrna aap burra fss gay.🙏🙏

Just one word I want to say, "I'm disappointed, really disappointed".

This is last loan, after that I will never ever take any loan from Bajaj

Unable to speak to a person. The customer care number will keep pushing you around for 10 minutes and still you won't be able to speak to a person. 1 overdue payment by 6 days and you'll be treated as if you're an absconder. People calling for collected are so full of shitty behaviour. All they need is money.

Very Critical Financer.
This company has a strategy of fixing the EMI date of two wheeler finance on the 2nd of every month so that the lender is unable to pay on time. Being very practical about the most common fact that in almost 99% private Indian firms people get their salary by 10th of every month in general. Therefore, it becomes very difficult for an individual to gather the EMI by the end of the month whereas they're often running empty pocket by the end of every month so it's no where possible to maintain bank balance at that period of time instead of the first two weeks and that is where the company/the programmes system plays a major role in charging extra with the excuse of bounce charges in order to make billions. Had the company been customer centric then they would have fixed the EMI date between 8th to 12th of every month. Every salaried person doesn't get paid on the 31st of current month or on the 1st of every month.
A very tactical trap to SUCK HUMAN BLOOD.
People are frustrated by their bloody service...

Not even worth for 1 rating they wil tell 0.88 per interest per month means 10 percent interest per annum but I dono how now it is 18 percent interest very bad avoid buying loan from this bank if the rating is 0 i would have being give 0 especially middle class people fall on this trap literally im thinking why i buyed

This company is literally a fraud company. They take advantage of the needy customers. They charged me huge amount for foreclosing my flexi loan for the amount which they sanctioned as a loan, not for the utilized amount. I curse those promoters and their employees to go in hell

Today I had a very disappointing experience with Bajaj Finserv services at Vijay Sales, Ajmeri Gate, Delhi.
I hold a Bajaj Finserv EMI Network Card with a sanctioned limit of ₹87,000. On the official Bajaj Finserv website and app, it was clearly showing “0% Down Payment” offers on mobiles, so I visited the store specifically to purchase a phone on 0 down-payment.
What happened next completely wasted my time and left me extremely frustrated:

I told the store executive right at the beginning that I wanted 0 down-payment financing only.
He asked me to first select the phone. I selected one within 15 minutes.
After selection, he sent me to the Bajaj finance counter.
There, the Bajaj agent made me fill countless details, asked for multiple OTPs, took all my documents and information — the entire process went on for more than 45–50 minutes.
Only after all this, when everything was finally processed, he informed me that the EMI would be around ₹1,500 per month but a minimum down-payment of ₹3,100–₹4,000 is mandatory.

I felt cheated and misled. I had clearly informed everyone from the start that I needed 0 down-payment (which is what your own website and app were advertising). Yet after wasting more than 1 hour of my time, I was told something completely different at the last moment.
This kind of loose, unprofessional and non-transparent service is unacceptable. I have never seen a finance company treat customers like this — giving false hopes through advertisements and then changing terms at the store level.
Because of this experience, I am forced to rate Bajaj Finserv’s service 1 out of 5 today. I expected much better coordination between your marketing promises and actual ground-level execution.
Request you to please look into this matter seriously and train your partners/store executives properly so that no other customer has to go through the same harassment and waste of time.
Thank you.

I have had a very bad experience with Bajaj Finserv. I would suggest the same to you also. If you also buy any product, then do not get the EMI done from Bajaj Finserv. This company itself charges EMI and takes extra money from you.
ALWAYS BED EXPERIENCE BY BAJAJ FINSERV
Me Inko zero 0 rating dugi always.

Horrible experience. They keep on calling even after repeated warnings of not to disturb.