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Barclaycard Reviews 

5,227
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,411 reviews, most reviewers were somewhat happy with their experience overall. Customers appreciate the fast and straightforward application process as well as helpful telephone support from advisors. Many users find the online banking and credit card features easy to navigate and very practical. Some reviewers were not happy with unexpected errors and difficulties when setting up the mobile application. A few other people also felt that customer service response times were slow and unhelpful when resolving issues. Additionally, some consumers reported long waiting times to receive their physical credit cards in the mail.

What people talk about most

Customer service

Consumers find customer_service to be ambiguous, reflecting a wide range of differing experiences. While many... See more

User experience

Users describe ambiguous interactions with user experience, highlighting a wide split in satisfaction. On one... See more

Payment

Reviewers express ambiguous feedback about payment, highlighting both frustrations and positive aspects.... See more

Service

Reviewers highlight ambiguous aspects of service, with some praising helpful staff and smooth transactions,... See more

Application

Customers had ambiguous experiences with the app, reflecting a wide range of opinions. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The application was easy, everything after is a bit outdated and slow. You cant activate without the pin. The pin takes days and you still cant do a balance transfer just get an error code. Other c... See more

Company replied

Rated 4 out of 5 stars

Fast, easy application. Everything clear and concise. Excellent credit limit. I would have given five stars, however I did encounter a problem setting up the app. However, when I contacted customer se... See more

Company replied

Rated 4 out of 5 stars

The application process was really excellent but I still haven’t received my Credit card after a two week wait! Why does it take so long?

Company replied


Company details

  1. Bank
  2. Insurance Agency

Written by the company

Barclaycard is a UK credit card provider offering payment solutions designed to support everyday spending and money management. With a long‑standing presence in financial services, Barclaycard aims to provide secure, reliable products alongside digital tools that help customers manage their accounts with confidence. We value customer feedback and use Trustpilot to better understand customer experiences and identify opportunities to improve our services. Reviews help us listen, learn, and continue developing clearer communications and better support.


Contact info

3.5

Average

TrustScore 3.5 out of 5

5K reviews

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3.5

All reviews

(5,227)

1,423 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Easy to use app

Easy to use app
Good offers
Good communication

July 6, 2026
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Reply from Barclaycard

Hi there, Mandy 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

Rated 4 out of 5 stars

Trusted service

I’ve used Barclaycard for many years. Very helpful in dispute resolution in suspected fraud.

March 10, 2026
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Reply from Barclaycard

Hi there, Valerie 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

Rated 4 out of 5 stars

Application was easy enough

Application was easy enough, card arrived after a week, but still no pin, and thats needed to set up the app. All in all, pretty good. Just wish it was a little quicker to get up and using.

August 5, 2026
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Reply from Barclaycard

Hi there, Mike 👋 Thanks for taking the time to leave us your review, it's appreciated! I hope you've received your pin now, we always send this separately to your card.

If you haven't or would like to discuss this further you can find the ways to contact us here 👉 https://www.barclays.co.uk/help/contact-us/. Thanks again for sharing your feedback with us, take care! -Tom

Rated 5 out of 5 stars

Questions were clear.

Questions were clear.

August 5, 2026
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Reply from Barclaycard

Hi there, June 👋 I hope you're doing good! Thanks for taking the time to leave us a 5 star review here on Trustpilot. We really appreciate your feedback, take care! 🙂 -Tom

Rated 1 out of 5 stars

Probably the worst credit card company…

Probably the worst credit card company I have ever encountered.

Ordered a card in 2025. It never arrived so I forgot about it.

Fast forward to 2026 receive a statement saying 0 usage. Contact them to say I never received could they send out.

Informed me it was a 24months 0% purchase card. Said had 12 months left and refused to put the 24 months back on. I accepted the loss instead of cancelling.

Get the card through and it has no offers on. Call customer services who did their best but said nothing they can do as the offers are gone. But wait.. it wasn't a 0% card but a 0% balance transfer card (not what I ordered through clearscore) and even the credit limit was very low to say my credit score is excellent.

Very strange business practice. Had to raise a formal complaint because it's bee a waste of time, a marker on my credit history for taking out the card and then I'm going to have to cancel because why would I keep a high interest card with no offers.

August 5, 2026
Unprompted review
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Reply from Barclaycard

Hi, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations. It’s not our intention to leave customers feeling this way.
I've left a link below with the ways to get in touch, for further support, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 5 out of 5 stars

So easy the whole process

So easy the whole process

August 1, 2026
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Reply from Barclaycard

Hi there, John 👋 I'm glad to hear you've had a good experience with us! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! 🙂 -Tom

Rated 1 out of 5 stars

Haven’t received my card

Haven’t received my card. No email notification or updates regarding delivery. Nothing at all. I have only received the card pin letter. Strange.

August 5, 2026
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Reply from Barclaycard

Hi Taran, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations, and you're yet to receive your card.
I've left a link below with the ways to get in touch, for further support, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 5 out of 5 stars
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Reply from Barclaycard

Hi there, Chris 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

Rated 4 out of 5 stars

Consistent service

July 5, 2026
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Reply from Barclaycard

Hi there, Paul 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

Rated 5 out of 5 stars

Always extremely satisfied.

always extremely satisfied.

August 5, 2026
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Reply from Barclaycard

Hi there, Norman 👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 5 out of 5 stars

Barclaycard

Great credit card and good service

August 5, 2026
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Reply from Barclaycard

Hi there, Mark 👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 2 out of 5 stars

I lack faith in Barclays.

I lack faith in Barclays.

August 5, 2026
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Reply from Barclaycard

Hi Colin, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations. It’s not our intention to leave customers feeling this way.
I've left a link below with the ways to get in touch, for further support or to discuss in more detail, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 1 out of 5 stars

Reduced my credit limit without notice…

Reduced my credit limit without notice just when I needed to use the card in an emergency

July 30, 2026
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Reply from Barclaycard

Hi Mike, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations. It’s not our intention to leave customers feeling this way.
I've left a link below with the ways to get in touch, for further support or to discuss in more detail, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 5 out of 5 stars

Happy

All ok at this time.

August 5, 2026
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Reply from Barclaycard

Hi there, Paul 👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 1 out of 5 stars

So, another update

So, another update.
Yesterday, I received a call from Paolo Maurini at the Barclays executive complaints office. Unfortunately, around about six months ago or maybe even a bit longer I'd had occasion to speak with the very same person who at that point constantly interrupted me during the call, I asked him on several occasions not to interrupt me as I believed it to be bad manners and showed a complete lack of respect unfortunately, he continued to interrupt. Barclays at that time reviewed the call and agreed with my comments and concerns.
So today, when Paulo introduced himself, I was reminded immediately of our past issues and surprise surprise yet again all Paulo does on five different occasions is interrupt me. I requested that he desist from interrupting my calls, as he did not do so I reminded him of our previous problems and issues in relation to his interruptions, once again he interrupted me whilst I was talking so I took the opportunity of once again asking him not interrupt whilst I am speaking, Paolo in his great wisdom decides to end the conversation (put the phone down). It is without a doubt the blind leading the blind. I would encourage the senior management at Barclays and Barclaycard to review and listen to the call from Paolo of Yesterday. If anybody disagrees with my comments above or believes that I am falsifying what actually happened during the call ( and supplies proof) then I will immediately offer a retraction and an apology for my comments above however, I am confident that that will not be necessary.

August 4, 2026
Unprompted review
Rated 5 out of 5 stars

Just works well

August 5, 2026
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Reply from Barclaycard

Hi there, Karen 👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 1 out of 5 stars

Barclaycard app is useless

Barclaycard app is useless, pretty much like their customer services (or lack of them).

The Barclaycard web access ceases 19th August so you are forced to use the mobile app.

This is a mighty retrograde step as the app doesn't work.

You have difficulty in reviewing what you have spent using the card though I'll bet it's very good at taking payments.
You cannot download your transactions as you can do from the web site so analysis is difficult.

When you try to get answers the FAQ's do not tell you what you want to know.
When you check for a telephone number you get routed to the chat service.
THE CHAT SERVICE DOES NOT WORK.
When you try to make a complaint about anything you get routed to the chat service.
THE CHAT SERVICE DOES NOT WORK.
When on the app you finally get to the "DIRECT CALL" system, it's not direct, it gives you a telephone number to call Barclaycard customer services.
So much for an "improved automated service", Barclaycard do not understand this concept.
When you finally get through to the CS agents on a telephone call, they tell you just go to the Barclays website and login with your Barclaycard credentials.
THIS DOES NOT WORK and the CS agents know this because on the second occasion tonight I was told to do the same thing by the second agent.
When I tried to raise a complaint via this second agent and guess what she cut me off.
Barclaycard will respond here with "this is not the service we aim to provide" and all of the usual blurb but in essence it is the poor service that you are providing.
The CS agents don't care or don't know, I'm not sure which is worse.
The app is not serviceable and nowhere near other banking apps who seem to have it right.
Barclays have a great deal to learn about customer service and stop treating customers so poorly.

August 4, 2026
Unprompted review
Barclaycard logo

Reply from Barclaycard

Hi, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations. It’s not our intention to leave customers feeling this way.
I've left a link below with the ways to get in touch, for further support or to discuss in more detail, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 4 out of 5 stars

Good Credit Cards and Mortgages

Good Credit Cards and Mortgages, excellent 0% long term balance transfers - makes juggling money easier, but online banking needs a bit of a tweak

August 4, 2026
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Reply from Barclaycard

Hi there, Ian 👋 Thanks for taking the time to leave us a review here on Trustpilot, it's appreciated!

If there is anything that you feel we could do better with our online services, we're open to your feedback. If you would like to discuss this in more detail, I've left a link here with the ways to get in touch 👉 https://www.barclays.co.uk/help/contact-us/. -Tom

Rated 4 out of 5 stars

Got there in the end

The application was easy, everything after is a bit outdated and slow. You cant activate without the pin. The pin takes days and you still cant do a balance transfer just get an error code. Other cards have been more efficient.
Update i finally after doing some research on the error code apparently its because the app needs to update once you have activated your card and pin.
Thank you for responding Tom, I dont have an issue with Barclaycard its the only time.i have ever had the delay from activating to being able to use the facility.
I finally achieved what I set out to do. Thank you

August 3, 2026
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Reply from Barclaycard

Hi there, Helen, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

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