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Barclaycard Reviews 

5,225
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Evaluating 1,411 reviews, most reviewers were somewhat happy with their experience overall. Customers appreciate the fast and straightforward application process as well as helpful telephone support from advisors. Many users find the online banking and credit card features easy to navigate and very practical. Some reviewers were not happy with unexpected errors and difficulties when setting up the mobile application. A few other people also felt that customer service response times were slow and unhelpful when resolving issues. Additionally, some consumers reported long waiting times to receive their physical credit cards in the mail.

What people talk about most

Customer service

Consumers find customer_service to be ambiguous, reflecting a wide range of differing experiences. While many... See more

User experience

Users describe ambiguous interactions with user experience, highlighting a wide split in satisfaction. On one... See more

Payment

Reviewers express ambiguous feedback about payment, highlighting both frustrations and positive aspects.... See more

Service

Reviewers highlight ambiguous aspects of service, with some praising helpful staff and smooth transactions,... See more

Application

Customers had ambiguous experiences with the app, reflecting a wide range of opinions. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The application was easy, everything after is a bit outdated and slow. You cant activate without the pin. The pin takes days and you still cant do a balance transfer just get an error code. Other c... See more

Company replied

Rated 4 out of 5 stars

Fast, easy application. Everything clear and concise. Excellent credit limit. I would have given five stars, however I did encounter a problem setting up the app. However, when I contacted customer se... See more

Company replied

Rated 4 out of 5 stars

The application process was really excellent but I still haven’t received my Credit card after a two week wait! Why does it take so long?

Company replied


Company details

  1. Bank
  2. Insurance Agency

Written by the company

Barclaycard is a UK credit card provider offering payment solutions designed to support everyday spending and money management. With a long‑standing presence in financial services, Barclaycard aims to provide secure, reliable products alongside digital tools that help customers manage their accounts with confidence. We value customer feedback and use Trustpilot to better understand customer experiences and identify opportunities to improve our services. Reviews help us listen, learn, and continue developing clearer communications and better support.


Contact info

3.5

Average

TrustScore 3.5 out of 5

5K reviews

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1-star

Asks customers to review

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3.5

All reviews

(5,225)

1,423 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Customer service was smooth

Customer service was smooth, fast and effective. Made my life easier and answered all my questions. Extremely helpful, very polite person

August 7, 2026
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Reply from Barclaycard

Hey Jo 👋 I hope you've had a lovely week so far! Thanks so much for taking the time to leave us a 5-star review here on Trustpilot, I'm so glad you enjoyed your experience with our team and received some excellent service 😊 Thank you again for sharing your experience here, have a lovely day! - Callum

Rated 1 out of 5 stars

Gives credit card but you can not spent money

So third class and cheap service, they give you credit card but you can not spent your money. The customer service awful, first verify on automated call then a cheap customer service instant attend your call ask for verification name, age, card number, then they said our system is down and we need to forward your call to another person and start asking you bunch of question even these question does not ask a the time of apply. how much mortage you have, how much loan you have, what is your complete address, what will you next age, where you will spending that money, seriously? what is your direct debit bank and details , what your card expiry what amount you set for pay. so ridiculous

August 6, 2026
Unprompted review
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Reply from Barclaycard

Hi there, Khurram, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you. We do have strict security measures in place to make sure we're keeping your account safe at all times, I appreciate it might feel it's excessive at times but, it is necessary to make sure we're getting it right.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

Great

Great. They listen and respond accordingly!

August 7, 2026
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Reply from Barclaycard

Hey Neil 👋 I hope you've had a lovely week so far! Thanks so much for taking the time to leave us a 5-star review here on Trustpilot, I'm so glad you enjoyed your experience with our team and were pleased with the service provided 😊 Thank you again for sharing your experience here, have a lovely day! - Callum

Rated 1 out of 5 stars

Very disappointed with my experience…

Very disappointed with my experience dealing with Barclaycard regarding a dispute.

I raised a dispute in January, but I never received the rejection letter explaining the outcome. Because I was unaware the dispute had been rejected, I did not know the reasons for the decision or what information may have been needed from me. I was left waiting and had to contact Barclaycard myself multiple times to find out what was happening.

After eventually finding out the outcome, I tried to resolve the situation and raise my separate concerns, but I was then told it was too late due to the timeframe rules.

My issue is not just the final decision, but the communication throughout the process. Important information was not received by me, and I feel I was not given a fair opportunity to understand the situation and respond in time.

I hope Barclaycard reviews how they communicate important dispute decisions with customers, because this experience caused a lot of unnecessary stress and frustration.

August 7, 2026
Unprompted review
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Reply from Barclaycard

Hi there, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you never received the letter about this, we appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

I applied for Barclay Amazon card no…

I applied for Barclay Amazon card no problem whatsoever ever great service

July 24, 2026
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Reply from Barclaycard

Hi there Michele 👋 I hope you've had a lovely week so far. Thank you for taking the time to leave us a 5-star review here on Trustpilot. It's great to hear that your Amazon Barclaycard application went smoothly and you're happy with the service from our team. We really appreciate you taking the time to share your experience here, thank you again and have a lovely week ahead! - Callum

Rated 4 out of 5 stars

Divas

Helpful and flexibilty

August 1, 2026
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Reply from Barclaycard

Hi there Lobylaz 👋 I hope you've had a lovely week so far. Thank you for taking the time to leave us a review here on Trustpilot. I'm so glad you were pleased with the service you received from our team. We really appreciate you taking the time to share your experience here, thank you again and have a lovely week ahead! - Callum

Rated 1 out of 5 stars

Impossible to get a response or resolution

It has taken me over a week ( almost 2 weeks) to try and get Barclaycard to understand my issue and to raise a complaint. 1 text message, 3 emails and 5 phone calls later my actual issue wasn’t resolved but I finally got through to a person who could register my complaint and gave me a complaint reference. I now wait with bated breath to see if my complaint will actually be resolved within a reasonable timeframe. To say it has been stressful and time consuming is an understatement. They say things like “we’re here to help” and “our customers are important” but it definitely hasn’t felt like that.

July 24, 2026
Unprompted review
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Reply from Barclaycard

Hi there, Melanie, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I appreciate you've managed to get a complaint logged now but, I've included the link here which shows the options of getting in touch with us about this if needed 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 1 out of 5 stars

They ain’t like Amex

They ain’t Amex. I loved that when I was an Amex customer I always knew Amex is fighting my corner. I recently had a merchant blatantly ignoring their own terms and conditions, and Barclaycard still couldn’t get me to help get a refund. Lessons learnt on where to place my trust (not Barclaycard).

August 6, 2026
Unprompted review
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Reply from Barclaycard

Hi there, Anita, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 1 out of 5 stars

Look at my history on my loyalty to…

Look at my history on my loyalty to Barclay card

August 6, 2026
Barclaycard logo

Reply from Barclaycard

Hi there, Bev, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

I have had a barclaycard for 30 years

I have had a barclaycard for 30 years, it's given me the best security when using. Helpful, efficient and safe. Wouldn't leave home without it

August 5, 2026
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Reply from Barclaycard

Hi Mrs Clarke 👋 I hope you've had a lovely week so far. Thank you for taking the time to leave us a 5-star review here on Trustpilot. It's amazing to hear that you've been with us for 30 years and are happy with our service and security. We really appreciate you taking the time to share your experience here, thank you again and have a lovely week ahead! - Callum

Rated 1 out of 5 stars

For several months now

Update 19/08/2026

I had already used that ``contact-us`` link as highlighted below several times, even now using it does not reveal any answers to the problem I seek an answer to. IE:- why cant I pay my monthly bill the way I use to via the Barclaycard website.

For several months now

For several months now it has not let me pay my monthly bill online via the Barclaycard website. I have to do it via my Barclay Bank Account.

Also how can they have a 3.4 rating with 75% 1 Star negative reviews.

August 6, 2026
Unprompted review
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Reply from Barclaycard

Hi there, Pete, thanks for taking the time to leave us a review on Trustpilot, I’m sorry you’ve not had the best experience but, we do appreciate your feedback and would love to discuss this further with you.

I've included the link here which shows the options of getting in touch with us about this 👉 https://www.barclaycard.co.uk/personal/contact-us.

Again, I'm truly sorry for any upset caused here. We really hope to hear back from you through one of our secure channels, so we can support further. -Tom

Rated 5 out of 5 stars

Awesome experience of applying and…

Awesome experience of applying and working with Barclaycard. I wouldn’t ask for more.

June 8, 2026
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Reply from Barclaycard

Hi there Chito 👋 I hope you've had a lovely week so far. Thank you for taking the time to leave us a 5-star review here on Trustpilot. I'm glad to hear that your application process went smoothly and you've enjoyed your experience so far. We really appreciate you taking the time to share your experience here, thank you again and have a lovely week ahead! - Callum

Rated 1 out of 5 stars

Zero

Would rate this Zero. I have been unable to access my account via app for nearly a YEAR now after changing my phone even though I put in my correct pin and doing the exact instructions given to me online and via customer service. I have tried it all and it all didn’t work. Thinking of closing my account. Compared to other apps, Barclaycard app is by far the most difficult and annoying!

August 6, 2026
Unprompted review
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Reply from Barclaycard

Hi, thank you for taking the time to leave this review on your experience with the app. I'm sorry to hear you continue to have difficulties accessing your account this way.
I've left a link below with the ways to get in touch, for further support or to discuss in more detail, https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 5 out of 5 stars

Excellent banking service,professional…

Excellent banking service,professional and understanding

August 5, 2026
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Reply from Barclaycard

Hi there, Adam👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot, I'm glad you're happy with our service. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 2 out of 5 stars

Need to bring back telephone and paper…

Need to bring back telephone and paper contact as a priority.

June 8, 2026
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Reply from Barclaycard

Hi Peter, thank you for taking the time to leave this review on your experience. I'm very sorry we've failed to meet your expectations with the contact options available. It’s not our intention to leave customers feeling this way.
I've left a link below with the ways to get in touch, for further support or to discuss in more detail including our contact numbers: https://www.barclaycard.co.uk/personal/contact-us
Apologies again for any disappointment caused. Take care - Kate

Rated 5 out of 5 stars

Excellent

Excellent service and quick.

April 26, 2026
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Reply from Barclaycard

Hi there, Polyanna👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot, I'm glad you're happy with our service. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 5 out of 5 stars
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Reply from Barclaycard

Hi there 👋 I hope you're doing good! Thanks for taking the time to leave us a 5-star review here on Trustpilot. I'm so glad you're happy with our service. We really appreciate you taking the time to share your experience here, thank you again and take care! 🙂 -Tom

Rated 4 out of 5 stars

Easy to use app

Easy to use app
Good offers
Good communication

July 6, 2026
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Reply from Barclaycard

Hi there, Mandy 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

Rated 4 out of 5 stars

Trusted service

I’ve used Barclaycard for many years. Very helpful in dispute resolution in suspected fraud.

March 10, 2026
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Reply from Barclaycard

Hi there, Valerie 👋 I hope you're doing good! Thanks for taking the time to leave us a review here on Trustpilot. We really appreciate your feedback, take care! -Tom

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