Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury... See more
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Our mission is to help each and every customer to financial recovery. We help thousands of customers take their first step to help them manage their accounts. As many of our satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so. Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority.
Contact info
1 Kings Hill Avenue, ME19 4UA, Kings Hill, West Malling, United Kingdom
- 0344 556 0263
- cabotwebcustomer@cabotfinancial.com
- www.cabotfinancial.co.uk
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Replied to 59% of negative reviews
Typically replies within 2 weeks
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I spoke to a kind ,understanding lady…
I spoke to a kind ,understanding lady by the name of Coralle. She was so helpful and took time to speak to me ,listened and gave me options and advice. I would recommend Cabot if you are having any issues with debt or advice, thank you..

Reply from Cabot Financial UK
Alison Wilkins she was the nicest women…
Alison Wilkins she was the nicest women i ever met it's like I become her big fan instantly and I never thought of being able to love a women's vibe so much that would put me agrees to all her options of making payments for the payment plan as Cabot finance been trying to take payments for very long time but this time they have been succeeded because this time they have special and unique person working for them which is alison wilkins and she definitely deserves top promotions and bonuses without any doubt.

Reply from Cabot Financial UK
Scum
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Who is calling me
from number
01903 641 295
Harassing
Number stats
Users rating: Harassing
Number linked to:
Number of comments: 7
Last report: 2 hours ago
First report: 3 months ago
Number of searches: 2,109
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User comments about this number
There are total of 7 user comments about calls from 01903 641 295. Last comment has been made 2 hours ago. The overall rating for 01903641295 is Harassing. Read Disclaimer
User reported 01903 641 295 as Harassing
This is CABOT, they use multiple numbers their favourite being 0344 647 0029. They will make your life miserable, constantly calling from random numbers and in my case / opinion chasing minimal and legally unenforceable debts well over 10 years old. I hope the government shuts this company down once and for all as soon as possible, protecting everyone who is extremely sick or struggling financially. There is a very fine line between chasing a debt and harassing sick and vulnerable people daily who have no ability to pay. After over 10 years of harassment I am now involving my local MP. Goodbye Cabot

Reply from Cabot Financial UK
I loved the experience that I had with…
I loved the experience that I had with Cabbot financial they helped me clear my debt very quickly and they made it manageable for me by staying within my budget as my financial situation wasn’t the best at the time the people over the phone are very friendly and very patient especially that I’m half def so it’s wonderful and refreshing to hear people who sound and actually are helpful as well as to know that they know what they are talking about I am happy that I was able to pay it all of before summer comes and now I can plan trips and other things as my financial situation is so much more better thanks to wonderful team of people thank you all so much and I would recommend them to anyone who is struggling to pay off their debts

Reply from Cabot Financial UK
Spoke with Zohaid
Spoke with Zohaid, very nice guy and helpful. Company in general has been good considering I haven’t been the best at paying my outstanding balance very quickly they’re always willing to work around my needs. 10/10.

Reply from Cabot Financial UK
Sad, pathetic little scammers
It’s been over 2 and a half years since they threatened me with court action to recover an already statute barred debt and are still trying their sad little scam. Not taken me to court. But are still sending their begging emails trying to get me to pay a nonexistent debt.
What are you waiting for Cabot? Just show the court the proof of the debt. You know the proof that you have refused to show me and expect me to you just take your word that it exists. We both know why, don’t we?
Not even debt collectors if there is no debt to pay, simply scammers and beggars. Your emails have no more weight than the ones I get from Nigeria telling me there is a box of cash waiting at an airport from the United Bank of the World. Do you want paying in Steam vouchers as well?
No sorry, you are worse as the 411 scammers are not subject to the rules of the Financial Conduct Authority, whose rules you break on a daily basis.
When I rang today I was apprehensive…
When I rang today I was apprehensive about talking to someone but Savannah was lovely and she made it so easy for me to talk to her which was nice 😊 I’m happy with the plan we have set up and Savannah gave me some good advice.

Reply from Cabot Financial UK
Helpful and Transparent
Update:
The issue was resolved.
I recently contacted Cabot Financial regarding an issue with how information is being reported on my credit file.
Although the situation itself is still ongoing and depends on the original creditor, I was genuinely impressed with how clearly and honestly Cabot explained their position. They took the time to walk me through why they are unable to amend the data themselves and how the reporting process works between creditors.
It was refreshing to speak to someone who didn’t just give a scripted response, but instead provided a clear and transparent explanation of what is happening and what needs to happen next.
While the outcome isn’t resolved yet, I do appreciate the level of communication and professionalism shown.

Reply from Cabot Financial UK
I was so relieved and thankful for…
I was so relieved and thankful for Satnam, he was very calm and kind in explaining the situation to me. I struggle with a few medical conditions that make these situations very difficult, and it was made a lot simpler by having such an excellent communicator at the other end of the phone. Thank you Satnam for all of your help

Reply from Cabot Financial UK
I had defaulted on payments and after…
I had defaulted on payments and after explaining my circumstances I was given a 30 day hold on my account. Agent was incredibly understanding and just lovely without being over friendly. Perfect. Nobody should be scared to answer their phone with agents like this.

Reply from Cabot Financial UK
I Cleared my account expected a letter…
I Cleared my account expected a letter saying account closed thank you. They are quick enough to send letters if you miss a payment and bombard you with phone calls.
They say they informed me 8 days after I cleared my account that is news to me I received nothing from them.

Reply from Cabot Financial UK
Why do you use tactics that are inappropriate
Why do you use tactics that are inappropriate to people that need help?

Reply from Cabot Financial UK
Suki was so friendly
Suki was so friendly, helpful and compassionate. Excellent at her job.

Reply from Cabot Financial UK
Competent person in Miko
Competent person in Miko, process a little long winded although not his fault just need.. thank you for a good experience

Reply from Cabot Financial UK
Account Statments
Only issue I have is that you dont let people know how they are doing ie no statment to ket you know how much you still owe or how much you have paid. Its important that people know this. I had no idea that my account was clear until i saw the email.

Reply from Cabot Financial UK
Update on my case
Update on my case. Having asked Cabot for proof of debt they have still failed to disclose. Failure to disclose evidence is a criminal offence. The harassment I have received is a criminal offence. The invasion of privacy is a criminal offence. After asking Halifax for proof off them selling my debt onto Cabot they have no proof of this even through their data paperwork they have provided to me. Aaron Jones has failed to provide me with proof and has subsequently passed this on to their sister company Mortimer Clark solicitors, they contacted me in an attempt to recover the debt. After asking Mortimer Clark for proof they sent Emily Leon to investigate the case and provide me with proof. Emily Leon has now investigated my case 3 times and still failed to provide proof. I asked for the full proof of debt on many occasions with reference to my case but have received nothing. Emily Leon in her correspondence said she was concerned about my mental health and therefore passed my case on to a welfare dept under Director Nick Fogarty, he stated that the request for data would take about a month before I would get a reply. In the meantime Emily Leon has now sent me another letter stating that they will continue to recover the debt. Good luck. After making payments through pressuring harassment bullying saying you legally own the debt I’ve stupidly have been paying for the past 14 years. I have come to the conclusion that after disputing this case it should be heard in a criminal court not a county court as harassment, obtaining money by deception and invasion of privacy, breach of the data law. I have been advised to report this case to the police and when I get my crime reference number, even if the police do not act on this I can proceed through parliament through the media and social media in an attempt to close this company. Let’s hope all the victims of Cabot financial Ltd have their day. And that all those who have Cabot financial Ltd on their CV suffer from karma and that when they fall into financial debt suffer like we have. CEO Sean Webb from an former NI veteran my answer to you and your company is (No Surrender).
On the 11/4/26 I made a call to sort…
On the 11/4/26 I made a call to sort out my finances. Libby was very helpful and understanding with my situation due to my anxiety. We talked it through for the best option for me. Thank you Libby you put a smile on my on my face which hasn’t happened in while.

Reply from Cabot Financial UK
Very friendly and understanding team very friendly.
Very friendly and understanding team I really am happy I had their support to help asses my life situation. I was able to tight all bill to start with paying out right one. Now hoping to slowly do with other.

Reply from Cabot Financial UK

Reply from Cabot Financial UK
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