Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Written by the company
Our mission is to help each and every customer to financial recovery. We help thousands of customers take their first step to help them manage their accounts. As many of our satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so. Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority.
Contact info
1 Kings Hill Avenue, ME19 4UA, Kings Hill, West Malling, United Kingdom
- 0344 556 0263
- cabotwebcustomer@cabotfinancial.com
- www.cabotfinancial.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 59% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Very helpful and understanding
Very helpful and understanding. Easy to set up.
Meko was extremely understanding of my current situation
Meko was extremely understanding of my current situation. He was very professional and gave sound advice
Very patient and helpful
Very patient and helpful. I suffer with autism and anxiety and Cabot financial gave me time to process dealing with this debt and time for me to get my finances in order.
Helped me clear off some debt id had…
Helped me clear off some debt id had for a while. On my own terms and amounts of monies to be paid.
Great company very helpful and…
Great company very helpful and understanding I spoke to a really nice person who sorted my debt out now it’s cleared thank you very much
Very helpfull polite
Very helpfull polite , easy to understand. Perfect in every way.
Incredible customer service from Ashleigh
After facing some hardship, I spoke to Ashleigh via their webchat function and she was so efficient, supportive and made the whole process as painless as possible. This kind of customer service is above and beyond. She even stayed past the business’ closing time to ensure I was fully supported and had all of the resources I need. She really took her time to listen and offer relevant support and I truly feel that service like this should be recognised and awarded.
Amazing
Couldn’t have felt more comfortable no judgement and I spoke to Josh who was amazing and who actually took the time to listen and he couldn’t have helped me more then he did thank you
Better training required for Power of Attorney
Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury and so I am his appointed Power of Attorney…….evidence of such was provided but Cabot advisors still wanted to speak to my ex even when he told them he didn’t understand and they could talk to me. They wouldn’t set up the direct debit in his name (yes, we were trying to pay them money) as he couldn’t understand the questions he was being asked and so we ended up setting the direct debit up from my account and my ex transferring the money over each month to me.
What if he didn’t have anyone to advocate for him? Debt increase? CCJ? Which eventually would be thrown out of court after talking to my ex and understanding his level of understanding, but why get to that point?
I suggest better training is provided to your advisors regarding what PoA is for and how it means the appointed person has consent to speak on the account holders behalf.
Vile behaviour
Letter today stating I must contact you, go to h**l i have now raised a harrasment case against you for the 30+ letters i have received from alyou and your lap dogs at mortimer Clarke
Congrats on harrasment of a unemployed disabled person
Scum
Elaine the operator i was discussing my…
Elaine the operator i was discussing my account with made me feel at ease and was very understanding of my situation...more operators should be trained to the high standard Elaine gibes out all round brilliant sevice...

Reply from Cabot Financial UK
very happy with there customer service…
very happy with there customer service team they were quite supportive + helpful in my current situation thank you
The worst debt collectors of them all!
The worst debt collectors of them all! Made several settlement offers on my account all refused after several emails haggling they offered me one small discount which they are now they are refusing to honour. This company is unethical and just want to keep their customers in debt! Very unreasonable to deal with unlike their competitors.
I had a great conversation with James…
I had a great conversation with James B. Very laid back and happy to help! No pushy tactics and felt he really understood my situation 10/10
Flat refusal to negotiate a lump sum amount. Very fair with budgeting a monthly…
Very fair with budgeting a monthly payment.
Flat refusal to decrease final debt when I tried to pay it off with a lump sum, unlike everyone else other collection service.
This is unfortunate because the debt is sold many times over and much of what I was paying is overcharge interest which occurred during a difficult time in my life.
Suki great customer service
I called and Suki was great, I explained my issues and she resolved in no time. Very friendly and great customer service
Excellent service
I’d rather not have found myself in…
I’d rather not have found myself in this position, however it was all very smooth and easy to deal with through Cabot
Very understanding and fair ,and vert…
Very understanding and fair ,and vert helpful
If I could give minus stars I would
If I could give minus stars I would. I felt uncomfortable and pressured to put a payment plan in place that will affect my ability to pay my priority bills with threats of legal action and ‘we can’t leave this without a payment plan’ The customer service person offered me a 60 days hold which is pointless as my situation won’t change and I explained I didn’t want to go through this process again feeling like the worst person in the world for having a debt I’m struggling to pay.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







