Cabot Financial UK Reviews 

3,379
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 753 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the dedicated staff members for being exceptionally helpful, patient, and deeply understanding during difficult financial situations. Consumers genuinely appreciate the clear guidance, manageable payment plans, and the polite, professional support provided throughout the entire process. However, some people mentioned experiencing persistent contact attempts, unwanted calls, and frustrating communication hurdles when trying to reach support agents. A few reviewers also reported administrative delays, unhelpful interactions, and lingering errors regarding active accounts that remained unresolved. These individuals felt that communication could be improved to prevent unnecessary stress during already challenging times.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting that advisors are helpful,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing the advisors as helpful, understanding,... See more

Payment

Reviewers share mixed feedback about the payment process and debt management services. On one hand, many... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and understanding... See more

Customer communications

Consumers find contact to be ambiguous, with widely differing experiences regarding communication attempts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury... See more

Rated 5 out of 5 stars

Having dealth sith few creditors in my life Cabot was by far the most human. No waiting time to speak to someone, understanding of personal cirmustances- working with you, not solely focusing on a d... See more

Rated 5 out of 5 stars

That's alright my wish is to settle it My experience was good with updates sorry for failing to provide some needed information.Hope l will be removed from that bad list and be able to buy in differe... See more

Company replied

Rated 5 out of 5 stars

What was initially a very stressful and anxious time Cabot worked with me to help me repay my outstanding debt, I no longer filled with dread when my phone rung. Every team member I came in to contact... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Our mission is to help each and every customer to financial recovery. We help thousands of customers take their first step to help them manage their accounts. As many of our satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so. Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 59% of negative reviews

Typically replies within 2 weeks

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4.3

All reviews

(3,379)

714 reviews in the last 12 months

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Rated 5 out of 5 stars

Incredible customer service from Ashleigh

After facing some hardship, I spoke to Ashleigh via their webchat function and she was so efficient, supportive and made the whole process as painless as possible. This kind of customer service is above and beyond. She even stayed past the business’ closing time to ensure I was fully supported and had all of the resources I need. She really took her time to listen and offer relevant support and I truly feel that service like this should be recognised and awarded.

August 5, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing

Couldn’t have felt more comfortable no judgement and I spoke to Josh who was amazing and who actually took the time to listen and he couldn’t have helped me more then he did thank you

August 5, 2026
Unprompted review
Rated 4 out of 5 stars

Better training required for Power of Attorney

Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury and so I am his appointed Power of Attorney…….evidence of such was provided but Cabot advisors still wanted to speak to my ex even when he told them he didn’t understand and they could talk to me. They wouldn’t set up the direct debit in his name (yes, we were trying to pay them money) as he couldn’t understand the questions he was being asked and so we ended up setting the direct debit up from my account and my ex transferring the money over each month to me.

What if he didn’t have anyone to advocate for him? Debt increase? CCJ? Which eventually would be thrown out of court after talking to my ex and understanding his level of understanding, but why get to that point?

I suggest better training is provided to your advisors regarding what PoA is for and how it means the appointed person has consent to speak on the account holders behalf.

August 5, 2026
Unprompted review
Rated 1 out of 5 stars

Vile behaviour

Letter today stating I must contact you, go to h**l i have now raised a harrasment case against you for the 30+ letters i have received from alyou and your lap dogs at mortimer Clarke

Congrats on harrasment of a unemployed disabled person

Scum

August 1, 2026
Unprompted review
Rated 5 out of 5 stars

Elaine the operator i was discussing my…

Elaine the operator i was discussing my account with made me feel at ease and was very understanding of my situation...more operators should be trained to the high standard Elaine gibes out all round brilliant sevice...

July 31, 2026
Unprompted review
Cabot Financial UK logo

Reply from Cabot Financial UK

Thank you for your review!

Rated 1 out of 5 stars

The worst debt collectors of them all!

The worst debt collectors of them all! Made several settlement offers on my account all refused after several emails haggling they offered me one small discount which they are now they are refusing to honour. This company is unethical and just want to keep their customers in debt! Very unreasonable to deal with unlike their competitors.

July 30, 2026
Unprompted review
Rated 1 out of 5 stars

If I could give minus stars I would

If I could give minus stars I would. I felt uncomfortable and pressured to put a payment plan in place that will affect my ability to pay my priority bills with threats of legal action and ‘we can’t leave this without a payment plan’ The customer service person offered me a 60 days hold which is pointless as my situation won’t change and I explained I didn’t want to go through this process again feeling like the worst person in the world for having a debt I’m struggling to pay.

July 23, 2026
Unprompted review

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