Canada Life UK Reviews 

1,122
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 520 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated team for being exceptionally helpful, friendly, and knowledgeable when guiding people through complex pension and investment queries. People consistently note that the overall service process is remarkably smooth, straightforward, and efficiently completed within the expected timeframes without any unexpected surprises. Some reviewers were not happy with the customer service experience, mentioning frustratingly long telephone wait times and significant delays in receiving email replies from support. Consumers also reported occasionally encountering unexpected tax calculation errors, communication hurdles, and administrative difficulties regarding their scheduled quarterly payment distributions and account statements.

What people talk about most

Service

Clients share positive opinions on service, highlighting prompt and efficient support throughout their... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting that phone calls are... See more

Staff

Consumers find staff to be positive, highly professional, reliable, and friendly. Reviewers frequently... See more

Response time

Users describe ambiguous interactions with response time, reflecting varied customer experiences. Many... See more

Payment

People report ambiguous experiences with payment, reflecting a wide range of opinions and differing outcomes.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company dealt with the request to provide draw down funds efficiently. Took longer than anticipated which caused some concern in case the completed form hadn’t been received. If an email or text... See more

Company replied

Rated 5 out of 5 stars

I have an annuity with Canada Life and have been experiencing issues with HMRC in relation to the taxation situation. I asked Canada Life to provide details to back up my claim, which they did relat... See more

Company replied

Rated 5 out of 5 stars

It was so nice to speak to a real person about my investment. Nancy was really helpful regarding my query about withdrawals and was also able to change my address easily to my new temporary addres... See more

Company replied

Rated 5 out of 5 stars

As a Mortgage Adviser it can be difficult navigating lender criteria, I had a case with tricky area for the property. I want to thank Trevor Hanson for helping to speak to underwriting and for all his... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Fund Management Company
  3. Income Protection Insurance Company
  4. Mortgage Lender
  5. Retirement Scheme Provider
  6. Term Life Insurance Provider Company

Written by the company

At Canada Life, we provide retirement, investment and protection solutions to individuals, families and businesses. We work in partnership with financial advisers to help customers to make more of life. Because we understand that financial security gives our customers the financial freedom and wellbeing that comes with it. We’re proud of our heritage, our values and our people. In 1903 we opened our first office in London, and in over a century we’ve built a strong and resilient business in the UK. Let’s build financially secure futures together.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.3

All reviews

(1,122)

498 reviews in the last 12 months

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Rated 5 out of 5 stars

A life gift to your family

Confident about Canada Life they had a good review.
Information given and process went through smoothly and quickly.
It was the best way for me to use Canada life to get money from my home without dipping into savings and leaving myself short. If l go into a home my house would have to be sold to pay for care this way my family can have something a life gift.

May 25, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Mary,
Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that the process with us went smoothly for you.
All the best,
Naomi

Rated 4 out of 5 stars

Somewhat slow to set up

Somewhat slow to set up, yet provide good returns on a basic annuity.

May 19, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Steve,
Thank you for taking the time to leave us this feedback. We really do appreciate it. I'm sorry to hear we were slow on the set up of your annuity, but I'm happy to hear you've had good returns.
All the best,
Naomi

Rated 5 out of 5 stars

Canada Life was extremely efficient

Canada Life was extremely efficient. I was very impressed with the service and would not hesitate to recommend them.May 2026

May 9, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Lyn,
Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that you found us efficient and would recommend us.
All the best,
Naomi

Rated 5 out of 5 stars
Canada Life UK logo

Reply from Canada Life UK

Hi Wilma,
Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that you had a good experience when speaking with our team.
All the best,
Naomi

Rated 5 out of 5 stars

I am very happy with my experience

I am very happy with my experience, they were very informative, and friendly,
I would recommend Canada life to my friends and family.

April 4, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Paul,
Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that you found us informative and friendly.
All the best,
Naomi

Rated 2 out of 5 stars

Canada Life can’t calculate Tax

Canada Life appear unable to calculate tax correctly in a quarterly payment cycle. HMRC confirm the error and CL complaints in the last tax year assured me that they ‘now’ had the correct tax code and my deductions would be correct in the 26/27 tax year. They were wrong, as again CL have allocated 1 month of my personal allowance against a quarterly payment (3 months) which selects in too much tax being deducted. Their response is to direct me to HMRC to reclaim it, which I cannot do until the end of the tax year.
I would advise everyone to avoid Canada Life if considering an Annuity.

May 1, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi,

Thank you for taking the time to leave us this feedback. I’m sorry to hear about your experience and understand how frustrating this situation must be, particularly given the concerns you’ve raised around tax calculations and previous interactions. This isn’t the level of service we aim to provide, and we’d like the opportunity to review this further for you.

If you’re happy to, please email customer.experience@canadalife.co.uk with your policy details and contact details, and we’ll get in touch to investigate this in more detail.

All the best,
Helen

Rated 5 out of 5 stars

Very helpful and efficient quoted 30…

Very helpful and efficient quoted 30 days to complete and it was.

March 31, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Alan,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear you found us helpful and efficient.

All the best,
Naomi

Rated 5 out of 5 stars

Excellent from start to finish

Excellent from start to finish

March 11, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Paul,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear that everything went so smoothly from start to finish.

All the best,
Helen

Rated 5 out of 5 stars

Always reply quickly and efficiently to…

Always reply quickly and efficiently to queries

April 23, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Jeanette,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that your queries were responded to quickly and efficiently.

All the best,
Helen

Rated 5 out of 5 stars
Canada Life UK logo

Reply from Canada Life UK

Hi Amanda,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m pleased to hear that you found our service efficient and prompt.

All the best,
Helen

Rated 5 out of 5 stars

Very efficient and positive service…

Very efficient and positive service April 27 th

April 27, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Kathleen,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m pleased to hear that you found the service efficient and positive.

All the best,
Helen

Rated 3 out of 5 stars

What I didn't like

I didn't.like that I was twice asked to justify why I needed the tranche of my loan, when I had replied by return of post first time. And I didn't like that I felt I had to justify why I needed the tranche. It felt hostile. There will come a time when my reason will be to maintain a lifestyle- great holidays while I am still able to enjoy them- do I risk being turned down?

April 11, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Venetia,

Thank you for taking the time to leave us this feedback. I’m sorry to hear about your experience and that the process made you feel this way, as this isn’t the experience we want our customers to have. We understand your concerns and would like the opportunity to look into this for you. If you’re happy to, please email customer.experience@canadalife.co.uk with your policy details and contact details, and we’ll get in touch to review this further.

All the best,
Helen

Rated 5 out of 5 stars
Canada Life UK logo

Reply from Canada Life UK

Hi Mark,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m pleased to hear that everything has been going well for you so far.

All the best,
Helen

Rated 5 out of 5 stars

Excellent Service

Fantastic support from Canada Life, everyone we dealt with was very friendly and extremely professional.
Would have no issues with recommending Canada Life to friends and family.

May 15, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Ian,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear that you received such friendly and professional support from the team and would feel confident recommending us to others.

All the best,
Helen

Rated 5 out of 5 stars

Canada Life are a great investment…

Canada Life are a great investment company, easy to contact, easy to understand, communicate well and good returns

May 15, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Fiona,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear that you’ve found us easy to contact and understand, with clear communication and positive returns.

All the best,
Helen

Rated 5 out of 5 stars
Canada Life UK logo

Reply from Canada Life UK

Hi Steve,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that you found our communication to be good.

All the best,
Helen

Rated 5 out of 5 stars

Loan drawn and in subsequent years repaid

In 2021 Canada Life lent us funds for a large transaction. The process to obtain the loan was thorough but not overburdening. The team at Canada Life were always helpful. We realised the related asset in April 2026 and repaid the loan. The process to repay the loan was clear and worked without a hitch. I recommend Canada Life for their expertise, understanding and commitment.

April 27, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Andrew,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear that both the loan process and the repayment were clear, smooth and well supported throughout.

All the best,
Helen

Rated 5 out of 5 stars

Quick to answrr the phone

Quick to answrr the phone, very polite, and quick to fulfill my needs

April 29, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Linda
,
Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m happy to hear that your call was answered quickly and that you found the team polite and efficient in helping you.

All the best,
Helen

Rated 5 out of 5 stars

The whole process from start to finish…

The whole process from start to finish was great and they kept me updated every step of the way through out.

May 15, 2026
Canada Life UK logo

Reply from Canada Life UK

Hi Martyn,

Thank you for taking the time to leave us this feedback. We really do appreciate it, and I’m delighted to hear that the whole process went smoothly and that you felt kept informed every step of the way.

All the best,
Helen

Rated 1 out of 5 stars

This company has cost me a great deal…

This company has cost me a great deal of money as they did not follow the instructions they were given, clearly and in large print.

No doubt they would use the small print as an excuse.

April 20, 2026
Unprompted review
Canada Life UK logo

Reply from Canada Life UK

Hi Hilda,

Thank you for taking the time to leave us your feedback. I’m really sorry to hear about your experience and understand how frustrating this must have been for you. This certainly isn’t the level of service we aim to provide, and we’d like the opportunity to look into what happened.

If you’re happy to, please email customer.experience@canadalife.co.uk with your policy details and contact details, and we’ll get in touch to review this further.

All the best,
Helen

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