Clearpay UK Reviews 

44,761
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 4,297 reviews, reviewers overwhelmingly had a very great experience with this company. Consumers often share that the platform is extremely simple to set up and navigate, while appreciating the helpful payment plans that make managing large purchases much easier by spreading costs over time without extra interest. People also consistently find the automated notifications incredibly useful for keeping track of upcoming dues without experiencing any stress. However, some customers also noted frustrating challenges regarding sudden account lockouts, unexpected reductions in spending limits despite consistent repayments, and difficulties reaching a human support agent instead of automated chat tools.

What people talk about most

Payment

Users describe positive interactions with payment, noting that the app is easy to use and helps spread the... See more

User experience

Customers had positive experiences with user experience, highlighting that the app is straightforward and the... See more

Service

Consumers find service to be a wonderful and helpful tool for spreading the cost of purchases over time with... See more

Product

Clients share satisfaction regarding the product, noting that it provides great payment flexibility to... See more

Customer service

Reviewers mention ambiguous feedback about customer service, as experiences vary widely across different... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Simply the best of the bunch when money is a little tight, as the payment plans are always more affordable than most others. The whole process is so very simple, it literally takes less than a minute... See more

Company replied

Rated 5 out of 5 stars

I’ve had a really positive experience with Clearpay. The app is easy to use, payments are clearly explained, and being able to spread the cost into manageable instalments can be really helpful. I also... See more

Company replied

Rated 5 out of 5 stars

Just love the site. Flexibility is brilliant as cant always pay for large purchases in one so it makes it much more palliatable than taking the one big hit. Another bonus is more and more companies ar... See more

Company replied

Rated 5 out of 5 stars

Clearpay is so easy to use and the pay in 4 (2 weeks between each payment) is a bonus, the fact that it can be used for groceries as well is excellent Clearpay has interest free payments and has he... See more

Company replied


Company details

  1. Payment Service
  2. e-Commerce Solution Provider
  3. Fashion Accessories Store
  4. Internet Shop
  5. Outlet Mall

Written by the company

Part of the Afterpay Touch Group - helping people to get what they want now and pay for it later, follow us on Twitter, Facebook and Instagram.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

45K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(44,761)

4,311 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brilliant company

Brilliant company, some things are brilliant and this is one of them

September 6, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Paul,
We love this, thank you for the positive feedback! 🥰
Enjoy our services, and happy shopping! 🛍️

Rated 2 out of 5 stars

Not happy

I was already registered and used Clearpay before but when purchasing another item, they wanted to know my income and monthly expenses.
These were never asked before and it was unnecessary as far as I am concerned.
It was a lot of bother and I doubt I will ever use Clearpay again in the future.

September 6, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mary,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

I have been using Clearpay for a while…

I have been using Clearpay for a while now and I would really recommend it. It's Clear and simple. You always receive a reminder email from them, and it makes my life easier.

September 6, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Djacta,
So great to hear, thank you!
We’re super happy you are loving our services!
Happy shopping!

Rated 5 out of 5 stars

Love Clearpay

Love Clearpay! Excellent way to buy clothes extra, and gets my credit rating up 👊👊

September 6, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We love this, thank you for the positive feedback!

Enjoy our services, and happy shopping!

Rated 1 out of 5 stars

Clearpay Refusing to Act on 3rd Party Retailer Instructions

Due a glitch in Prezzees system, 2 (two) £100 gift cards, instead of 1 (one) were purchased via Clearpay, within 5 minutes of each other. I didn't notice the 2nd purchase until 10 days later. I contacted Clearpay and got standard "can't do anything, gift cards can't be cancelled" answers from an automated bot.

I then contacted Prezzee, who cancelled the 2nd and unused gift card immediately and confirmed via email that this had been done and that they would contact Clearpay with instructions to cancel.

I then went back to Clearpay with this information who were still refusing to help. The 'customer service', ha!! agent kept repeating the same 'can't help' blurb for over half an hour. Then they informed me, that a customer service request had been generated and gave me a reference code and told me i would receive an email. Lo and behold the email basically told me it wasn't there problem and the gift card wasn't cancellable. Clearpay have since taken payment again for the second gift card and reduced my spend limit to zero. Hopeless agents, reading from a script, with no desire OR ability to actually do the job they're employed to do, which is customer service.

I'll no doubt receive the generic, please reach out so we can help message on here. Pure lip service, they don't actually care, so long as they're making money.

August 28, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Jan,

I understand where you are coming from.

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 5 out of 5 stars

Extremely good experience

Extremely good experience, enables you to plan! No stress at all!!

September 5, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Rahman,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 2 out of 5 stars

Very disappointing service

Do not recommend at all overall the service the idea is good. But unfortunately the customer service and communication from this company do not recommend if you have any issue they will not communicate you. If you ask subject access report for your data promise you will they will not provide or answer that question or provide any details how to get this from them. All they do is create new tickets. Phone calling them unfortunately same results emailing them same results. Or they completely ignore you. They also do not care about your legal rights. There policy over rides the law. Unfortunately also I believe our data is handled in Australia (received a email from one of the email accounts so take that as you wish with that)

Again clearpay is a good idea but any problems they will not help you.

September 3, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Lee Wolf,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

http://spr.ly/62042BGDiyA

Thank you.

Rated 5 out of 5 stars

Convenient for being able to pay in…

Convenient for being able to pay in instalments don't miss a payment tho as they penalise you severely but other than that great 👍

September 5, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Matt,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 5 out of 5 stars

payment made easy in 4 instalments.

payment made easy in 4 instalments.

September 4, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Janis,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 5 out of 5 stars

Easy

Easy, fast and smooth transaction.

September 2, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

So great to hear, thank you!

We’re super happy you are loving our services!

Happy shopping! 💕

Rated 1 out of 5 stars

Absolutely disgusted by the way im…

Absolutely disgusted by the way im being treated by clearpay, i have been a loyal customer for over 4 years now and never missed a payment with them, I had quite a good credit built up aswell but fir some reason they have taken that away and given me a major low one after all these nrw rules hit in, I never done anything for them to do this to me I have always made my payments, I will no longer be a loyal customer as they have not been able to give me a genuine reason for doing this to me

August 27, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Afterpay/Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.

http://spr.ly/62042BGBeq8

Thank you,

Rated 1 out of 5 stars

I did not register my new bank card and…

I did not register my new bank card and when I was informed that payment was declined I immediately went onto the site and tried to pay manually,but payment would not go through as they had old card on account phoned my bank and they explained that i had to register my new card,once i did this payment went through, this all happened over a few days not months and i owed less than £20,the payment i missed was less than £5.so what did clear pay do reduce my spending amount,then 3 wks later reduced my spending amount again.Because of this they put late payments on your credit score,absolutely disgusting, I am now closing this account.
My advice to anyone thinking of opening an account with clearpay STAY CLEAR,they do NOT value their customers.

September 4, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Afterpay/Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.

http://spr.ly/62049BGBblV

Thank you,

Rated 5 out of 5 stars

Excellent experience will definitely us…

Excellent experience will definitely us in the upcoming years

September 1, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Darren,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

Merchant never delivered my goods and…

Merchant never delivered my goods and when I disputed it with Clearpay, the merchant (cult beauty) sent back a picture of a delivered package to an unmarked address that wasn’t even a house. Clearpay decided cult beauty was in the right for never delivering my goods. I’ve spoken to them dozens of times over a month, and have NEVER gotten a manager to call back despite requesting one every day for a month. I asked about company policy. Apparently there’s a manager on site, and they are required to call me back. This company doesn’t care at all to follow the law or do their job. They’re a nightmare to deal with, and most of them are completely unaware of consumer law. Useless, I doubt a manager will ever call me back even though their company policy requires it.
Update: I have it in written email and recorded phone call that an employee said they reviewed the information I provided and promised a refund. They have no intention of refunding me, and I have called and provided written, photo, and law evidence in my favor for over a month. Furthermore, their response in app to this complaint was that “stolen packages are common”. What? It was delivered to the wrong address not stolen and I have provided evidence, they will do ANYTHING to get out of a refund.

September 3, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mackenzie,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Rated 5 out of 5 stars

Find Clearpay easy to use

Find Clearpay easy to use. Very user friendly.

September 2, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Steph Allen,

We love this, thank you for the positive feedback!

Enjoy our services, and happy shopping!

Rated 4 out of 5 stars

Easy to use order click on the app and…

Easy to use order click on the app and pay

September 1, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Lee,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 5 out of 5 stars

It’s Amazing

It’s Amazing

September 2, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Sina,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

They took money from my account which…

They took money from my account which should have then I didn't receive the parcels and r stalling on putting my refund back in my account using every stalling tactics going clearpay r just one big scam

August 13, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi John,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'help' icon located in the "My Clearpay" section.

Thank you,

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