I’ve worked with other companies for Student Loans for my son. The quickest response was given and when my son decided to do classes over summer semester I wasn’t sure we could get it accomplished. Ev... See more
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College Ave started with a big vision and a simple mission – take the stress out of paying for college so students can focus on preparing for a bright future. Now a leading fintech lending company, College Ave remains committed to using best-in-class technology and deep industry expertise to deliver practical and personal solutions that give young adults a running start on their roads to financial success. We offer best in class products with competitive rates and a customer-friendly experience from start to finish.
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United States
- www.collegeave.com
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Always easy.
It was fast and easy!
May use AI-assist with repliesRead more
I'm not happy with the interest rate…
I'm not happy with the interest rate advertisements. In the Summer of 2025, our rate was ~3%. Summer of 2026 my rate is 9.9%.
Credit score is 820.

Reply from College Ave
Fast and easy approval
Fast and easy approval. Loan terms are better than others in industry. thank you!
Quick and easy process and quickly…
Quick and easy process and quickly connecting to school.
Daughters College
Stayed update with emails but could use a little personal touch. That would be the only drawback I see
Absolutely a simple and great…
Absolutely a simple and great experience where my expectations and needs were met!
Fast easy and great rates!
I have to say, I knew nothing about the college funding process. But College Ave made the process simple, and gave me the best rate!
Easy Peasy!
⭐☆☆☆☆ Loan repayment should not be this hard
⭐☆☆☆☆
I am currently servicing three loans with College Ave. My employer offers a student loan reimbursement benefit and sends payments that are intended to cover two of my monthly loan payments, leaving me responsible for paying the remaining balance. Instead of applying those funds to the amounts currently due, College Ave repeatedly applies the excess toward paying one loan ahead of schedule while leaving the other two loans due. As a result, my required monthly out-of-pocket payment is much higher than it should be.
I explored consolidating my loans into one to simplify repayment, but that was not an option. I have contacted College Ave on three separate occasions and clearly instructed them to stop applying payments ahead and instead apply the funds to the current amounts due across my loans. Each time I was assured the change would be made within three days. Each time, nothing changed.
What has been consistently efficient, however, is the collection process. I continue to receive demand notices, and my cosigners receive them as well, making it appear as though I am unwilling to meet my obligations. That is simply not true. I am trying to pay my loans responsibly, but the way my payments are being allocated is creating an unnecessary hardship.
As a former banker, I find this level of customer service and payment administration deeply disappointing. I expected a lender to be able to resolve such a straightforward issue after multiple requests. Instead, I have been left feeling frustrated and helpless. I hope College Ave improves its payment allocation process and customer support so that other borrowers do not have to go through the same experience.

Reply from College Ave
The process was very simple
Quick and painless
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