Creativepensiontrust Reviews 

200
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Looking at 51 reviews, most reviewers were let down by their experience overall. Customers frequently struggle to transfer their pensions or access their money, reporting delays that often span several months. People consistently encounter poor customer service, characterized by unresponsiveness to emails and phone calls, making it difficult to speak with a human or receive timely assistance. Many customers report extremely long waiting times for payments and transfers, often receiving excuses or no updates. Complaint responses can take up to eight weeks, with some experiencing issues like incorrect deductions or funds held for extended periods.

What people talk about most

Service

Users describe negative interactions with service, with many reviewers calling it "awful" and "shocking."... See more

Customer service

Consumers find customer service to be negative, with many reporting significant delays and difficulties in... See more

Response time

Reviewers highlight significant dissatisfaction with response times, frequently reporting long waits for... See more

Customer communications

Customers had negative experiences with contact, reporting significant difficulties reaching the company.... See more

Payment

Clients share negative opinions on payment, with many reviewers reporting significant difficulties and delays... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Absolutely awful pensioner provider. I have been trying to transfer my pension for 3 months and Creative Pension keep lying to my new person provider. I have never experienced anything like it. Due d... See more

Rated 1 out of 5 stars

Avoid at all costs, tried to withdraw my pension after months of phone calls, emails, they informed me that they had not even started to process my application. Absolutely disgusting company Still... See more

Rated 1 out of 5 stars

Looking, as an employer, to set up a new scheme with this outfit, I called them to discuss their investment options. 3o minutes listening to their tinkling piano music - but no one picks up a phone. I... See more

Rated 1 out of 5 stars

It will not let me rate this company zero stars. Whatever you, do don’t have a pension with them, if you do please move it to another company asap. Husband has been trying to access his pension since... See more


1.1

Bad

TrustScore 1 out of 5

200 reviews

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1-star

No history of asking for reviews

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1.1

All reviews

(200)

50 reviews in the last 12 months

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Rated 1 out of 5 stars

Still ongoing but absolutely no…

Still ongoing but absolutely no communication, support or help. It’s only a small amount I want to withdraw and close and will probably cost me more in phone calls. No issues with my other 2 pension providers, this company is terrible…DO NOT USE!!!!

February 5, 2025
Unprompted review
Rated 1 out of 5 stars

Lump sum in transit for 3 months now

I’m trying to cash my pension out, since November last year. Now, since I forward all the documents they don’t even reply to my emails.
I checked on my pension and already say it has been paid out SO… where is MY MONEY !!!!!!
Very bad costumer’s service

January 27, 2025
Unprompted review
Rated 1 out of 5 stars

AVOID THIS COMPANY

AVOID THIS COMPANY! I have an auto-enrolled pension with Creative Pensions and 3 other policies with another provider. Together they were to buy an annuity and this required all funds to be transferred. The other policies were transferred promptly and without problem. Months later, I am still waiting for the Creative funds to be transferred and I am loosing money as a result. My new annuity can't take effect without the Creative money.

January 15, 2025
Unprompted review
Rated 1 out of 5 stars

Definitely would not recommend.

From the start this company has been awful. There will be no upfront fees suddenly turned into a large charge. Every time I finally found someone to answer any questions they would leave. Customer service is non- existent. Their upload portal asks me to set a new account up virtually every month and finally this month I can't even log in. Just a lot of stress for zero service.

December 27, 2024
Unprompted review
Rated 1 out of 5 stars

The customer service is the worst

The customer service is the worst I have ever come across. Telling you one thing one day and then something completely different the next. It is a huge struggle to get your pension transferred from these guys. It takes months and that is chasing every week only to find that nothing has been triggered even. Very stressful experience and they just don't care. If you are thinking of investing with them think again- they must be avoided. Very difficult to work with.

November 27, 2024
Unprompted review
Rated 1 out of 5 stars

Completely useless

Completely useless, their customer service is non existent. I have been chasing them for months on my pension transfers. I will be moving my pension as soon as my employer changes provider.

December 17, 2024
Unprompted review
Rated 1 out of 5 stars

Try Getting Your Funds Transferred - No Chance

I have been requesting a funds transfer for months. This company is a disgrace. Having chased up, I answered due diligence questions almost a month ago. With no subsequent communication I chased again and am informed my funds are in a request to deinvest (really) - this takes up to 15 days. Doubt I'll see any money this side of 2025. But then again - it's only MY MONEY so who am I to ask to have it back.

December 17, 2024
Unprompted review
Rated 1 out of 5 stars

Sadly this company didn’t want to give…

Sadly this company didn’t want to give me my money back and spent months avoiding me, but one of their trustees (who are listed on their website) was enormously helpful and made sure I was refunded immediately. Any problems I recommend you email Roger Mattingly who’s also on Linked In
- many thanks Roger.

November 13, 2024
Unprompted review
Rated 1 out of 5 stars

Worst customer support ever

I have on several occasions needed to contact customer support due to various issues. Even with an extremely simple query you are very lucky to receive any response at all, and if you do it will take months and months and months.

October 24, 2024
Unprompted review
Rated 1 out of 5 stars

Profiting off of holding onto your funds

If I could give 0 stars, I would. This is truly the worst pension provider I have ever come into contact with. 9 months on and still waiting for my funds to be transferred. They will run rings around you and give you different variations of the same transfer request email address stating that the ones you've previously been given (by their customer service reps) and have sent your exit packets to "aren't monitored" or in use. Long story short, they profit off of holding on your money & will do anything to prolong the process of releasing or transferring any funds. Unorganised, untrained service reps and seriously disreputable organisation overall from my experience.

October 14, 2024
Unprompted review
Rated 1 out of 5 stars

Awful company and service

Awful company and service. Our transfer from instruction is taking over 5 months. My funds were only disinvested over 6 weeks ago. I have still not received this money. I have lost projected earnings which I am sure they profit off all the time while holding onto their customers money. Please do not use this company and save yourself endless hassle.

October 8, 2024
Unprompted review
Rated 1 out of 5 stars

Poorly Organised, Avoid

I recently moved away from Creative Pension Trust due to their poor reviews, and it’s been a hassle. In the last month, I've had to transfer five pensions—four are complete, but the one with Creative is still stuck. On top of that, I’ve had to complete a due diligence questionnaire (I had to call in to even get this far) just to move my own funds, despite switching to a leading global pension provider. It's been quite frustrating and I'm no way near over the line yet.

October 3, 2024
Unprompted review
Rated 1 out of 5 stars

After several months I finally got my…

After several months I finally got my pension transfered. I thought at first the were scamming me but have now decided its just a terribly run company.
If you have pension with them dont give up. You are going to have to fight to get any of it though.

September 4, 2023
Unprompted review
Rated 1 out of 5 stars

Report to ombudsman

Based on the way they operate, I would actually consider them to be in serious breach of consumer rights regulations. If you are experiencing issues, incompetence or deliberate stalls like I have with transferring your money away from the scheme, please file a complaint with the pensions ombudsman. Creative Pension Trust needs to be audited by an external regulator and the only way that will happen is if you complain using the right external channels.

August 2, 2024
Unprompted review
Rated 1 out of 5 stars

Awful experience

Awful experience, tried to transfer out funds from a Creative workplace pension to another pre-existing pension after my employer pulled out of contributions to this provider (due to big issues in people of pension age not being able to withdraw their pension for months 6months + in 3 cases). It takes weeks for a response by email and impossible to get sense by phone, emails ask me to fill out forms which have already been completed months ago - feels like they stall at every opportunity to hold on to peoples money, don’t trust them and I would avoid at all costs!!

July 31, 2024
Unprompted review
Rated 5 out of 5 stars

Poor company pension provider

Requested a transfer out of this company last year. It took them three months to do so. In the meantime my funds lost value of around £600. It has now been six months after issuing a complaint to try and retrieve the shortfall. A very disappointing company to deal with. I would advise against setting up a company pension with this company. I don’t understand where the regulators are in all this? Surely they too must be inundated with complaints about Creative pension trust.

July 27, 2024
Unprompted review
Rated 1 out of 5 stars

Useless company NO INFORMATION

Useless company no information available from them through email or when calling them direct. Just a generic robot repeating a script sheet and emails I was told by a customer services representative called Adam these are also just a generic response. Utter useless for getting any information from them.

June 24, 2024
Unprompted review

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