Creativepensiontrust Reviews 

200
TrustScore 1 out of 5

1.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 50 reviews, most reviewers were let down by their experience overall. Customers frequently report significant difficulties and prolonged delays when attempting to transfer or access their pension funds, often waiting several months. People consistently highlight poor customer service, noting that the company is hard to contact and often unresponsive to emails and calls, providing little communication. Some people were dissatisfied with the lack of clear communication, receiving various excuses for delays or being informed of an 8-week wait for complaint responses. Customers also reported issues with incorrect personal data or tax deductions, and company takeovers were cited as a cause for further processing blackouts.

What people talk about most

Service

Customers had negative experiences with service, often describing it as "awful" and "shocking." Many... See more

Response time

Reviewers express significant dissatisfaction with response times, citing prolonged delays in processing... See more

Customer service

People report negative experiences with customer service, citing issues such as prolonged delays in pension... See more

Customer communications

Consumers find contact to be a source of frustration, with many reporting significant difficulties reaching... See more

Payment

Users describe significant frustration and dissatisfaction with payment processes, often reporting extreme... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Absolutely awful pensioner provider. I have been trying to transfer my pension for 3 months and Creative Pension keep lying to my new person provider. I have never experienced anything like it. Due d... See more

Rated 1 out of 5 stars

Avoid at all costs, tried to withdraw my pension after months of phone calls, emails, they informed me that they had not even started to process my application. Absolutely disgusting company Still... See more

Rated 1 out of 5 stars

Looking, as an employer, to set up a new scheme with this outfit, I called them to discuss their investment options. 3o minutes listening to their tinkling piano music - but no one picks up a phone. I... See more

Rated 1 out of 5 stars

It will not let me rate this company zero stars. Whatever you, do don’t have a pension with them, if you do please move it to another company asap. Husband has been trying to access his pension since... See more


1.1

Bad

TrustScore 1 out of 5

200 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.1

All reviews

(200)

50 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

AVOID LIKE THE PLAGUE

We have been trying to move to a different pension provider. Creative have been evasive on giving any information to the new company since January - 6 MONTHS!!
We still have not been able to transfer our employees' pension funds as they are literally holding on to the money.

June 10, 2024
Unprompted review
Rated 1 out of 5 stars

Sick though the Skin with this Mickey…13 the June just contacted them and haven't started my claim yet!!@ after nearly 3 months after contacting them Diabolical service

Sick though the Skin with this Mickey mouse company,How on earth atr they allowed to operate???
Took 200 pounds without any notice from them back in March out of my wages!!! Still waiting for refund!!
Absolutely disgusting service
They are far from creative
More Crazy pension fund stay well clear!!!!

June 5, 2024
Unprompted review
Rated 1 out of 5 stars

Robbed.

According to my previous employer, there's supposed to be about £700 in my pension pot with this company. On looking at my account .... there's nothing. I think I have been robbed :(

April 29, 2024
Unprompted review
Rated 1 out of 5 stars

Delays, delays, delays!

They just sat on my request to take my pension pot. I asked if I could take my money, but they eventually sent me forms to ask me if I’d like to receive other forms which would include a form to allow me to take my money! I made 2 complaints to them, but this was just ignored. Would not put me through on the phone, but just said “someone would call me” - they did not. A terrible service!

April 17, 2024
Unprompted review
Rated 1 out of 5 stars

My money have been lost.

I recently made a request to withdrawn £5,000.00 and I was shocked when I received an email and I was informed that I do not have funds. My money have been invested without my agreement and from £15,000.00 I actually have only £1,600.00.

April 12, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible service, withholding funds

Been trying to transfer a previous employers pension to a SIPP for three months, they don’t reply to emails or answer phone.

I’ve opened a complaint and they say it’ll take 4 weeks for them to look into it.

Terrible, slow service.

April 4, 2024
Unprompted review
Rated 1 out of 5 stars

Promises

Promises, promises, promises. What a shower of incompetents. Asked for some of my money as tax free three months ago. It’s my first small withdrawal and I qualify for tax free. They sent a letter saying I would be taxed. Spoke again and they said I would not pay tax. Another letter now to say I will pay tax. Cant get someone to talk to me. Reporting them now to FCA and Ombudsman. Sh-t show

March 21, 2024
Unprompted review
Rated 1 out of 5 stars

Do not invest your money with this…

Do not invest your money with this shambles of a pension provider! Unfortunately, this was my previous employer choice for automatic enrolment. I have been trying to move the funds (my hard earned money) from this organisation to a reputable company and into a SIPP which I have control over since November 2023. To-date, the money has not arrived, the explanation/response from Creative Pension Trust is “we have a backlog.” I have received no response at all to my direct emails. This is totally unacceptable!! I have now contacted the Pension Ombudsman. These people are regulated by the FCA to provide automatic enrolment; clearly, this needs to be reviewed. They are not competent to handle such an important investment fund - the reviews on this platform provide the evidence!

March 18, 2024
Unprompted review
Rated 1 out of 5 stars

Absolute joke of a company the customer…

Absolute joke of a company the customer service was terrible, please save your money and avoid this scam company because that is what it a scam company run by scam artist, if you want your money to grow please choose anyone else other than this company its been nothing but a migraine dealing with them so just save yourself tbf this company should be looked into by hmrc and all other authorities as it is a scam run in broad daylight

March 13, 2024
Unprompted review
Rated 1 out of 5 stars

Tried to set up as a new employer…

Tried to set up as a new employer offering a pension to my first salaried employee. 3 months in and still nothing - relieved to see it's not just me having issues. Sorted with an alternative provider in MINUTES. Gahhh why did I waste so much time and back-and-forth emailing?!?

Avoid at all costs. Time-suckers.

March 5, 2024
Unprompted review
Rated 1 out of 5 stars

A worrying experience with Creative…

A worrying experience with Creative Pensions Trust. I requested a transfer out in Sept 2023 to my SIPP with AJ Bell. As of today, 1/03/24 it has still not be actioned despite my account being shut down weeks ago. I have no idea where my money is or when it will be transferred.

March 1, 2024
Unprompted review
Rated 1 out of 5 stars

crooks the lot of them

crooks the lot of them, tried stealing my money and only got it back by getting the pension ombudsman involved. avoid this place at all costs and if your invested already get out now before its too late.

January 18, 2024
Unprompted review
Rated 1 out of 5 stars

Scam company that take your money!

Another contradictory email from this company. Nobody in this company communicates as I've had 3 different people deal with my issue.

This pension company steals your money without informing you. Takes 3 months pension in 1 month, don't care that it's caused financial hardship and pass the book to someone else.

Anybody thinking of using this company think again as they will "rob" you of your hard earned money and think you'll just forget about it.

February 26, 2024
Unprompted review
Rated 1 out of 5 stars

Incompetent company pick any other company

This company is incompetent I paid in over £800 in 10 months then lost my job so far to take my money out getting a refund as over 55 I have waited 3 months they tell me they pay out on 5th of month but nobody can tell me or confirm what month as I have been out of work a wile could do with that money now I have been told no payment until 5th April guess I will be struggling till then

December 6, 2023
Unprompted review
Rated 1 out of 5 stars

PLEASE AVOID

AVOID - PLEASE AVOID!!!!

I requested to transfer my pension from creative pension trust to my new pension provider. But they are making it extremely difficult. They have ignored all my emails on the topic. And when I call they tell me there is nothing they can do right now. They are literally withholding my pension from me.

February 19, 2024
Unprompted review
Rated 1 out of 5 stars

I thought it was just me...

Holy crap, I thought it was just me. It took me eight months to get most my money out from them but at least I now have some peace of mind.

They also took it upon themselves to sell the investments in the funds that I had chosen and reinvest them in different fund and different types of funds; I chose not to have any investments in bonds but they thought differently.

Avoid at all costs!

February 15, 2024
Unprompted review
Rated 1 out of 5 stars

Huge transfer out delay

Submitted my request to transfer out at the end of September 2023. Still no result (four months later) after multiple calls and their excuses including from their complaints team. They have offered me £150 to close the case without any guarantees on the transfer timeline, which I have rejected. Will escalate to the Trustees and the Pensions Ombudsman. Avoid this pension fund.

January 30, 2024
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look