Equifax Reviews 

4,980
TrustScore 3.5 out of 5

3.3

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Review summary

Created with AI, based on recent reviews

Evaluating 1,109 reviews, most reviewers were somewhat happy with their experience overall. Consumers generally find the digital platform very easy to use, appreciating the clear and comprehensive information provided about their credit scores. Many people also mention that setting up an account and navigating through the initial stages is remarkably quick and straightforward. Some reviewers were not happy with the customer service, noting unhelpful responses and difficulties when trying to resolve issues. Other users also experienced frustrating difficulties with the website login process and challenges when attempting to update personal details. People expressed that getting support to correct mistakes on records can feel complicated and prolonged.

What people talk about most

User experience

Reviewers express mixed feelings regarding user experience, with opinions heavily divided. Many consumers... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. Many reviewers report feeling... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark contrast in consumer opinions. While many... See more

Website

Clients share ambiguous opinions on website features and functionality. Some users find the platform clear,... See more

Staff

Customers had ambiguous experiences with staff, reflecting high disagreement among reviewers. On one hand,... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I’ve got to be honest I wanted to get a credit score from Equifax because I wanted to see how much it differs from my Experian score. Went to the website and started the process name address etc, w... See more

Company replied

Rated 3 out of 5 stars

The service seems OK, but creating an account was a nightmare. Equifax use an address lookup system that returned an incorrect address against my postcode (not good anyway for a company where securit... See more

Company replied

Rated 4 out of 5 stars

Someone took out a line of credit in my name and so I needed to ensure there were not additional breeches. I used Equifax and a few other services. It was all clear and straightforward. It gave me pea... See more

Company replied

Rated 4 out of 5 stars

Downloaded the App after seeing on Martin Lewis program for car finance checker, filled all the information in and would not allow me to open the App, used the phone No listed, got through to a human... See more

Company replied


Company details

  1. Credit Reporting Agency
  2. Alternative Financial Service
  3. Credit Bureau
  4. Non-Bank Financial Service

About Equifax

Written by the company

Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.

Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.

Try your Equifax Credit Report & Score for FREE*

*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.

If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.

Contact
Visit Online Help for information.


Contact info

3.3

Average

TrustScore 3.5 out of 5

5K reviews

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3.3

All reviews

(4,980)

1,084 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to navigate

Easy to navigate, found all the information I needed ,

August 6, 2026
Equifax logo

Reply from Equifax

Hi Patricia,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

Quick reply by the help center made the…

Quick reply by the help center made the process smooth

August 6, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

VERY GOOD INFORMATION RECEIVED

VERY GOOD INFORMATION RECEIVED

July 30, 2026
Equifax logo

Reply from Equifax

Hi Vincent,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 5 out of 5 stars
Equifax logo

Reply from Equifax

Hi Susan,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

Ease of use and quick way of tracking…

Ease of use and quick way of tracking financial history.

August 5, 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

The customer service representative

The customer service representative, whose name I unfortunately can't remember, was amazing and extremely helpful. She was able to resolve around 90% of the issues I raised, and I really appreciated her support and professionalism.

July 29, 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.

I'm really pleased that you feel our customer service is really helpful.

I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

I’m very happy with Equifax

I’m very happy with Equifax. The identity verification process was really straightforward, and I was able to see my credit score very quickly. I would definitely recommend Equifax to everyone.

August 5, 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.

I'm delighted that the verification process was very straightforward. I hope that you will continue to find Equifax of value and that we can continue to assist with any future queries.

Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

What type of Absolutely

What type of Absolutely! bullshit are these credit reporting companies you have loans for a year or two and you get 5 points miss one monthly payment and lose 45 points These people are absolutely killing people's lives America needs to go back under the English flag!!!

August 6, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi William,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Great

Great service, supported with a removal of financial relationship very promptly

July 22, 2026
Equifax logo

Reply from Equifax

Hi Kimberley,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 1 out of 5 stars

Awful experience trying to open the…

Awful experience trying to open the account

August 4, 2026
Equifax logo

Reply from Equifax

Hi Sharon,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations and that your experience creating the account was not the best. We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

other credit agency's…

comparing with other credit agency's far more accurate

August 4, 2026
Equifax logo

Reply from Equifax

Hi Archie,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 4 out of 5 stars

The online platform was easy to access

The online platform was easy to access, and I was able to read and understand the information provided without difficulty. The only aspect I was uncertain about was how to raise a query, as I could not immediately find the relevant option. However, I believe that with a little more time exploring the platform, I would be able to locate it. Overall, I found the website to be clear, user-friendly, and effective in providing straightforward information.

August 4, 2026
Equifax logo

Reply from Equifax

Hi Joe,

Thank you for taking the time to leave your feedback. At Equifax, we want to make sure our users are front and centre of our thoughts when improving our service and your helpful comments are much appreciated.

We are listening to your feedback and will take this into careful consideration when planning future changes to our service.

If you have any further questions, feel free to reach out via our Online Help page.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

Total waste of time and not helpful

How is it helpful if every financial thing I do has to go through services like this, yet it takes a month or two to update.
It’s totally pointless.

August 4, 2026
Equifax logo

Reply from Equifax

Hi Kevin,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

Marking someone as “Poor” with a score…

Marking someone as “Poor” with a score of 298 out of 1000 is unbelievable when they have never missed a single payment in their life, have never had any financial problems, and have never experienced any late or missed payments. I’ve maintained a perfect payment history, yet you’ve rated me as a poor borrower. This simply doesn’t make sense.

August 4, 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

it’s important to know that the Equifax Credit Score is a guideline, designed to highlight what lenders may see as positive or negative when they assess an application made for credit, but it is not the exact score that lenders see. During a credit application, companies use their own lending criteria and scoring methods to decide whether or not to accept an application. They will also consider lots of information that doesn't show on a report, such as internal records they may hold for the consumer and minimum requirements for earnings, outgoings etc.

Lenders don't view the credit rating section of a report and will only take into account those details viewable on the credit report when assessing the credit worthiness of an individual. The credit score displayed is for the individual’s own personal information and is an indication of what a credit score may appear as. It is important to remember that your Equifax Credit Score is completely system generated, and will change based on any changes to the information held on your credit report.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Quick and easy to setup

Quick and easy to setup

August 2, 2026
Equifax logo

Reply from Equifax

Hi Wayne,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

Inadequate

Inadequate and slow to update compared to all of the other credit reporting agencies.

August 2, 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Equifax was an excellent service for…

Equifax was an excellent service for finding my credit score and check, ahead of a mortgage offer.

July 25, 2026
Equifax logo

Reply from Equifax

Hi Antonio,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 1 out of 5 stars

EQUIFAX (Equ idiots)

Equifax was about as much use as a chocolate fire guard their service is rubbish. They kept trying to state that my case was satisfied when it was not. They are absolutely useless and a waste of time. I owe nobody any money and they claim that I owe a credit card £1450 even though I sent screenshots showing no debt they claimed I was wrong - they are - idiots. Now they have closed the case and marked it as satisfied when it definitely is not.
I would not trust their judgment on anything at all.

Re: Equfax response.
See exactly what I am talking about. This is exactly the same response they have given others word for word. They are working to a script, an automated response possibly an Ai response. See they are absolutely useless.

August 4, 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi there,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

couldn't help

Why? Because I have a problem with my bank, Revolut. No one is willing to help.

August 3, 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

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