Extra Karte Reviews 7,196

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

The best customer service I've received from a German company. Everyone speaks fluent English whilst not making you feel 'bad' for not speaking German. The downside is the starting limit. Th... See more

Company replied

Rated 2 out of 5 stars

The credit limit given is way too low. I understand credit processing but seems that more than a machine should be involved in the process. Platform is not friendly, asking passwords every time m... See more

Company replied

Rated 5 out of 5 stars

I have used the extra card on many occasions. I have never had any problems with payments, because I can mostly decide how much I will pay monthly. Of course I receive a monthly payment, but the pay... See more

Company replied

Rated 5 out of 5 stars

My experience has been very good, it has been very easy to use, the process has been very fast, the card has been delivered very quickly, okay, yes, the starting limit is a little low, but it doesn't... See more

Company replied

Company details

  1. Financial Institution

About Extra Karte

Written by the company

Die Extra Karte Kreditkarte ist für alle gemacht, die Wert auf Komfort und Flexibilität legen. Ausgestellt von der Novum Bank Limited, einer vollständig lizenzierten Kreditinstitution, die seit ihrer Gründung im Juni 2009 vertrauenswürdige Finanzlösungen anbietet, verbindet die Extra Karte finanzielle Freiheit mit der Sicherheit einer erfahrenen Bank.

Ob zur Verwaltung alltäglicher Ausgaben, zur Planung größerer Anschaffungen oder für flexible Finanzlösungen – die Extra Karte ist für Sie da. Mit wettbewerbsfähigen Zinssätzen, ohne versteckte Gebühren und einem unkomplizierten Online-Antragsprozess ist der Einstieg kinderleicht. Unsere benutzerfreundliche App ermöglicht Ihnen eine Echtzeit-Kontrolle, von der Ausgabenverfolgung bis hin zur individuellen Limitsetzung. Erleben Sie eine Karte, die sich Ihrem Lebensstil anpasst und genießen Sie die Sicherheit einer vertrauenswürdigen Bank.

Beantragen Sie die Kreditkarte

Flexibel, Sicher und Sofort Verfügbar!

Written by the company

Morgens beantragen und mittags schon shoppen.
Genießen Sie attraktive Zinssätze, flexible Rückzahlungsoptionen und eine schnelle, einfache Online-Antragsstellung mit praktischer App-Verwaltung – sicher abgewickelt durch die lizenzierten Finanzexperten der Novum Bank Limited.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good

It was good though

April 1, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 1 out of 5 stars

I could not withdraw money from…

I could not withdraw money from Geldautomat, it doesn’t work!

July 1, 2025
Extra Karte logo

Reply from Extra Karte

Sehr geehrte Kundin, sehr geehrter Kunde,

es tut uns leid zu hören, dass unser Service nicht Ihren Erwartungen entsprochen hat. Damit Ihr Anliegen schnell bearbeitet werden kann, wenden Sie sich bitte an die zuständige Abteilung über die unten aufgeführten E-Mail-Adressen:

Anträge: info@extrakarte.com

Kundensupport: support@extrakarte.com

Rechnungen: rechnung@extrakarte.com

Wir sind gerne für Sie da, um Ihnen weiterzuhelfen.

Freundliche Grüße

Ihr Extra Karte-Team

Rated 5 out of 5 stars

Excellent

Excellent 👍

July 1, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Freundliche Grüße

Ihr Extra Karte Team

Rated 5 out of 5 stars

2024

I am Soo happy to I with you
Thanks

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

Very good expence.this card very useful

Very good expence.this card very useful

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are pleased that you are satisfied with our fast service and that you were able to use your card promptly. Thank you for taking the time to leave your feedback, and we wish you happy shopping with your Extra card.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

€€€€

Good credit card

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 1 out of 5 stars

They advertised that you can get up to…

They advertised that you can get up to 4000. I went through the process and the limit was not revealed till the process is done and the card on the way.

Whenever I knew the limit(€150) which is way less than the advertised. I asked to increase it without success.

I chose to cancel the contract and remove my account. They did that but till now they didn't remove the account and when I requested, they said it has to be there for some time according to data policies.

July 1, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are sorry to hear that you are not satisfied with your credit limit.

We understand that a lower-than-expected credit line can be frustrating. We would however highlight that the Bank is required to determine the credit limit based on the outcome of an individual assessment carried out in accordance with strict legal requirements. This is to ensure consumer protection and responsible lending practices.

If further support is needed, you can reach us at support@extrakarte.com. For more information, please visit our website at www.extrakarte.com.

We’re committed to assisting you further.

Kind regards,

Your Extra Karte-Team

Rated 5 out of 5 stars

I am happy about

I am happy about

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

The protection of the Credit Card and…

The protection of the Credit Card and it Security system was an amazing.

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

very convenient credit card to use

very convenient credit card to use. I recommend to those who haven't
If you have any questions will always help
It’s very important.
I'm glad that I ordered the card EXTRA!

June 17, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

Timely transactional details and quick…

Timely transactional details and quick responses to queries

June 24, 2025
Extra Karte logo

Reply from Extra Karte

Sehr geehrte Kundin,

wir freuen uns, dass Sie mit unserem schnellen Service zufrieden sind und Sie Ihre Karte zeitnah nutzen konnten. Danke, dass Sie sich die Zeit für das Feedback genommen haben und wir wünschen Ihnen gute Einkäufe mit Ihrer Extra Karte.

Freundliche Grüße

Ihr Extra Karte-Team

Rated 5 out of 5 stars

It is Easy to transfer and to See every…

It is Easy to transfer and to See every transaction and also to Shopping online

June 10, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 1 out of 5 stars

So bad

Bad ,recommended to anyone

June 3, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are sorry to hear that you are not satisfied with our service.

We would like to take this opportunity to thank you for your feedback and emphasize that we are constantly working on improving our service. Your opinion is therefore of great importance to us and helps us to further improve our service.

If further support is needed, you can reach us at support@extrakarte.com. For more information, please visit our website at www.extrakarte.com.

We’re committed to assisting you further.

Kind regards,

Your Extra Karte-Team

Rated 5 out of 5 stars

Top of the top

I had the opportunity to try extra cards and I have to say that I found them very, very good.

July 3, 2024
Unprompted review
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

God to youse

God to youse

June 3, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

Your services are good

Your services are good. I am enyoing the good services. Thank you

June 10, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

Rated 3 out of 5 stars

The application works poorly and the…JB

The application works poorly and the currency conversion rates are added,on the plus side, you can say that all the formalities can be taken care of very quickly and when you are in need, everything works reasonably quickly

June 3, 2025
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We would like to thank you for your positive feedback, especially regarding the simple application process. We are pleased that we were able to offer you a good service.
We are sorry to hear that you are not satisfied with our app.

We would like to take this opportunity to assure you that we have taken your feedback into consideration and are working to find a solution.

Thank you for taking the time to rate us.

Kind regards,

Your Extra Karte Team

Rated 5 out of 5 stars

Der verstandnis

Der verstandnis

May 27, 2025
Extra Karte logo

Reply from Extra Karte

Sehr geehrter Kunde,

wir freuen uns, dass Sie mit unserem Service zufrieden sind. Danke, dass Sie sich die Zeit für das Feedback genommen haben. Wir wünschen Ihnen weiterhin viel Vergnügen bei der Nutzung Ihrer Extra Karte.

Freundliche Grüße

Ihr Extra Karte Team

Rated 5 out of 5 stars
Extra Karte logo

Reply from Extra Karte

Sehr geehrter Kunde,

wir freuen uns, dass Sie mit unserem Service zufrieden sind. Danke, dass Sie sich die Zeit für das Feedback genommen haben. Wir wünschen Ihnen weiterhin viel Vergnügen bei der Nutzung Ihrer Extra Karte.

Freundliche Grüße

Ihr Extra Karte Team

Rated 5 out of 5 stars
Extra Karte logo

Reply from Extra Karte

Dear Customer,

We are happy to hear that you are satisfied with our service. Thank you for taking the time to leave us your feedback. We hope you enjoy using your Extra Karte.

Kind regards,

Your Extra Karte Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look