First Thought Financial Reviews 931

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 174 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and genuine care, making interactions pleasant and supportive. The service provided is frequently highlighted as excellent, with many appreciating the clear explanations, tailored advice, and efficient processes. Reviewers also note the exceptional customer service, with agents being patient, understanding, and always available to assist with queries. Many consumers found the user experience straightforward and hassle-free, with some even securing better deals and savings on policies. The pricing is often mentioned positively, with customers receiving competitive rates and valuable perks without lengthy meetings.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their knowledge, helpfulness, and... See more

Service

Reviewers consistently express high satisfaction with the service provided, highlighting its professionalism,... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, understanding, and... See more

User experience

Customers report positive experiences with the user experience, often highlighting how smooth, clear, and... See more

Price

People report positive experiences with pricing, often securing better deals and saving money. Customers were... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Such a pleasure. Virren was extremely knowledgeable about all the products I enquired about, and, was able to give me all the information I needed to make an informed decision. All appointments schedu... See more

Rated 5 out of 5 stars

Denise and Lewis were both brilliant from start to finish. There were a few bumps along the way, but they kept everything moving and pushed things over the line when it mattered. Communication w... See more

Rated 5 out of 5 stars

Ben Collins was incredible to work with when he sold me my life insurance policy. From the very first conversation, he made everything clear and easy to understand. He took the time to explain all my... See more

Rated 5 out of 5 stars

Virren Parmar is excellent! I contacted about 9 months ago and there was no annoying, constant sales calls, just clear communication and someone who is clearly incredible at their job. Ive now come ba... See more


Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Insurance Broker

Written by the company

We are here to guide you through the whole process, whether this is your mortgage or updating your protection for your business or loved ones. Here at First Thought Financial, we make the whole process simple and straightforward and by getting to know you we can really understand your individual situation to find you the most suitable solution. We can also help with many ways to protect your family and your standard of living when you need it most. There are various ways in which a family can protect itself, and because of the large range of products available, there is usually an appropriate policy for most circumstances, and most budgets. For a Free initial review or to arrange an appointment with one of our advisers, please call 01923 606 808 or visit www.firstthoughtfinancial.com


Contact info

4.9

Excellent

TrustScore 5 out of 5

931 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 50% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I had a fantastic experience with First…

I had a fantastic experience with First Thought Financial. Navin was incredibly helpful, professional, and patient throughout the whole process. He explained everything clearly, answered all my questions, and made sure I was comfortable with every step. It was such a relief to have someone knowledgeable guiding me through setting up my income protection policy.
I was also really impressed to find out they offer fee-free mortgage advice, which I’ll definitely be exploring with them soon.
Thank you again, Navin, for your outstanding support—I highly recommend First Thought Financial to anyone looking for expert, friendly advice!

June 16, 2025
Unprompted review
Rated 5 out of 5 stars

Impeccable service delivered by Carly Ashburner !

From the start to finish Carly has been an excellent mortgage broker for us. She was always very responsive and got our mortgage application agreed within days !. There were legal delays which meant we went to the wire on our mortgage offer. Carly quickly took the initiative to request an extension and when declined, challenged the decision which she managed to overturn with the lender !. The additional 45 days grace made a difference as it gave us time to successfully exchange and complete on our dream home purchase.! We'll definitely use Carly and First Thought Financial again to help with our future remortgage requirements.

June 10, 2025
Unprompted review
Rated 5 out of 5 stars

My advisor Phil and Dave were…

My advisor Phil and Dave were informative, friendly and made sure that I understood what I was entitled to and how I would benefit for me and my family. They were clear and concise.

June 10, 2025
Unprompted review
Rated 5 out of 5 stars

Phil was great on the call today

Phil was great on the call today.
He gave me some great advice. Explained everything fully and easily. He was friendly and so was David who I spoke to prior to Phil completing our new policy.
Thank you.

May 27, 2025
Rated 5 out of 5 stars

Exceptional Service from Phil Smith

20/10 service!

I initially called last year, May 2024, to explore life cover for my mum and the service we received was impeccable.

Phil was so patient and professional and he really took his time to ensure we were well informed. Mums English isn’t the best either so heavy on how patient and determined he was in making sure she understood which was truly amazing and very much appreciated.

Of the many things I was impressed about, I really respected how genuine my interaction was with Phil - absolutely no upselling or pressuring us to agree on a cover like I’ve experienced with other advisors. I called back a few weeks later and got mum covered with him.

I was so impressed with Phil’s professionalism and knowledge that I’m back a year later but taking out cover for myself!

Thank you Phil! You are an absolute gem and you deserve every good thing. Very grateful to have come across you.

May 15, 2025
Unprompted review
Rated 5 out of 5 stars

Friendly and competent

Very polite, not overbearing.
They are attentive and give you time to think and decide.
Price quoted was very competitive and therefore, I changed my policy to them.

May 1, 2025
Rated 5 out of 5 stars

Excellent

Virren was beyond excellent. This is what great customer service is .We had good chat and found me the right Income protection insurance company.He was friendly and very helpful.

Thank you Virren!

May 12, 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant service, highly recommend!

Ben was brilliant! He explained everything thoroughly in a way that I could fully understand and was personalised to exactly what I felt I needed in life insurance! He was so good I even discussed with my partner who then also took a policy out with Ben. Brilliant service!

May 9, 2025
Rated 5 out of 5 stars

HARRY NEVARD!!

HARRY NEVARD!!! HARRY NEVARD!!! HARRY NEVARD!! How many times did I call you?? Your patience need to be studied your patience is out of this world. Wow you're such an amazing person very calm thank you so much for helping me to get the right life insurance even though I was a bit stubborn you kept repeating the same thing over and over trying to explain every single thing until understood everything you didn't try to convince me but to make sure I understand and make my own decisions.
Thank you so much 🫶🫶💓

April 25, 2025
Unprompted review
Rated 5 out of 5 stars

first Thought Financial for clear honest advice

I've used first Thought Financial for several years Ashley Squires has assisted and guided on several life insurance policys. Over the years and have received good sound advice with no up selling pushy sales or mind numbing financial language. Ashley has always ensured I received the necessary cover at respective cost that meets my needs.ensuring I am fully aware of what the cover entails and that the product is right for me and my families needs I would fully recommend any one to reach out and ask advice from Ashley.

April 24, 2025
Unprompted review

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