Harper McDermott Reviews 138

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 73 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many highlight the exceptional customer service, appreciating the empathetic, respectful, and dignified approach received from the first contact. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience, especially in navigating complex financial situations and becoming debt-free. Reviewers are particularly impressed with the smooth process, clear explanations, and the ability to set up affordable and manageable payment plans. However, some people mentioned experiencing unprofessional behavior during phone calls, including refusal to provide names and abrupt disconnections. A few other people also felt that there were issues with how their payments were managed, leading to issues with their credit files, and questioned the transparency of how payments were distributed to creditors.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their professionalism, kindness, and... See more

Customer service

Customers had positive experiences with customer service, consistently praising the professional, patient,... See more

Service

People report positive experiences with service, describing it as straightforward, efficient, and outstanding... See more

User experience

Reviewers mention positive feedback about user experience, highlighting a straightforward and easy process... See more

Payment

Clients share positive opinions on payment, with many reviewers expressing relief and satisfaction after... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely supberd service from start to finish, Constantly keep updated on case , Really helpful if you need to contact for any reason, Would definitely recommend to anyone struggling wit... See more

Company replied

Rated 5 out of 5 stars

Michael was absolutely amazing. I felt quite embarrassed reaching out but he made me feel so at ease at every step. He was so kind, patient and so supportive. I finally feel like I can breathe again... See more

Company replied

Rated 5 out of 5 stars

We all hope never to need a Trust Deed but if you do, don't hesitate to engage with Harper McDermott. Thomas has worked with us this year to solve a very complex financial situation. He provided us w... See more

Company replied

Rated 5 out of 5 stars

Harper McDermott, and this Trust Deed has changed my life for the better. Debt felt like a black hole that no matter how hard I tried to pull myself out off, I just kept sinking deeper into. It felt h... See more

Company replied


Company details

  1. Insolvency Service

Written by the company

We are one of Scotland’s largest insolvency firms with over £250m of debts under our management. Our team of around 70 people are led by highly experienced managers with customer service always at the core of our business. Since 2009, Trust Deed Scotland®, part of the Harper McDermott group, has grown to be an established household name for debt help. Our advice team have helped over 30,000 people in Scotland with their unaffordable debt. Whether you have a Trust Deed or a Debt Payment Plan under the Debt Arrangement Scheme, we are here to answer your questions and support you at all times. Harper McDermott will support you every step of your debt journey, guiding you through key milestones and helping you navigate any changes in your circumstances along the way.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

138 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

There is no way to find a better…

There is no way to find a better service than this team. I owe them my stress free life for past 2-3 yrs.

July 17, 2025
Harper McDermott logo

Reply from Harper McDermott

Hi Surena,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful recently and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Great company they listen make you feel…

Great company they listen make you feel ar ease and help in any way they can

July 16, 2025
Harper McDermott logo

Reply from Harper McDermott

Hi Isobel,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found the team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Excellent service

The process from start to finish was excellent. I never once was made to feel like I was a failure. There was always someone to help me when I contacted them

July 15, 2025
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Reply from Harper McDermott

Hi Elizabeth,

Congratulations on completing your chosen debt solution!

Debt can affect anyone at any time, but asking for help is never a sign of failure. Anyone reaching out and asking for help should feel proud of themselves for having the strength and courage to take that important first step.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Service

Great customer service

July 9, 2025
Harper McDermott logo

Reply from Harper McDermott

Hi,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

My mind was put at easy and my monthly…

My mind was put at easy and my monthly payments reduced to a managble amout. They really helped me tackle my money worries and greatly improved my stanadrd of life throughout the Trustdeed.

July 9, 2025
Unprompted review
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Reply from Harper McDermott

Hi Nicholas,

Congratulations on coming to the end of your debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

A Company that cares

Staff are empathetic, supportive and very helpful.

July 8, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Chris,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be supportive, empathetic and helpful, and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Perfect help

Great communication from the start,
Helped me sort out my issues, turned things round and helped sort out my debt. Answered all questions i had

June 26, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hello,

Congratulations on completing your chosen debt solution! Karlie was delighted to call you and deliver the good news that you can now enjoy a 𝗯𝗿𝗶𝗴𝗵𝘁𝗲𝗿 𝗳𝘂𝘁𝘂𝗿𝗲.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Delt with issue swiftly and…

Delt with issue swiftly and professionally

June 18, 2025
Harper McDermott logo

Reply from Harper McDermott

Hello,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be professional and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Very good guidelines

Very good guidelines

June 18, 2025
Harper McDermott logo

Reply from Harper McDermott

Hi Michael,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

No problem at all everything went so…

No problem at all everything went so smoothly no complaints

June 16, 2025
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Reply from Harper McDermott

Hi Freda,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Sean from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

They were great throughout the whole…

They were great throughout the whole process

June 17, 2025
Harper McDermott logo

Reply from Harper McDermott

Hello,

Congratulations on completing your chosen debt solution!

You spoke to Jacqui in our debt advice team just over 4 years ago, and we're glad that the advice given back then allowed you to choose a debt solution that best fitted your needs.

Karlie was delighted to call you and deliver the good news that you have now completed your Trust Deed.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Delt with my question super quick and…

Delt with my question super quick and fully sorted in one call.

June 18, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi James,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

I was having problems setting up a…

I was having problems setting up a standing order which was causing me anxiety. I phone Harper McDermott and spoke to the most helpful, understanding and patient lady Michele who sorted out my problem. She put me on the right track, I wish I had spoken to Michele sooner. Thank you so very much 💫

June 18, 2025
Unprompted review
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Reply from Harper McDermott

Hi Linda,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful today and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Contacting Harper McDermott was the…

Contacting Harper McDermott was the best thing I could have done, being in debt was making me physically and emotionally unwell..and after 4 yrs of a fixed monthly payment I am now free of debt..I will never allow myself to get into that situation again. I cannot thank this company enough.

June 6, 2025
Harper McDermott logo

Reply from Harper McDermott

Hello,

Congratulations on completing your chosen debt solution!

Nicola was delighted to call you and deliver the good news that you can now look forward to a brighter future.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Highly recommended!

I can’t recommend Harper Mcdermott enough! Very easy to set up with a realistic monthly payment for my Trust Deed. Just paid my last payment and now debt free!

June 16, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Megan,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful and that you're happy with the service received thus far.

Congratulations on making the last payment of your chosen debt solution. Not long now until you can look forward to the next chapter of your debt help story.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Laura was extremely helpful and very…

Laura was extremely helpful and very quick in assisting me.

June 6, 2025
Harper McDermott logo

Reply from Harper McDermott

Hi Kevin,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Laura from the customer service team to be helpful and time-efficient, and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Helpful clear and emphatic

Helpful clear and emphatic

June 3, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Moira,

Congratulations on completing your chosen debt solution!

Karlie was delighted to call you and deliver the good news that you can now enjoy a 𝗯𝗿𝗶𝗴𝗵𝘁𝗲𝗿 𝗳𝘂𝘁𝘂𝗿𝗲.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Very helpful and supported me to get…

Very helpful and supported me to get out the financial hole I found myself in. Reduced stress and anxiety, ensuring I could continue to have enough money every month to spend time with my family and enjoy life!

May 28, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Mark,

Thank you for taking the time to share your experience with Harper McDermott & Trust Deed Scotland® – we really appreciate your kind words!

We're delighted to hear that Amy and the team were able to support you through a difficult time and help reduce the stress and anxiety you were facing. It's great to know that your solution has made a positive difference, allowing you to enjoy life and spend quality time with your family.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Very polite and friendly never had any…

Very polite and friendly never had any problems anytime

May 26, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi James,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelle from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Nearly there now, My experience so far.

My experience with Harper McDermott,

Well to prefix you all I've been paying into the payment plan since October 2023 and should be free and clear in August all going well.
Just can't be more grateful for the service they have provided me.

Unfortunately things went south financially fairly quickly through ill health at the end of 2022, 1 surgery and a few months recovery later I found myself in damn near £9000 in debt to various lenders/credit cards etc with limited means to repay the debt I'd accrued.
I found myself down a hole, I was paying more out each week than what was coming in to try and make ends meet and still missing payments. I genuinely regretted surviving my illness at one point heading into depression and knew I needed help.
Looking back I was so ashamed to ask for help and just kept puting myself down, I'm a grown man with a family to keep FFS.
I found a way to swallow that pride to ask for help and quickly learned there was no need for the shame I felt or the pride I had to be "swallowed", From the start Harper McDermott have been brilliant.
We talked through my finances, no judgements made, they really just wanting to help you, I sent a few bills and the like through to them confirming my debt and my income vs outgoings and worked out a plan that worked for me. No more chasing interest that just keeps accruing, No more threat letters, No more anxiety when I hear the letterbox go, No more feeling that my family would be better off if I'd have just died.

It is just one repayment plan in place which was means tested to ensure I could afford the repayments. I can't recommend them highly enough so am recommending them to anyone reading this who needs the help I so badly needed, You can get your life back on track, just make the call and good luck to you going forward.

May 22, 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hello,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

Thank you so much for sharing your experience. It’s incredibly brave of you to speak so openly about such a difficult time, and your story will no doubt resonate with many others who might be feeling the same way you once did.

We’re truly sorry to hear about the challenges you faced after your illness, and we’re so glad you found the strength to reach out for support when things felt overwhelming. It’s not easy to ask for help, especially when pride and worry get in the way but you did, and that’s something to be really proud of.

It means a lot to us to hear that our team could be there for you during that time. We know from speaking with both Laura in our customer services team recently and Matthew in the debt advice team originally that they were delighted to be part of your journey.

Helping you find a solution that felt manageable and fair was their top priority, and it’s heartening to know that the plan has brought you peace of mind and stability.

You're getting close to that final repayment in August, and that’s a huge achievement. One you’ve earned through perseverance and courage. We hope you’re starting to feel a sense of freedom and control returning to your life, and we’re so grateful to have played a small part in helping you get there.

Thank you again for your kind words and for recommending us. Please don’t hesitate to get in touch if we can help in any way going forward. Wishing you and your family all the very best.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

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