Healthy Pets Insurance Reviews 

3,657
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 420 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the exceptional value, competitive rates, and reliable coverage. Customers consistently praise the friendly, helpful staff who make setting up new policies, managing queries, and completing transactions completely smooth. People deeply appreciate the clear options and the user-friendly website that makes comparing different coverage levels remarkably straightforward. However, some people mentioned that annual renewal prices increased significantly over time, expressing disappointment over a complete lack of loyalty rewards. Consumers also noted unexpected policy caps, strict plan restrictions, and occasional frustration regarding poor communication or unhelpful customer support teams.

What people talk about most

Price

Customers had ambiguous experiences with price, often noting very competitive initial quotes and reasonable... See more

User experience

Reviewers highlight positive aspects of user experience, consistently noting that the website and application... See more

Value for money

Customers consistently note positive experiences with value for money, highlighting sensible prices and... See more

Customer service

Consumers find customer service to be positive, highlighting helpful and pleasant staff who explain policies... See more

Service

Reviewers express mixed feelings about the service, noting both positive and negative experiences. While some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Have been with Healthy Pets many times over the years. Have always found them up there with the most competitive quotes for the cover provided. I do move away every year or two as with all insurance c... See more

Company replied

Rated 5 out of 5 stars

My pet has been insured with Healthy Pets since 2021. As a rescue from Crete with mixed heritage she has enjoyed a fairly untroubled intoduction to the UK. Apart from a disgnosis of Giardia in her... See more

Company replied

Rated 4 out of 5 stars

Good service. Their cat insurance policy prices are presently cheaper than many other insurers at the moment. Their customer services are easy to get hold of if I have any queries. They process clai... See more

Company replied

Rated 5 out of 5 stars

I received my new quote for my cats health insurance, but found it had increased. I phoned to query this & spoke to a really helpful member of staff. She explained why it had gone up & between us we s... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Store

Written by the company

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.5

All reviews

(3,657)

388 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy conversation on phone because I…

Easy conversation on phone because I had question's that were answered strait away before the policy was purchased with Healthy Pets.

June 2, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind feedback. We're delighted to hear that your questions were answered promptly and clearly before purchasing your policy. Providing easy and helpful communication is very important to us.

If you have any further questions or need assistance, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

New Policy holder

Just taken out Pet Insurance and found the
rate very competitive. I phoned and spoke to an advisor who was very helpful and explained the policies clearly.

June 4, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your kind feedback regarding your recent experience. We're delighted to hear that you found our rates competitive and that our advisor was helpful in explaining the policies clearly.

If you have any further questions or need assistance in the future, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind words! We're delighted to hear that you found our price and cover great. If you have any questions or need further assistance with your policy, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Competive price found using a…

Competive price found using a comparison site

May 30, 2026
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Reply from Healthy Pets Insurance

Thank you so much for your positive feedback! We’re delighted to hear that you found a competitive price with us.

At Healthy Pets, we’re committed to providing excellent service and great value, and your kind words truly motivate us to keep improving.

If you ever need any further assistance or have questions about your policy, please don’t hesitate to get in touch.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Already have one policy within the…

Already have one policy within the family and more will follow if prices stay this competitive!

June 1, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your positive feedback! We're thrilled to hear that you already have a Healthy Pets policy within your family and that you're considering more. We're committed to keeping our prices competitive and ensuring you receive the best value.

If there’s anything we can assist you with regarding additional policies or any other queries, please feel free to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for sharing your feedback about your experience with Healthy Pets. We're delighted to hear that you found the process easy and the pricing fair.

If you have any further questions or need assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

New cover

Only just joined Healthy Pets Insurance. Very friendly and a lot cheaper than previous Pet Insurance which covers the same.

May 31, 2026
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Reply from Healthy Pets Insurance

Thank you so much for your kind words and for choosing Healthy Pets Insurance! We're delighted to hear that you find our service friendly and our pricing competitive. Our team is committed to providing the best coverage for your pets at great value.

If you ever have any questions or need assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 4 out of 5 stars

Smooth online process

Bought online. Smooth process. Only issue was that it was unclear which policy wording and IPID applied to the cover level I was buying during the sale process.

May 24, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your feedback regarding your recent purchase. We're glad to hear that the overall process was smooth for you.

However, I do apologise for any confusion caused by the unclear policy wording and IPID details during the sale. We aim to provide clear and transparent information to our customers, and I appreciate you bringing this to our attention.

If you have any further questions or need assistance with your policy, please don’t hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

The price was very competative

The price was very competative. The on line comparison was very easy to follow.

May 26, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your kind feedback. We're delighted to hear that you found our pricing competitive and our online comparison easy to use.

If you have any further questions or need assistance with your policy, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your feedback! We're delighted to hear that you found the process really easy and straightforward.

If you ever need any further assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Early days but really easy to do on…

Early days but really easy to do on line, great

May 28, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback! We're glad to hear that you found the online process easy to use.

If you need any further assistance or have any questions, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Website easy to navigate and…

Website easy to navigate and competitive price of insurance

May 28, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your kind feedback! We’re delighted to hear that you found our website easy to navigate and our insurance prices competitive.

If you have any further questions or need any assistance, please don’t hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Friendly service

Friendly service. All questions answered. I spoke to a lovely lady who was a delight to deal with. She clarified and answered all my questions in a way that I totally understood. She was respectful and patient.
Thank you

May 27, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind words and positive feedback. I’m delighted to hear that our team provided you with a friendly and helpful service and that all your questions were answered clearly. We always strive to offer respectful and patient support, and it’s wonderful to know you had such a pleasant experience.

If you need any further assistance with your policy, please don’t hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Fast easy and no hassle hoping to not…

Fast easy and no hassle hoping to not have to use insurance but always best to have fur babies covered

May 20, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback. We're pleased to hear that you found the process quick and straightforward. It’s definitely reassuring to have your beloved pets covered, even if you hope not to need the insurance.

Should you require any assistance in the future or have any questions, please feel free to contact us.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Really pleased with what this insurance…

Really pleased with what this insurance offers. I can’t say how good they are with paying out as I haven’t needed to make a claim yet as haven’t had this insurance long. But as I say really pleased with the monthly cost and what is promised.

May 22, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your positive feedback and for choosing Healthy Pets insurance through Swinton. We’re delighted to hear that you’re pleased with the coverage and the monthly cost.

If you ever need any assistance or have questions about your policy, please don’t hesitate to get in touch. We’re here to help and ensure you have the best possible experience.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Premium and excess not too high

All good. Received documents on day the insurance was purchased. Impressed by fact that you only pay excess not with a percentage of cost on top. Premiums good for life care insurance.

May 26, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind feedback! We're delighted to hear that you received your documents promptly and that our excess policy and premiums meet your expectations. It's great to know that you're happy with your insurance through Healthy Pets. If you have any questions or need further assistance, please don't hesitate to reach out.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

I found the assistant very polite and…

I found the assistant very polite and helpful.

May 23, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your kind feedback. We're glad to hear that you found our assistant polite and helpful.

If you have any further questions or need assistance, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Excellent easy to get hold of fast with…

Excellent easy to get hold of fast with claims. Couldn't ask for anything better !

May 21, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind words! We're delighted to hear that you found our claims process quick and easy.

If you ever need any further assistance or have any questions, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 4 out of 5 stars

Took a little while to sort out pet…

Took a little while to sort out pet insurance and get the price quoted but got there in the end and thank fully haven’t had to make any claims. The lady who dealt with me on the phone was helpful

July 1, 2025
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback regarding your pet insurance experience with Healthy Pets. We're glad we could assist you in getting the right coverage, even if it took a little time. It's great to hear you found our team helpful, and we hope your insurance continues to give you peace of mind.

If you ever need any further assistance or have any questions, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

In good hands

Easy to fill in forms excellent response from Healthy pets and cover Frome day one of choosing to go with them for our cat Mr Flynn health cover

May 19, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your kind feedback. We're delighted to hear that you found the forms easy to complete and that the cover provided excellent service from day one. It's wonderful to know that your experience has been smooth and satisfactory.

If you have any further questions or need assistance in the future, please do not hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

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