Healthy Pets Insurance Reviews 3,485

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent value for money and competitive pricing, often finding policies significantly cheaper than competitors while offering comprehensive coverage. The user experience is consistently praised for being easy and straightforward, from setting up new policies online to navigating the website. Many people also commend the staff for their helpfulness, politeness, and efficiency, noting that customer service is often prompt and effective. However, some customers expressed dissatisfaction with price increases at renewal, with some experiencing significant premium hikes. A few people also reported receiving conflicting information from different customer service representatives, leading to confusion and frustration.

What people talk about most

Price

Reviewers mention ambiguous feedback about price. Many customers found the prices reasonable, competitive,... See more

User experience

Reviewers highlight positive aspects of user experience. Customers found the application process easy, with... See more

Customer service

Customers generally had positive experiences with customer service, often praising the helpfulness and... See more

Value for money

Customers consistently note positive experiences with value for money. Many reviewers found the prices very... See more

Staff

Consumers generally find staff to be helpful and friendly. Many reviewers appreciate being able to speak... See more

Based on these reviews

Rated 4 out of 5 stars

Received a renewal quote. Phone to say I get a cheaper quote with Healthy pets online but female customer adviser said she can’t do a quote on the phone- everything has to be done online and that I... See more

Company replied

Rated 4 out of 5 stars

When my renewal came through from Healthy Pets I was surprised that it had increased so much. When I did a comparison to find an alternative provider the same cover was available with Heathy Pets for... See more

Company replied

Rated 4 out of 5 stars

I found the gentleman I spoke with was very helpful in setting up my insurance for Sukey, friendly, polite and answering my questions etc. Thank you! I never give anyone 5 stars, so 4 is top score fr... See more

Company replied

Rated 4 out of 5 stars

Beat my other dog insurance be half and added £1000 more to help me. Easy on line form to follow, clear information. Would recommend. Cannot comment about claims as we hope we don't need to use.... See more

Company replied


Company details

  1. Insurance Agency
  2. Pet Store

Written by the company

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Changed to Healthy Pets 9.5.26

Changed to Healthy Pets 9.5.26. Cover is good for annual cost. Paperwork timely and readable.

April 25, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you very much for your positive feedback regarding your Healthy Pets policy. I'm glad to hear that you find the cover suitable and the paperwork timely and easy to understand.

If you have any questions or need further assistance, please don't hesitate to get in touch.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Great service

Great support in answering questions about renewal of pet insurance

April 23, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind words and positive feedback regarding the support you received about renewing your Healthy Pets insurance. We're delighted to hear that we could assist you effectively. If you have any further questions or need assistance in the future, please don't hesitate to reach out.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Great price easy purchase …

Great price for my two cockers next year premium and a doddle to buy online. Well chuffed.

April 15, 2026
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Reply from Healthy Pets Insurance

Thank you so much for your kind words! We're delighted to hear that you found the price great for your two cockers and that the online purchase was straightforward. If you need any further assistance with your Healthy Pets cover, please don't hesitate to get in touch.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Careing insurance

Excellent service from a company thay cares great prices & reasonable policies that states exactly what it needs toi do my cat & now my new pup would definately recommend to family & friends 🙂

April 21, 2026
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Reply from Healthy Pets Insurance

Thank you so much for your kind words and positive feedback! We're thrilled to hear that you are happy with our service and pricing for both your cat and new pup. We truly care about providing clear policies and excellent support to our customers.

We greatly appreciate your recommendation to family and friends. If you ever need any further assistance, please don't hesitate to reach out.

Kind regards,

Chris @ Healthy Pets

Rated 1 out of 5 stars

Can’t give a 0 unfortunately!!!!!!!!

Can’t give a 0 unfortunately!!!!!!!!

Please DO NOT INSURE YOUR PETS wWITH THEM!!!!

I have paid my premiums religiously for over 18 years, by direct debit

Unfortunately my cat passed away 16/04/2026.
The vet bill at on his death was £942

I am astounded that the options I have been given are to pay the vet bill myself and cancel the insurance OR

Healthy pets will pay the vet bill and I continue to pay my monthly direct debit for December 2026 for a deceased cat!!!!!!
and I also have to pay a 20% premium of that said bill because of his age when he died

What choice is that?, paying insurance for 8 months for my cat !!!!!! that is no longer breathing.
A very callous attitude!

I’m traumatised by everything that happened this week without financially struggling also

The vet himself said that he has dealt with many pet insurance companies and has never heard of any of them carry out this obscene practice.

April 17, 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for reaching out and sharing your concerns. I am very sorry to hear about the loss of your cat, and I understand how distressing this situation must be for you.

I would like to look into this further for you. I have sent you a request for further information, please complete this.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Easy to use website

Easy to use website, no hard sell or endless cold calling. Clear and complete policy information

April 15, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking the time to share your positive feedback about our website and service. We're delighted to hear that you found the process easy to use and appreciated the clear policy information.

If you have any further questions or need assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Easy to apply

Easy to apply. Seems to offer all I need for my cat at this time.

April 16, 2026
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Reply from Healthy Pets Insurance

Thank you for your positive feedback. We're delighted to hear that you found it easy to apply and that it meets your cat’s needs.

If you have any further questions or require assistance, please don’t hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Easy to obtain a quote

Website was very easy to navigate
Fully explained what I was getting at each level
I was recommended by family to check and glad I did
Fantastic

April 3, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for your kind words and positive feedback! We're thrilled to hear that you found our website easy to navigate and that the information provided at each step was clear. It's wonderful that your family recommended us, and we're glad you decided to check us out.

If you ever need any assistance or have questions, feel free to reach out. We're always here to help.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Quick and easy

Easy to understand contract and good price and value for money.

April 12, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your positive feedback! We're glad everything was straightforward and that you’re happy with the price and value. If you ever need any help or have questions, feel free to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Very easy to purchase via money…

Very easy to purchase via money supermarket app

April 16, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your kind feedback! We're delighted to hear that you found the whole process very easy. If you need any further assistance or have any questions, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

The form's were easy to fill in and to…excellent value

The form's were easy to fill in and to understand

April 15, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback! We're pleased to hear that the forms were clear and straightforward for you. Should you need any further help or have any questions about your policy, feel free to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 1 out of 5 stars

DO NOT RECOMMEND

DO NOT RECOMMEND! Claim process is complicated and very lengthy-also, in our experience, often challenged. But most importantly, total disregard for our loyalty as customers of 13 yrs +!!! Insurance premium for our pet has been increased out of nowhere by a whopping 50% year on year :( citing generic costs increases. Heartbreaking that an older pet which obviously is more likely to be in need of medical attention get penalized in this way. Think carefully before putting the health of your beloved pet in Healthy Pets hands - they are very happy to take your money when the pet is young and healthy but very quick to radically increase the premium when your pet might need it the most, knowing you have no other choice than staying with them. Literally heartbreaking to think that we might not even be able to afford medical insurance anymore. Thank you Healthy Pets!!!

April 15, 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thanks for taking the time to leave a review. I'm sorry hear about your dissatisfaction with the cots of the insurance. We would love an opportunity to look into this further and have request some contact information via Trustpilot.

Please respond to our request so we can investigate your concerns.

Kind regards,

Chris @ Healthy Pets

Rated 5 out of 5 stars

Sent a claim in for my dog 10 days ago…

Sent a claim in for my dog 10 days ago and they settled it with the vet today .so they ha very been amazing

April 14, 2026
Unprompted review
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for taking time to leave a review! We're really pleased to hear that the claim for your dog was settled quickly and that you had an amazing experience with Healthy Pets.

If you need any further assistance, please don't hesitate to reach out.

Kind regards,

Darren @ Healthy Pets

Rated 4 out of 5 stars

Revised premium

Insurance cover specified at a revised premium

April 9, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for choosing Healthy Pets for your insurance. We understand how important it is to have the coverage you want at a competitive price. We are happy to hear that we achieved this with you.

If you need anything in the future, please let us know.

Kind regards,

Michelle @ Healthy Pets

Rated 4 out of 5 stars

It was fairly easy to buy the…

It was fairly easy to buy the insurance. There was a difference between the product listed on Money Supermarket and the website when I clicked through but I purchased another product anyway.

April 8, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback. I’m glad to hear that you found it fairly easy to buy the insurance. I apologize for any confusion caused by the difference between the product listed on Money Supermarket and the product on our website. We appreciate your understanding and are happy that you were still able to find a suitable policy.

If you have any further questions or need assistance with your policy, please don't hesitate to get in touch.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Will take away some of the worry of health and money

I haven’t needed to call on the company’s help because I’ve only just signed my kitten up and of course I’m hoping she has a long and healthy life. This will just take some of the worry away if it ever comes to issues with her health.

April 12, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you so much for sharing your kind words. We're glad to hear you've just signed your kitten up and hope she enjoys a long, happy, and healthy life. We're here to support you whenever you need us, so please don't hesitate to reach out if you have any questions or concerns.

Kind regards,

Darren @ Healthy Pets

Rated 5 out of 5 stars

Good value and easy to set up online…

Good value and easy to set up online application

April 13, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your positive feedback! We're delighted to hear that you found our service good value and that the online application was easy to set up. If you need any further assistance, please don't hesitate to get in touch.

Kind regards,

Michelle @ Healthy Pets

Rated 5 out of 5 stars

Very good price

Very good price, shopped around found deal on money supermarket. Very easy to buy on line. Happy with price and excess was much better than others.

April 5, 2026
Healthy Pets Insurance logo

Reply from Healthy Pets Insurance

Thank you for your feedback! We're delighted to hear that you found a great price through Money Supermarket with us and that the online purchasing process was easy. It's wonderful to know that our pricing and excess met your expectations compared to others.

If you need any further assistance or have any questions, please don't hesitate to get in touch.

Kind regards,

Michelle @ Healthy Pets

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