Intelligent Insurance Reviews 

5,563
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 466 reviews, reviewers overwhelmingly had a great experience with this company and its reliable offerings. Customers frequently praise the knowledgeable staff and efficient phone support, noting that they genuinely appreciate speaking directly with helpful people instead of automated systems. Consumers also mention the competitive pricing and explain how easy it is to set up or renew their policies compared to alternative providers. However, some reviewers were not happy with the digital features, mentioning significant difficulties with the web portal and connecting through the online chat. A few other people also felt that certain renewal quotes were unexpectedly high or experienced communication delays when trying to get assistance.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting helpful, polite, and efficient... See more

Price

Consumers find price to be positive, frequently highlighting very competitive quotes and reductions compared... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting polite and knowledgeable staff who... See more

Service

Reviewers highlight positive aspects of service, noting that staff members are exceptionally clear, concise,... See more

Website

Clients share ambiguous opinions on website experiences, with many reviewers praising the clearly laid out... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was looking for buildings and contents insurance for a coach house. Jack was extremely helpful and patient. He was able to answer all my queries and I feel assured I have obtained the right insuranc... See more

Company replied

Rated 5 out of 5 stars

As a new customer I was very impressed by the knowledge of the staff, the excellent customer service and the fact that there were no Bots or automated systems. I spoke with a real person after a very... See more

Company replied

Rated 5 out of 5 stars

It was great and reliable service. I found Jack and Katie both helpful and supportive. Jack, also explained the policy well. And the online service was quick and efficient. I've spoken to other h... See more

Company replied

Rated 5 out of 5 stars

First time dealing with this Insurance company as I needed specific insurance to cover building work. Quick, straight talking, and were contactable by phone immediately. Dealt with Emma Newman who,... See more

Company replied


Company details

  1. Home Insurance Agency
  2. Insurance Agency

About Intelligent Insurance

Written by the company

Intelligent Insurance is dedicated to finding home insurance for typically ‘hard to insure’ properties and circumstances. From unoccupied home insurance to insurance for listed buildings and holiday homes, we'll strive to arrange high-quality, competitively priced home insurance, whatever your property type, condition, usage or personal circumstances.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 63% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(5,563)

435 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Such a relief to deal with this company…

Such a relief to deal with this company who helped me out of an insurance crisis. Very polite and helpful staff.

July 7, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review, Sally-Anne.

We’re really pleased we could help when you needed us most. Insurance crises are stressful enough, so it’s good to hear the team were polite, helpful and able to get things sorted.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Prompt and efficient response to my…

Prompt and efficient response to my insurance queries. Good to have a “human” chat and not a bot.

July 7, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review, Pam.

Prompt, efficient answers and a proper human chat - no bots, just people who are happy to help.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Super Service

Having started my policy on line, Sam from Customer Services called me and helped me with the queries I had. He was really helpful and found me a good quote having had my old policy instantly cancelled by my previous insurers because I had not remembered to inform them about building work.

July 2, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your lovely review, Claire.

Having a policy cancelled because of building work is stressful, so we’re really pleased Sam was able to step in, answer your questions and help find a good quote.

We’ll make sure your kind words are passed on to him. Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Very fast and efficient service

Very fast and efficient service. I had my new policy re-jigged to suit my current needs, all done with online chat with an actual, live, human member of staff. It was all sorted in 5 minutes.

July 3, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank's for your review, Roy.

A policy re-jigged to suit your needs, sorted in 5 minutes, by an actual human on live chat. That’s exactly how we like to do things - intelligently!

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Very pleased with my new cover

Very pleased with my new cover - and the professional, prompt and excellent service

July 2, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you Eric for great review.

We’re really pleased you’re happy with your new cover and that the service was professional, prompt and excellent throughout.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Excellent friendly service

Excellent friendly service. Good value.

June 30, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you for the review, Rodger.

Friendly service and good value, that’s exactly what we aim for.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Good company

Well to my surprise 'Intelligent Insurance' didn't only match the quote they gave me last year for my house insurance, they actually beat it, so I definitely stayed with them - good for them.

July 1, 2026
Unprompted review
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Reply from Intelligent Insurance

Thanks for the review, Peter.

Beating last year’s price wasn’t by chance. We work hard to offer competitive house insurance prices, so we’re glad renewing with us was an easy decision.

That sounds like a pretty intelligent choice to us.

We’re delighted you chose to stay with us. Thanks again for renewing with Intelligent Insurance.

Rated 1 out of 5 stars

Horrendous to contact anyone

If you want to speak to anyone on the phone, there’s no contact numbers. The online chat feature never seems to connect blaming cookie settings. Do yourself a favour and get your insurance elsewhere unless you want to spend an eternity working out how to contact this lot

June 30, 2026
Unprompted review
Rated 5 out of 5 stars

Intelligent have been so easy to deal with

Intelligent have been so easy to deal with. Email keeping me up to date with my renewal and the best bit hardly any increase. 1st time in many many years that I've not had to /wanted to do a comparison for my renewal. Completed and paid on line. Peace of mind & no hassle. Thank you

June 25, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you for your review, Mrs Pinnick.

No comparison shopping, hardly any increase, and a renewal completed online without any hassle? That is exactly how it should be.

We’re really pleased the emails kept you up to date and made renewing with Intelligent Insurance so straightforward.

Thanks again for staying with us.

Rated 5 out of 5 stars

Excellent service

Simple, easy and efficient email information about insurance details made renewal effective, coupled with welcome decrease in premium rate.

June 25, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you, Mr Rees-Williams, for your kind review.

We’re pleased the renewal information was clear, simple and easy to act on. And a lower premium is always a welcome part of the process.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐

I recently renewed my home insurance policy with Intelligent Insurance, and I would like to express my sincere appreciation for the excellent customer service I received throughout the renewal process.

I had a number of questions regarding my policy, including cover for lodgers, excesses, accidental damage, liability, and various policy conditions. Katie Peters was exceptionally patient, professional, and helpful in answering all of my enquiries. She took the time to provide detailed explanations and clarifications, enabling me to fully understand my cover and make an informed decision.

I greatly appreciated the clear communication, prompt responses, and the care taken to ensure that my circumstances were properly understood and recorded.

Thanks to Katie's assistance, I was able to renew my policy with confidence, knowing exactly what cover I had in place.

Thank you to Katie and the Intelligent Insurance Team for your excellent customer service. I would not hesitate to recommend Intelligent Insurance to others.

Mrs C Reuben

June 24, 2026
Unprompted review
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Reply from Intelligent Insurance

Thank you, Mrs Reuben, for such a thoughtful and generous review.

Renewing home insurance should never feel like a leap of faith. You should be able to ask questions, understand the answers, and know exactly what you are choosing. We’re delighted that Katie took the time to talk through the details of your cover clearly and carefully, so you could renew your home insurance with confidence.

We’ll make sure Katie sees your kind words. Thorough, patient and professional is exactly the standard we aim for, and it sounds as though she was on top form.

Thank you again for renewing with Intelligent Insurance, and for recommending us to others.

Rated 5 out of 5 stars

Online form followed up with a phone call. Ideal way.

Filled in the online application but was unable to answer a couple of questions.
I was contacted by phone the next morning and immediately sorted out the problem. and at a very competitive price.
The ideal way to set up a “working from home” policy.

June 23, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Eric,

Thank you for your kind review.

We’re pleased the online form and follow-up call worked so well together. Some working-from-home insurance questions are easier to resolve with a quick conversation, and it’s great to hear everything was sorted promptly at a competitive price.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Expertise

Expertise from Philip during several phone calls, reassurance for insuring my late father's unoccupied home, very good price compared to competitors.

June 23, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Sarah,

Thank you for your kind review.

We know arranging insurance for a late parent’s unoccupied home can be a difficult time, so it’s good to hear Philip was able to provide reassurance and clear guidance over the phone.

We’re also pleased we could offer a competitive price. We’ll make sure your kind words are passed on to Philip.

Best Wishes,
Intelligent Insurance Team

Rated 5 out of 5 stars

It made a pleasant change to be able to…

It made a pleasant change to be able to speak to a human being instead of on line. Efficient and helpful thank you

June 23, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review, Steve.

Sometimes it is simply better to speak to a real person. That's one of things that sets us apart!

We’re glad the team could be helpful and get things sorted efficiently.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

So helpful and friendly

It was a total pleasure to speak with someone who was so helpful, friendly and fun! Nothing was too much of a problem to sort out.

June 23, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Barry & Debbie,
Thank you for such a lovely review.

Helpful, friendly and fun is a pretty great combination - and not one you'd naturally associate with home insurance. Having said that, we’re absolutely delighted the team made things easy to sort out for you.

Thank you for choosing Intelligent Insurance.

Rated 1 out of 5 stars

A follow up to my previous review

A follow up to my previous review.
Intelligent insurance charged a £50 ad-min fee, and refused to return my deposit when I use my 14-day cancellation, before my policy had started.
Research has found this...
"Banks, lenders, and brokers must clearly itemise and disclose all administrative and processing fees upfront to comply with clear-pricing regulations."
In other words, if a broker is charging admin fees, they should itemise the fees and not charge one specific amount. Regardless, this isn't what intelligent insurance is doing. My educated guess is that they are using the admin fee so called, to cover the fee that they've had to pay the comparison site they advertised on, in other words to cover their advertising cost. I guess there's nothing wrong with that if that's what they're doing as long as they're prepared to be upfront about it, but to hide it under the heading admin fee isn't a company I would want to deal with again.
My previous experience with intelligent insurance some years ago, I was with them for 2 or 3 years, I didn't have an issue. But then I didn't have the need to use my 14-day cancellation.

May 7, 2026
Unprompted review
Rated 4 out of 5 stars

Extremely friendly, helpful and very patient.

Having been told by a well known insurance company for the elderly that due to a policy change they are unable to renew my mum's house insurance, (for issues related to climate change), I found Intelligent Insurance on a comparison website.

Although the website asked a lot of difficult questions (the house was purchased over 50 years ago), I eventually telephoned the company for help with the full quote and spoke to Dawn, who was extremely friendly, helpful and very patient. Between us, we completed the quote, which is very satisfactory.

This review would have been 5 stars, but sadly I had to knock of a star for the difficult website. Dawn definitely deserves 5 stars.

Thank you.

June 22, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Sasha,

Thank you for taking the time to leave such a thoughtful review.

We’re sorry the website made the process more difficult than it should have been, especially when dealing with questions about a home bought many years ago. Your feedback is really helpful and will be taken on board.

We’re very glad Dawn was able to step in, take the time to work through the quote with you, and help arrange home insurance that felt satisfactory for your mum. She absolutely deserves the five stars, and we’ll make sure your kind words are passed on to her.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Excellent customer service

The customer service i received was excellent,although I first aplied on line i always prefer speaking to customer services to make sure i have everything correct, happy with the price and everything went smoothly. Excellent service thankyou.

June 19, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your lovely review, David.

It’s great to hear that speaking to the team helped make sure everything was correct and that the process went smoothly from there.

We’re also pleased you were happy with the price.

Thanks again for choosing Intelligent Insurance for your home insurance!

Rated 5 out of 5 stars

Quick and easy

Quick and easy, terms and conditions, excesses and other important information easy to find and review. Thank you.

June 19, 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Sara,

Thank you for your 5-Star review.

We’re pleased everything was quick and easy, and that the key policy details were clear and easy to find.

Thanks again for choosing Intelligent Insurance for your home insurance.

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