I open this account for my daughter first so I can send her how much she needs and control her spending. But I was so satisfied with koho , with so many options for saving and all benefits what koho o... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I made the switch to Koho a few years ago when I was living overseas. The no foreign exchange option with the everything plan saved me a ton of cash and still allowed me to earn cash back on foreign... See more
Company replied
All good after a year of use. Cashback is a nice feature. Also the account is basically free if you have just one direct deposit a month. The virtual MasterCard and physical one all work basica... See more
Company replied
Koho goes above and beyond. I have never experienced delays in direct deposits, etransfers, bill paying or anything. They have a lovely suite of products that help build you credit and I use all... See more
Company replied
Company details
- #12 of 22 best companies in Non-Bank Financial Service
- #16 of 25 best companies in Alternative Financial Service
- #15 of 19 best companies in Financial Consultant
- #9 of 14 best companies in Financial Institution
- #3 of 9 best companies in Money Transfer Service
Written by the company
KOHO is the simple, secure, and rewarding way to manage your money. We empower Canadians to improve their financial lives without the red tape and high fees found elsewhere. We provide easy-to-use tools for spending, saving and credit building all in one place.
Contact info
601 West Broadway, Suite 400, V5Z 4C2, Vancouver, Canada
- trustpilot@koho.ca
- www.koho.ca
GET AHEAD. STAY THERE.
4.5
Excellent
2K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 70% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
My credit has been boosted by almost 60…
My credit has been boosted by almost 60 points in the 5 months I've been using it for that exact reason .... Well built program and results are real!
July 6, 2026
Reply from KOHO
Thanks so much for the review! We really appreciate your feedback.
It came in hand when I was really stuck…
It came in hand when I was really stuck especially on visits out of town for drs appts and other miscellaneous
July 6, 2026
Reply from KOHO
Thank you so much for the kind words, we really appreciate the feedback. We're so glad we could be there for you when it mattered most!
Reply from KOHO
Thank you so much for this review! We really appreciate your feedback.
I recommend you get KOHO that is very…
I recommend you get KOHO that is very sensitive bank and save interest. Thank you for our trust.
July 6, 2026
Reply from KOHO
Thank you so much for this review! We really appreciate your feedback.
Never had any issues.
July 3, 2026
Reply from KOHO
Thank you so much for this review! We really appreciate your feedback.
Its been great having a CC that doesnt…
Its been great having a CC that doesnt suck. Actually got money back like they said, unlike others. Been a great 2yrs
July 3, 2026
Reply from KOHO
Two years and counting, that's what we love to hear! We're glad the cash back has been delivering as promised and that we've been able to keep things refreshingly straightforward. Thanks so much for your continued loyalty and support!
Reply from KOHO
Thank you so much for this review! We really appreciate your feedback.
Reply from KOHO
Thanks so much for the review! We really appreciate your feedback.
The easiest and fastest way doing…
The easiest and fastest way doing bussiness with you
July 5, 2026
Unprompted review
Reply from KOHO
Thank you so much for this kind review!
Reply from KOHO
Thanks so much for the review! We really appreciate your feedback.
I appreciate the quick response and how…
I appreciate the quick response and how koho asks me questions about my account for the fraudulent transactions that were made on my koho account.. 10/10 koho 🙌⭐️
July 5, 2026
Unprompted review
Reply from KOHO
Thank you so much for the kind words! We take the security of your account seriously, and we're glad our team was able to assist you with this!
Koho has been amazing with me i love…
Koho has been amazing with me i love the fact that I can have an overdraft and it helps build my credit
Thank you Koho
July 2, 2026
Reply from KOHO
Thank you for the wonderful review! It's great to hear that both the Cover and Credit Building are making a positive impact!
Efficient & Easy
Secure. Easy to use to split bills. Easy to save and send money. Great credit building offers, and nice designs that are soft on the eyes.
July 1, 2026
Reply from KOHO
Thanks so much for the review! We really appreciate your feedback.
Reply from KOHO
Thank you for the kind review! We're glad the account has been easy to get started with and that the Credit Building and saving features are working well for you.
Reply from KOHO
Thank you for sharing this! We're so happy to have helped you improve your credit score!
New account questions
I had a few questions about my new account and they were answered in a easy way to understand.
July 3, 2026
Unprompted review
Reply from KOHO
Thank you for sharing this! We're so glad we were able to answer your questions in a clear and easy way as you get started with your new account!
I have referred many friends and family…
I have referred many friends and family to ise Koho. Its easy to track your credit and build. It helped my daughter to build her credit when just starting out.
June 29, 2026
Reply from KOHO
Thank you for sharing this! We're so happy to hear you've been recommending KOHO to your friends and family. It means a lot to us, and we're glad it's been a helpful tool for your daughter as she starts building her credit.
Koho has given me flexibility to be…
Koho has given me flexibility to be able to make credit card purchases while growing my credit and helping me manage my finances.
June 29, 2026
Reply from KOHO
Thank you for sharing this! We're so glad KOHO has given you the flexibility to make purchases, grow your credit, and manage your finances all in one place.
Delightful
June 24, 2026
Reply from KOHO
Thanks for the review. We'd love to know how we can change this to a 5-star review! Please reach out to our support team via the KOHO app/website (https://www.koho.ca/contact/) or via email at support@koho.ca, and they will be more than happy to further support you.
Reply from KOHO
Thanks so much for the review! We really appreciate your feedback.
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