Lendio Reviews 

21,884
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 317 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff and responsive account managers for patiently guiding them smoothly through the entire loan application process. People really appreciate the fast communication, helpful support, and the intuitive digital portal that consistently makes securing business financing straightforward and efficient. Some reviewers were not happy with the funding outcomes, noting that they were ultimately declined after completing paperwork or experienced sudden communication issues. Consumers also felt frustrated by aggressive sales tactics, unhelpful interactions, or not receiving the expected loan amounts despite having strong financial credentials.

What people talk about most

Staff

Clients share positive opinions on staff, consistently praising their professionalism, patience, and... See more

Service

Customers consistently note positive experiences with service, highlighting fast funding and professional... See more

Customer service

Reviewers mention positive feedback about customer_service, consistently describing representatives as... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as smooth,... See more

Response time

Users describe positive interactions with response_time, highlighting fast turnarounds and quick funding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Being an entrepreneur means that you have to be a tenacious problem solver. Soren reached out after I submitted my application - just to follow up. I was unsure if I was planning on moving forwa... See more

Company replied

Rated 5 out of 5 stars

Stumbled upon lendio online and applied. I figured it was another complicated long process loan company so I ignored many calls. When I finally answered the phone Soren instantly seemed to care and to... See more

Company replied

Rated 5 out of 5 stars

The communication and knowledge of each person was good. They prepared and talk through each step well. I had worked with another online lender and was the complete opposite. I was already leary of th... See more

Company replied

Rated 5 out of 5 stars

Kayla was great! Super professional and on point. When I got frustrated and concerned over some of the paper work, she kept a level head and projected confidence and optimism. In the end everything we... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business Development Service
  4. Business to Business Service
  5. Financial Consultant
  6. Financial Institution

Written by the company

Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform. The Lendio Marketplace matches business owners with funding from over 75 lenders and financial partners, all through one simple online application. Lendio’s Embedded Marketplace brings this experience seamlessly to small business service providers’ ecosystems, allowing them to embed a full loan application and funding solution within their platform. For banks and lenders, Lendio’s purpose-built software integrates within their tech stack to automate small business loan decisioning, underwrite applicants, and connect financial institutions with curated applicants from Lendio’s direct and embedded marketplaces. With a single technology platform, Lendio is fueling the dreams of small business owners wherever they seek capital. Since 2011, Lendio has facilitated more than 400,000 small business loans and other financing options totaling over $16 billion.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

22K reviews

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4.5

All reviews

(21,884)

309 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

A solid loan experience

Complete answers to questions, straightforward in timely response, took the time to fully understand our business situation and help us identify the best solution for us. Nathan understood what he was doing and understood what we needed and made the perfect match.

January 14, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you so much for sharing your experience! We’re thrilled to hear that Nathan took the time to really understand your business and help find the solution that was the perfect fit. We’re glad the process was straightforward and timely, and we appreciate you trusting Lendio to support your business.

Rated 1 out of 5 stars

Didn’t hear back

Didn’t hear back

December 19, 2025
Lendio logo

Reply from Lendio

Hi Richard,
Thank you for taking the time to share this, and we’re truly sorry for the frustration caused by the lack of follow-up. We understand how important timely communication is. Mitch is currently out of the office and will be back on Tuesday, and we’ll make sure he reaches out then to reconnect and discuss next steps. We appreciate your patience and the opportunity to continue the conversation.
--the Lendio team

Rated 5 out of 5 stars

Pretty good n quick

Pretty good n quick

January 15, 2026
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Reply from Lendio

Thank you for your feedback! We’re glad to hear the process was quick and worked well for you. We appreciate you choosing Lendio and hope to continue supporting your business in the future.

Rated 5 out of 5 stars

I was very impressed with Jake and how…

I was very impressed with Jake and how helpful and efficient he was in communicating all the things that I needed to secure my loan.

January 12, 2026
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Reply from Lendio

Thank you for sharing your experience, Heidi! We’re glad to hear that Jake’s clear communication and efficiency made the funding process smooth and easy for you. He takes pride in making sure our customers feel informed and supported every step of the way. We appreciate you choosing Lendio and wish you continued success with your business.

Rated 4 out of 5 stars

Great

Great ! The lenders are very helpful and supportive

January 11, 2026
Lendio logo

Reply from Lendio

We are so grateful for your review. Thanks for sharing your rating with us, as it helps other small businesses like yours trust us to help them with their small business financing needs.

Rated 5 out of 5 stars

Outstanding Experience with Lendio

Outstanding Experience with Lendio — and Jake Morgan Went Above and Beyond

We had an exceptional experience working with Lendio, and we cannot say enough good things about Jake Morgan.
From start to finish, the process was smooth, efficient, and incredibly well-supported. Jake was knowledgeable, responsive, and truly invested in helping our business succeed. Thanks to his expertise and follow-through, we were able to secure both an immediate deposit and a line of credit for our business — something that made a huge difference for our operations and peace of mind.
Jake took the time to explain our options clearly, moved quickly when timing mattered, and made what can often be a stressful process feel straightforward and manageable. It’s rare to find someone who combines professionalism, urgency, and genuine care the way he does.
If you’re a business owner looking for funding support, we highly recommend Lendio — and especially Jake Morgan. This was hands-down one of the best financing experiences we’ve had.

January 12, 2026
Unprompted review
Lendio logo

Reply from Lendio

We’re thrilled to hear about your experience and truly appreciate you taking the time to share such thoughtful feedback. Jake will be especially glad to know his responsiveness, expertise, and dedication made a meaningful difference for your business. Helping our customers navigate their options with clarity and confidence is exactly what we aim for, and we’re glad the immediate deposit and line of credit provided both support and peace of mind. Thank you for the strong recommendation and for trusting Lendio with your financing needs—we’re grateful to be part of your journey.

Rated 5 out of 5 stars

Lendio was great

Lendio was great. Forward Funding did not wire the funds as promised (eventhough I paid extra for them to do so). They have yet to refund the extra cost of the wire transfer and are not returning any of my communications. Will not do business with them in the future.

January 11, 2026
Lendio logo

Reply from Lendio

Hi Michael,
Thank you for the 5-star review and for your kind words about Lendio! We’re glad to hear you had a positive experience with our team. We’re sorry for the frustration caused by the delay and the confusion around the wire transfer. We’ve since confirmed with the funding partner that the funds were released, though later than originally expected. We understand how important clear communication and timing are, especially when additional fees are involved. While funding timelines and fees are handled directly by the funder, we appreciate you bringing this to our attention and will share this feedback with our team for review.
--the Lendio team

Rated 5 out of 5 stars

Mo who helped me was excellent in…

Mo who helped me was excellent in explaining terms, communication and patience. He made the experience less stressful and was not aggressive like other representatives can be pushing a certain product.

January 10, 2026
Lendio logo

Reply from Lendio

We’re glad to hear Mo made your experience clear and stress-free. Taking the time to explain terms, communicate openly, and focus on what’s right for each business is exactly how our team aims to support clients as they explore their financing options. We appreciate you sharing your experience and wish you continued success!

Rated 5 out of 5 stars

Great service and great loan options

I worked with Jamila and Desiree who were awesome. I was funded with an SBA loan within weeks not months. My business now has a great foundation to grow!

January 2, 2026
Unprompted review
Lendio logo

Reply from Lendio

We appreciate you sharing your experience. Jamila and Desiree were happy to support you through the SBA funding process, and we’re glad it moved faster than expected. Best wishes as your business continues to grow!

Rated 1 out of 5 stars

Waste of time

Waste of time. I had other Leander approve the business. This company denied it. Big mistake because my business has doubled every year. Shop some where else.

January 8, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for the feedback, and congratulations on your business’s impressive growth!

To provide some context, Lendio is a business marketplace with specific partner requirements. Most business lenders require at least three months of consistent history in a single business bank account to verify cash flow. Because your application involved a recent switch between accounts and relied on personal statements rather than business ones, it didn’t meet the current stability criteria our partners require for an approval.

We’re glad you found a solution elsewhere and wish you continued success as you scale!

Rated 5 out of 5 stars

Great Process

Mr. Hogan was very diligent about helping me find and fulfill a loan request.

January 9, 2026
Lendio logo

Reply from Lendio

Thanks for the kind words, Ricardo! We’re happy to hear Mr. Hogan was so helpful in guiding you through the process and finding a great funding option. We appreciate you choosing Lendio and wish you the best with your business!

Rated 4 out of 5 stars

Goodgood

Good service

December 4, 2025
Lendio logo

Reply from Lendio

Thank you for your feedback, Joe! We’re glad to hear you had a positive experience with our service and appreciate you taking the time to share it.

Rated 5 out of 5 stars

The process was easy

The process was easy, and the loan officer was helpful and accommodating. I was able to access funds just when I needed them.

January 3, 2026
Lendio logo

Reply from Lendio

Thank you for sharing your experience, Jay! We’re thrilled to hear the process was easy and that our loan officer was helpful and accommodating. It’s great to know you were able to access funds when you needed them—we’re proud to support small business owners like you.

Rated 5 out of 5 stars

Very quick and easy process

Very quick and easy process. You helped when many others would not!

January 3, 2026
Lendio logo

Reply from Lendio

Thank you for the great review, Troy! We’re glad to hear the process was quick and easy, and that our marketplace was able to connect you with funding options when others could not. Supporting small business owners is what we’re here for, and we appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Very professional

Very professional
Very good communication

January 3, 2026
Lendio logo

Reply from Lendio

Thank you for your feedback, Felix! We’re glad to hear our team provided professional service and clear communication. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Brady was fantastic

Brady was fantastic! Was working hard to find funding late in the day on New Year’s Eve. If one route was going to work he found another one!

December 31, 2025
Unprompted review
Lendio logo

Reply from Lendio

We really appreciate you taking the time to share this feedback, Nick! Brady’s dedication to finding the right funding solution, even late on New Year’s Eve, is exactly the level of service we strive for. We’re glad he could help and wish you continued success with your business.

Rated 5 out of 5 stars

Lendio was very proactive to get my…

Lendio was very proactive to get my company funded, Brady their executive was very persistant and great followup.

January 2, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for the great review, Gustavo! We’re glad to hear Brady’s persistence and follow-up helped get your business funded. Our team is always committed to being proactive and supportive throughout the process. We appreciate you choosing Lendio and wish you continued success!

Rated 5 out of 5 stars

The overall experience was great

The overall experience was great. The reps made everything simple and the process was quick and seamless.

December 29, 2025
Lendio logo

Reply from Lendio

Thank you for the 5-star review, Marcus! We’re glad to hear our team made the process simple and seamless. It was a pleasure working with you, and we’re always here if you need us again.

Rated 2 out of 5 stars

You can ensure that the offers…

You can ensure that the offers presented are the actual offers available. Instead of providing numbers then switching them at the last minute even after agreement. In every other business on the planet you would have been bound to honor the product you presented.

January 1, 2026
Lendio logo

Reply from Lendio

Hi Ronnie,
Thank you for taking the time to share your experience. We understand how frustrating it can be when terms change, and we’re sorry for the confusion this caused.
In this case, an internal system error incorrectly converted a nominal monthly rate into an APR for a fee-based line of credit. Once identified, we immediately explained the issue, paused the process, and worked with you to find a better solution rather than moving forward on terms that weren’t accurate.
As a result, we were able to secure a reduced commitment fee and qualify you for a term-based line of credit with transparent, APR-based pricing. While this adjusted the term length, it significantly reduced the overall cost of financing—saving nearly $22,000 compared to the original option.
We strive to be transparent and act in our customers’ best interests, especially when something doesn’t go as planned. We appreciate the opportunity to correct the issue and help you secure a more cost-effective solution, and we’re continuing to improve our systems to prevent this from happening again.
If you’d like to discuss this further, our team is always happy to help. We're available Monday through Friday from 7:30 a.m. to 5:00 p.m. MST at (855) 853-6548 and customersupport@lendio.com.
--the Lendio team

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