Lendio Reviews 

21,882
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 317 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff and responsive account managers for patiently guiding them smoothly through the entire loan application process. People really appreciate the fast communication, helpful support, and the intuitive digital portal that consistently makes securing business financing straightforward and efficient. Some reviewers were not happy with the funding outcomes, noting that they were ultimately declined after completing paperwork or experienced sudden communication issues. Consumers also felt frustrated by aggressive sales tactics, unhelpful interactions, or not receiving the expected loan amounts despite having strong financial credentials.

What people talk about most

Staff

Clients share positive opinions on staff, consistently praising their professionalism, patience, and... See more

Service

Customers consistently note positive experiences with service, highlighting fast funding and professional... See more

Customer service

Reviewers mention positive feedback about customer_service, consistently describing representatives as... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as smooth,... See more

Response time

Users describe positive interactions with response_time, highlighting fast turnarounds and quick funding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Being an entrepreneur means that you have to be a tenacious problem solver. Soren reached out after I submitted my application - just to follow up. I was unsure if I was planning on moving forwa... See more

Company replied

Rated 5 out of 5 stars

Stumbled upon lendio online and applied. I figured it was another complicated long process loan company so I ignored many calls. When I finally answered the phone Soren instantly seemed to care and to... See more

Company replied

Rated 5 out of 5 stars

The communication and knowledge of each person was good. They prepared and talk through each step well. I had worked with another online lender and was the complete opposite. I was already leary of th... See more

Company replied

Rated 5 out of 5 stars

Kayla was great! Super professional and on point. When I got frustrated and concerned over some of the paper work, she kept a level head and projected confidence and optimism. In the end everything we... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business Development Service
  4. Business to Business Service
  5. Financial Consultant
  6. Financial Institution

Written by the company

Lendio is transforming small business lending by connecting small businesses, lenders, and small business service providers through a single integrated technology platform. The Lendio Marketplace matches business owners with funding from over 75 lenders and financial partners, all through one simple online application. Lendio’s Embedded Marketplace brings this experience seamlessly to small business service providers’ ecosystems, allowing them to embed a full loan application and funding solution within their platform. For banks and lenders, Lendio’s purpose-built software integrates within their tech stack to automate small business loan decisioning, underwrite applicants, and connect financial institutions with curated applicants from Lendio’s direct and embedded marketplaces. With a single technology platform, Lendio is fueling the dreams of small business owners wherever they seek capital. Since 2011, Lendio has facilitated more than 400,000 small business loans and other financing options totaling over $16 billion.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

22K reviews

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4.5

All reviews

(21,882)

309 reviews in the last 12 months

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Rated 5 out of 5 stars

I had a great experience working with…

I had a great experience working with Alvaro Lino. He was professional, efficient, and made the funding process smooth and straightforward. I really appreciated his responsiveness and focus throughout the approval process. Highly recommended.

May 28, 2026
Unprompted review
Lendio logo

Reply from Lendio

At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!

Rated 5 out of 5 stars

Thank you Hannah Hanyon!

I want to take a moment to sincerely thank the customer service Hannah Hanyon who helped me through my loan process. From start to finish, the experience was fast, easy, and stress-free. She was professional, patient, knowledgeable, and truly cared about helping me find the best solution for my business needs.

What could have been an overwhelming process felt smooth and simple because of her communication and support every step of the way. I truly appreciate the quick responses, transparency, and dedication she showed throughout the process.

If you’re looking for outstanding customer service and someone who genuinely wants to help, I highly recommend working with her. Thank you again for making this such an amazing experience!

May 27, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for taking the time to leave us a five-star review.

At Lendio, small businesses are our top priority. We strive to provide the best customer experience possible, and your review reaffirms our commitment to empowering small business owners.

Rated 1 out of 5 stars

Run, don't walk

My former company applied for an SBA loan with Lendio about 3 years ago. Immediately I started getting spam calls and texts to my personal phone number. The Lendio rep told me to ignore them and deal with Lendio directly. Lendio was never able to fund a loan, and my old company found a better alternative, but I still get multiple daily spam messages. I found a form online to delete our information but "privacy at lendio.com" disclaimed responsibility. Do yourself a favor and deal with a different lender who won't make your life an ongoing nightmare.

May 26, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for sharing your experience. We were unable to locate an account associated with the information provided. We want to look into this further. Please contact us at (855) 853-6548 or customersupport@lendio.com with additional details so we can connect you with the right team member. Our hours of operation are Monday through Friday from 7:30 AM to 5:00 PM MT.

Rated 1 out of 5 stars

Terrible experinece avoid them !!!

Terrible experinece avoid them !!!! a new advisor every week. No one truely trying to get my SBA. just selling a hard push to a high-rate loan against recievables 50% interest. One guy did and told him I'll review it. The next day, he was gone, and so was the SBA offer. After that, my name and info were spread to every person in the industry with 200 contacts. I felt like a lady for hire on a bathroom wall. My credit suddenly had 75 inquiries for a loan

May 24, 2026
Lendio logo

Reply from Lendio

Daniel, thank you for sharing your feedback.
We regret that your experience felt inconsistent, and we understand how frustrating that can be when you're working to secure financing for your business.
We take concerns like yours seriously, including those related to the options presented to you throughout the process. We are reviewing your file in full, and a member of our team will be reaching out directly to walk through your file history and address each of your concerns personally.
For immediate assistance, please contact our Customer Support team at (855) 853-6548 or customersupport@lendio.com.

Rated 5 out of 5 stars

Ibi was very professional and he worked…

Ibi was very professional and he worked well to get me the loan.

May 24, 2026
Lendio logo

Reply from Lendio

At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!

Rated 1 out of 5 stars

Worst of the worst loan you can ever…

Worst of the worst loan you can ever take in your life, the process of the loan is so easy but the Terms and interest are so difficult so high and ridiculously stupid complicated. Taking this loan is basically slaving you self to them for the term of the loan. 10 thousand dollar you take as loan to help your self stand on your feet or pay off your other debt, you'll end up paying back 25k within only a year… don’t recommend it at all unless you really in-need of it and remember your going to slave your self to them.

May 24, 2026
Lendio logo

Reply from Lendio

Thank you for taking the time to share your feedback, Adnan. We appreciate the opportunity to learn from your experience.
We strive to match every customer with the most suitable funding solution for their situation, and we never want a customer to feel uncertain about their decision after funding.
If you have additional questions or would like to discuss your experience further, please don't hesitate to reach out to our Customer Support team at (855) 853-6548 or customersupport@lendio.com, Monday–Friday, 7:30 AM–5:00 PM MT.

Rated 1 out of 5 stars

I have been spammed to death with texts…

I have been spammed to death with texts and calls multiple times a day since reaching out to Lendio. At the very beginning I did speak to a couple of the lenders that called and the deals they were offering were outrageously bad. I have excellent credit. It was obvious Lendio is doing nothing to filter who they are handing your information out to. Last month Lendio reached out to me directly and I asked them to please never contact me again and I explained that the phone calls and texts have been relentless. They did not respond but the number of calls and texts increased again. The spam had slowed down at that point (after months). Now I’m right back to where it originally started and it hasn’t slowed down. To give you an idea, I’ve gotten two spam calls WHILE writing this review.

February 1, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for taking the time to share this review, Jennifer. The experience you've described isn't the experience we want for our customers, and we want to address the specific concerns you've raised.
When you apply for business financing, credit reporting agencies may share notification of your credit inquiry with other lenders (known as trigger leads), which can result in additional loan offers from companies you didn't apply with. This is a standard industry practice and does not involve Lendio sharing your specific application details. You can opt out of trigger leads at OptOutPrescreen.com or by calling 1-888-567-8688.
We'd be happy to look further into this matter for you. Any information you can provide — such as the names and contact information of the lenders calling you, or any screenshots of texts and emails you can forward to us — would help us investigate. When you asked us to stop contacting you in April, we respected your wishes and moved your file to Do Not Contact status. Because your account is in Do Not Contact status, we are respectfully not reaching out to you directly. If you'd like to get in contact with us, please call our Customer Support team at (855) 853-6548 or email customersupport@lendio.com. Our hours of operation are Monday through Friday, 7:30 AM to 5:00 PM MT. Please note our office will be closed Monday, May 25, in observance of Memorial Day.
— The Lendio Customer Support Team

Rated 5 out of 5 stars

Great service

Great service, process was quick!

May 15, 2026
Lendio logo

Reply from Lendio

At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!

Rated 5 out of 5 stars

Great service

the ease of the transaction and the ability to receive the opportunity was amazing

May 10, 2026
Lendio logo

Reply from Lendio

Thank you David for sharing your experience! We are thrilled to have met your business needs. Your kind words inspire us to continue our passion!

Rated 5 out of 5 stars

The account rep "Desiree Escalante" was…

The account rep "Desiree Escalante" was the best I have ever delt with. Her expert knowledge of the entire process from start to finish made this entire loan application simple and easy.

May 10, 2026
Lendio logo

Reply from Lendio

Thank you for taking the time to share your positive experience. We’re thrilled to hear that Desiree provided such exceptional service and made the loan application process simple and easy from start to finish. Your review helps other small businesses take the next step in their financing journey by choosing Lendio as their trusted small business financial solutions provider.

Rated 5 out of 5 stars

All very clear and fast

All very clear and fast. They listened to my issues and I received the exact offer I wanted even with a rough credit history.

May 10, 2026
Lendio logo

Reply from Lendio

Thank you for the 5-star review. Your experience matters to us, and we're inspired to empower business owners daily thanks to reviews like yours.

Rated 1 out of 5 stars

They got me a MCA in which isn’t a…

They got me a MCA in which isn’t a loan. They should’ve let me know that a MCA is loan shark money. It’s like getting money from the mafia. You have to be careful with companies that sell your business to anyone for a commission.

July 10, 2025
Unprompted review
Lendio logo

Reply from Lendio

Thank you for taking the time to share your feedback. We were unable to locate the account associated with the information provided and would welcome the opportunity to look into this further. Please reach out to our Customer Support team at (855) 853-6548 or customersupport@lendio.com with any additional details so we can connect you with the right person.

Rated 5 out of 5 stars

Devin was really good to work with

Devin was really good to work with, and he made sure it was a smooth experience.

May 5, 2026
Unprompted review
Lendio logo

Reply from Lendio

Thank you for the 5-star review. Your experience matters to us, and we're inspired to empower business owners daily thanks to reviews like yours.

Rated 1 out of 5 stars

How can anyone whos in a hole ever get…

How can anyone whos in a hole ever get it's reduculious micro loans are more profitable then big loans

May 5, 2026
Unprompted review
Lendio logo

Reply from Lendio

Hi Edwin,
We appreciate you taking the time to share your experience. Your feedback helps us better understand how we can improve our products and serve small business owners. While we strive to match every customer with the most suitable funding solution, we understand that lending products don't always meet every business's specific needs or expectations.
We’d like the opportunity to look into your specific experience to see how we can best support you. Please reach out to our support team directly at (855) 853-6548 or customersupport@lendio.com so we can discuss this further. Our team is available Monday-Friday from 7:30 AM to 5:00 PM MT.
--the Lendio team

Rated 5 out of 5 stars

Great experience

I worked with Kayla and she was very helpful in finding me the best loan for my business. Would highly recommend.

May 4, 2026
Unprompted review
Lendio logo

Reply from Lendio

At Lendio, we strive for excellence, and your 5-star review tells us we're on the right track. Thank you for being a part of our journey!

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