Liberty Mutual Reviews 

3,151
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 2,501 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting quick responses and a clear, accommodating approach to their needs. Reviewers also appreciate the efficient service and user-friendly processes, finding it easy to navigate and manage their policies. However, some customers noted concerns regarding pricing, with premiums sometimes found to be significantly higher than competitors or increasing unexpectedly. A few other people also felt that the claims process could be slow or difficult, mentioning issues like delayed inspections or prolonged communication.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers praising their helpfulness, politeness, and... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful, polite, and... See more

Service

Reviewers mention positive feedback about service, with many customers appreciating the company's efficiency... See more

Price

Customers consistently note ambiguous experiences with price, with some reviewers finding competitive and... See more

User experience

People report positive experiences with the user experience, often highlighting the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good customer service. Account website is easy to navigate. However, premium costs have risen so much that they have become a financial stress on my family's finances.

Rated 4 out of 5 stars

The Agent Abbey was such a great help w/ the issue we had w/the restoration co. in Ormond Beach,FL. When I told her about the dissatification w/ them she called the Restoration Co. in St Augustine. Th... See more

Rated 4 out of 5 stars

My names Odelys and I wanna talk about a worker by the name of Teresa Aske from liberty mutual who was incredibly helpful she layed out everything in a very simple matter she gave me reassurance on al... See more

Rated 5 out of 5 stars

Liberty mutual handled my claim from start to finish with efficiency and care. A storm had damaged my roof badly, in fact I needed a whole new roof. Liberty mutual worked with my contractor sent out a... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Gadget Insurance Company
  4. Insurance Agency
  5. Liability Insurance Company
  6. Life Insurance Agency

Written by the company

Get a free insurance quote from Liberty Mutual - specializing in car insurance, home insurance, and life insurance.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

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4.2

All reviews

(3,151)

2,523 reviews in the last 12 months

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Rated 4 out of 5 stars

The representative

The representative, Diamond was very patient and took time to go over the closing process and made sure I understood what to expect over the closing process.

July 24, 2026
Unprompted review
Rated 5 out of 5 stars

Very simple process to get my quote

Very simple process to get my quote. Went online to get a quick quote but didn't realize how fast it would be..start to finish. I'm very happy with my prices and hope for a long relationship with Liberty Mutual.

July 20, 2026
Unprompted review
Rated 5 out of 5 stars

Easy to construct a plan and play…

Easy to construct a plan and play around with different coverages and deductibles and it was easily laid out line by line what all the costs were and easy to purchase. Plus saving me over 100 a month for same exact coverage....even a little better than my last insurance carrier (progressive)

July 20, 2026
Unprompted review
Rated 1 out of 5 stars

After more than 40 years with our local…

After more than 40 years with our local insurance agency and over 20 years insured through Safeco (now Liberty Mutual), we have made the difficult decision to move all of our insurance coverage elsewhere.

This decision has nothing to do with price. In fact, we're willing to pay more for an insurance company that we trust to investigate claims fairly and objectively.

Our experience with Liberty Mutual's claims department was incredibly disappointing. The original denial of our claim relied on a sump pump that did not even exist in our home. After we pointed out that error and provided documentation from our plumber identifying an obstruction in our plumbing line, the basis for the denial changed. Rather than addressing why the policy's exception for an on-premises obstruction did not apply, Liberty Mutual concluded the loss was caused by an off-premises sewer backup.

Throughout the process, we submitted additional documentation, obtained written clarification from plumber, researched the weather event, and asked specific questions about the evidence supporting Liberty Mutual's conclusions. We never felt that our information was given meaningful consideration.

Instead, it seemed that the explanation for the denial evolved while the outcome never changed.
Perhaps the most disappointing part is that this came after decades of loyalty. We insured our home, two automobiles, and our boat, filed very few claims over the years, and had never before had a claim denied.

The people we dealt with were courteous, but courtesy alone is not enough when you lose confidence in the fairness and objectivity of the claims process.

If you're choosing an insurance company, remember that the real test isn't how easy it is to buy a policy—it's how you're treated when you need to use it.

Unfortunately, our experience with Liberty Mutual's claims handling did not meet the expectations we had after more than 20 years as customers.

June 14, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you taking the time to share your experience regarding your claim. Please contact us at Social@LibertyMutual.com so we can review.

Rated 1 out of 5 stars

SLOW unresponsive representative

SLOW unresponsive representative. MANY negotiations w body shop and LM resulting in my car being in the shop for almost a MONTH.
Paid MORE $$ for liberty mutual insurance but got LESS!!!

June 8, 2026
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you taking the time to share your experience regarding your claim. Please contact us at Social@LibertyMutual.com so we can review.

Rated 1 out of 5 stars

Your commercials are insulting

Your commercials are insulting. ‘Only insure what you need?’ How the hell do people know the future? You must feed on the stupidity of ignorant fools. I change the channel every time your commercials come on. Damn insurance companies….

July 21, 2026
Unprompted review

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