Liberty Mutual Reviews 

3,151
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 2,501 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting quick responses and a clear, accommodating approach to their needs. Reviewers also appreciate the efficient service and user-friendly processes, finding it easy to navigate and manage their policies. However, some customers noted concerns regarding pricing, with premiums sometimes found to be significantly higher than competitors or increasing unexpectedly. A few other people also felt that the claims process could be slow or difficult, mentioning issues like delayed inspections or prolonged communication.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers praising their helpfulness, politeness, and... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful, polite, and... See more

Service

Reviewers mention positive feedback about service, with many customers appreciating the company's efficiency... See more

Price

Customers consistently note ambiguous experiences with price, with some reviewers finding competitive and... See more

User experience

People report positive experiences with the user experience, often highlighting the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good customer service. Account website is easy to navigate. However, premium costs have risen so much that they have become a financial stress on my family's finances.

Rated 4 out of 5 stars

The Agent Abbey was such a great help w/ the issue we had w/the restoration co. in Ormond Beach,FL. When I told her about the dissatification w/ them she called the Restoration Co. in St Augustine. Th... See more

Rated 4 out of 5 stars

My names Odelys and I wanna talk about a worker by the name of Teresa Aske from liberty mutual who was incredibly helpful she layed out everything in a very simple matter she gave me reassurance on al... See more

Rated 5 out of 5 stars

Liberty mutual handled my claim from start to finish with efficiency and care. A storm had damaged my roof badly, in fact I needed a whole new roof. Liberty mutual worked with my contractor sent out a... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Gadget Insurance Company
  4. Insurance Agency
  5. Liability Insurance Company
  6. Life Insurance Agency

Written by the company

Get a free insurance quote from Liberty Mutual - specializing in car insurance, home insurance, and life insurance.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

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4.2

All reviews

(3,151)

2,519 reviews in the last 12 months

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Rated 1 out of 5 stars

Stay as far away from this company as you can

Your commercials repetitively play one right after another to the point it is causing me to have nightmares from the jingle and affecting my mental health yet when I try to reach a live agent there is not one in EXISTENCE! Throw this whole company in the GARBAGE! They must be using all the money from the claims they deny on a daily basis to utterly infest our tvs with horrible ads of them playing tennis with an EMU!

July 21, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

Thanks for bringing this to our attention. Can you please email Social@LibertyMutual.com so we can look into this?

Rated 1 out of 5 stars

DO NOT INSURE WITH LIBERTY MUTUAL!

Liberty Mutual collected our homeowners insurance premiums for more than 15 years, during which we had only one minor claim—a broken window over 10 years ago.

Then they suddenly decided not to renew us, citing several minor property conditions. Their representatives repeatedly told us that if we corrected those items, they might reconsider. We spent several thousand dollars fixing everything, only to be told afterward that they would not insure the property regardless.

They should have been honest from the beginning instead of leading us to waste our time and money.
Liberty Mutual was happy to take our premiums for 15 years when we cost them almost nothing, but dropped us as soon as they perceived any possible risk (California luxury property).

Apparently, they only want customers who are easy money—not customers they may actually have to insure.

Avoid Liberty Mutual!

July 20, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

Thank you for sharing your experience. We would like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 1 out of 5 stars

Home insurance fine, car insurance a nightmare

Home insurance is fine: reliable with good communication. Car insurance is a compound never-ending nightmare: they didn't tell us we'd be charged for the extra days the (totaled) car was in a garage after the claim was processed, which meant almost $2,000 was deducted from the claim. Our perpetually “out today” rep (Brittany Winborne) didn't answer our calls the entire week while this was happening--or ever again. They didn’t remove the car from the policy (though I completed the online process for doing so and submitted documents they required) and charged us for nine months after it was totaled. One rep promised to refund the above charges, then another emailed saying they couldn't, with no explanation of why, and no phone number or direct email for her. Whatever savings Liberty offers (especially to teachers) are more than offset by poor communication, disorganization, lack of accountability, supervisors who are slow to respond, and employees who are actively hostile to the clients they supposedly protect. If you want a car insurance provider who will make your life hell and waste unbelievable amounts of your time, choose Liberty.

November 20, 2025
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We’d like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 5 out of 5 stars

Great Service

They responded to my accident claim swiftly and handled all the details, the towing company arrived quickly and the agent stayed in touch the whole time.

July 20, 2026
Unprompted review
Rated 2 out of 5 stars

Loyal to LM but LM overcharges

It appears that the cost of your excessive commercials falls onto the customers.
Liberty Mutual gives push back when informed they are overcharging for a coverage.

December 31, 2025
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you sharing your experience. We would like to look into this further. Can you please email us at Social@LibertyMutual.com?

Rated 1 out of 5 stars

U get ur bill

U get ur bill, it’s Due within 5days of receipt. No other company asks to be paid within 5 days. Just look at ur mail.

July 20, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

Thank you for sharing your experience. We would like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 5 out of 5 stars

Liberty mutual is excellent…

Liberty mutual handled my claim from start to finish with efficiency and care. A storm had damaged my roof badly, in fact I needed a whole new roof. Liberty mutual worked with my contractor sent out a inspector right away and I had a new roof within 6 weeks. Liberty mutual sent me the check to pay my contractor!

May 25, 2026
Unprompted review
Rated 5 out of 5 stars

I received kind and compassionate…

I received kind and compassionate service from my first phone call to the end of my claim. Thank You to our agent Sara Hauffman the tow service the car rental services and nick and Patrick the claims adjusters.

May 12, 2026
Unprompted review

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