Likely Loans Reviews 1,043

I took out a £2,000 loan for a nose job with Likely Loans back in February.
The interest rate was amazing at 14.9% APR - very competitive and better than my bank could offer me.
I am 21 but fairly responsible with my money so this was the first big loan I had ever taken out.
The whole process has honestly been absolutely seamless.
Following my initial pre-approval through a price comparison website (can’t remember who I used now) the application process was super swift and I think I got the money through in my account in less than 2 days (it was a weekend.)
Since then the direct debit has come out religiously every month and I now have 4 payments left til it is all settled!
Have absolutely had no issues at any point - and can thank Likely Loans for my new nose haha!
I would highly recommend this company to everyone, and can imagine that the bad reviews are mostly from people with existing bad credit who are miffed that they couldn’t be trusted with an unaffordable loan! I was hesitant because of the bad reviews I read but don’t let them faze you - I wouldn’t hesitate to take out a credit product with this company again as it was a genuine lifesaver.

Abousulte waste of time this time around. Had loan before. Payed it off early. This time just go around in circles and they are obsessed still with the covid and that you won't make payments. Will never bother again.

Never got a reply!! Made my application, sent my income details then after 2 weeks I contacted them to ask what was happening? They emailed me back saying they would have a look ASAP. No reply for another week. Got sick and fed up of waiting so l’ve cancelled my application. Disappointed.

Fantastic rates, friendly service. Onto my 2nd top up, highly recommend

What a waste of time. Spent over a week chasing and being fobbed off by these people Got approved with someone else within half an hour steer clear!

Just finished paying back my loan good services no issues. Only annoying thing is they kept asking if I wanted to borrow more or top up my loan which I always refused. Think it promotes getting people in debt. But the service other than this was great and only paid a little more back than I borrowed

Worst service I ever tried. Pre-approved and 5 days later asking me the same documents. It didn't accept Gov right to work, so I'm not sure what they would accept. Chat only works when they want or they only have one person working with the chat. Don't be fooled by good reviews. It will destroy your credit score. WORST SERVICE EVER.

Been a loyal customer never missed a payment and will not give me a top up!! Is this because I am disabled???

This one was confusing, I'm a HGV driver I earn decent money but I've had previous bad credit, i went to these guys and they refused, ok fair enough......but it was their reasons that were very very odd here they are, they refused because....

A reduction in your income or an income that is lower than the amount you confirmed during your application.... hmm how exactly could they know that?? I know what I earn and its decent, but ok.

We believe your employment sector could be at increased risk of being impacted by Covid-19....uh 😂

We have identified from your credit file that your personal information e.g. name, date of birth or address does not match what we received on the application....erm no who's credit file did you look at 😂

Being honest I think most of the good reviews are paid for and should probably declare that ........

Really good clear service. Thank you

I called them to settle my loan early. Rebate was not applied. I paid every single penny, despite the early settlement! I am sure they will send a lovely nonsense reply. However, stay away.
ID no: 1300288431
Update: Wed 20th.07.2022
This kind of reply was already expected!
I called them prior to make the payment.
Just stay away.

I had a small 1500 loan over 12 months, never missed a payment on this or any other loan I had but it's near on impossible to ever get a top up despite I have a decent credit rating, very disappointed with this company as the 1st time everything was simple and easy

Lent irresponsibly. Address history totally incorrect, employment history not checked, no income and outgoings completed prior to being given the loan, seems rigged from their part to get approval rates with ridiculous interest rates. Complaint raised and of course this is being ignored. FCA probably investigating.

Absolutely awful, like others I was guaranteed a loan sent in 2 wage slips, then asked for 4, then got an email saying I couldn't have the loan despite being 100% guaranteed, so if I can't get the loan surely its false advertising?

Incredibly smooth and easy process from start to finish.

Two months left on loan. Never missed a payment (£1000 over twelve months). Applied for top up. Declined. Only wanted money towards UK holiday. Not that fussed. Would'nt ever apply again. I'll pay current loan off and kiss them goodbye. I hope they don't bother responding with all that lending criteria & credit file copy and paste stuff.

very good company best rates i was offered by miles

Easy process
Good communication
Helped when no one else would
Great rates
Saved me £600