Lowell Reviews 

63,918
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 11,036 reviews, reviewers overwhelmingly had a great experience with this company. Reviewers frequently highlight the professionalism and empathy of the staff, who are described as helpful, kind, and understanding. Many customers appreciate the excellent customer service, noting how the company works with them to find suitable payment plans and manage debt without stress. The overall service and user experience are often praised for being straightforward, clear, and easy, making the process smooth and supportive for individuals in challenging financial situations. However, some customers also noted issues with persistent communication, including frequent calls and firm letters, which caused stress. A few also found payment plans inflexible, reporting pressure to increase payments or difficulty setting affordable amounts. Additionally, some reviewers encountered staff perceived as arrogant, cold, or lacking empathy.

What people talk about most

Staff

People report positive experiences with staff, consistently describing them as professional, friendly, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpful, friendly, and... See more

Payment

Reviewers highlight ambiguous aspects of payment, with many customers appreciating the flexibility and... See more

Service

Users describe positive interactions with service, highlighting the professionalism, friendliness, and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting it as fast, efficient, and easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This company Listens to you, and WORKS WITH YOU to find the right payment, the right schedule and allows adjustments to be made as and when you need them. Lowell also help when any crisis occurs, adj... See more

Company replied

Rated 5 out of 5 stars

Your patience and professionalism is phenomenal. I have been in dire straits financially for a number of years now, and you've shown me such a lot of patience, nudging me to sort out my bills. Followi... See more

Company replied

Rated 5 out of 5 stars

Everything is clear and no pestering. i want to pay off my debt and knocking or doors an constent pestering is not going to help. You seem more underatanding and make you want to try hardwrto pay stuf... See more

Company replied

Rated 5 out of 5 stars

I have worked with Lowell on a couple of occasions now and found them to be kind, professional, thoughtful and genuinely helpful. They have staff who are trained well to deal with finance and debt. Th... See more

Company replied


Company details

  1. Debt Collecting

About Lowell

Written by the company

Written by the company

We know that debt can happen to anyone
Dealing with debt can be overwhelming, and reaching out might feel scary. But here at Lowell, we’re on your side. We don’t judge. We realise that anyone can fall into problem debt. Get in touch and we’ll find a solution that suits your situation. The sooner you take control of your Lowell debt, the sooner you’ll start to get your life back on track.
You don’t even have to call us
Our app and website make it easy to check your budget, set up an interest-free payment plan, and keep track of your balance. If you’d prefer to speak to someone, we have a friendly team ready to help. We’re here to listen, understand your circumstances, and to help you work out a payment plan that works for you, not against you.

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

64K reviews

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4.3

All reviews

(63,918)

10,260 reviews in the last 12 months

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Rated 5 out of 5 stars

Easy to set up an affordable monthly…

Easy to set up an affordable monthly repayment, using your online account - no need to speak to anyone, making it convenient. A payment plan is set up, and you can check in your account at any time, how much you have left to pay. If you’re in a position where you can up your repayments, you can also amend online.

July 15, 2026
Rated 5 out of 5 stars

I have never wanted to be in debt and…

I have never wanted to be in debt and have always managed until recently to pay the bills , I was expecting the worst and unreasonable demands , I got it wrong , extremely understanding , offered support, gave me options and didn’t judge . My feedback is thankyou

July 29, 2026
Rated 1 out of 5 stars

Will never learn!

After over 20 years of trying, 2 failed court actions which got thrown out 1. Court action you got a ccj by sending documents to an address i didnt live at ever! which got removed at your costs and i had compensation , 30+ failed collections on alleged accounts and you still not recieved 1 pence from myself ! Timnicebutdim and co must be paying you a fortune to keep you afloat with that track record.

Taking 6 working days to responsed to an email oh how the mighty have fallen use to be within hours,Your 1.6 billion debt refinance package along with you downgraded credit status so you pay more interest on your loans has had a crippling effect on your staff levels i can see with such a lack of service you no longer provide ,You dont even have a live chat facility anymore yet you claim you on your website,you've even admitted its down just not told us its because of costs or removed it from the site misadvertising it as a way of contact.

Can never send messages on your website as you ask for far to much information not that i would as everything has to be in writing with yourselves we all know how sly you are ,You dont require a phone number to email someone back so whys it compulsory ? had to put a false one as nowhere on your website has an email adress to contact about any alledged have to message you on the website where you cant fit a complaint in to as its way to small ,finally get a response via email which then takes 7 days to respond to when you reply..Accounts will be status barred time you get around to having a conversation.

Offering a 70 % discount on an alleged default on a 2 and a half years old defaulted account someomes on the wacky backy The true value of the alleged debt is about 3% sell on value of the alleged balance no wonder you always lose so much money from my accounts being so greedy ,Why your risk manager thinks 10% of something is less than 100% of nothing is probably why the refiniancing package was needed.

Not sure what part of the first and final goodwill offer i made you stating i will not contact you agaon with regards to the alleged account makes you think i want to now engage in chat..I dont think so i have zero obligations to do so will continue i only do now and then to mock you and confirm you've recieved zero pence of any alleged balance.Will probably pop back in a year or so to mock you again just incase you've forgotten 20+ years and not a penny recieved

Ofcourse i have revoked your rights to call and email which you hate however have no choice as my prefered contact is in writing via post which you have to adhere to as stated by the Fca ,Contact made any other way is deemed harassment as stated by the fca which can then be reported to the ombusman I know you hate doing this but thats what happens when you dont listen and abuse priveledges.

Anyone that doesnt have the funds to pay them just ignore them putting there letters straight in the bin is the easiest thing in world ,Make sure you email them to make your number uncontactable and dont ask them to remove it as there 2 very different things.They cant legally remove your number however you have every right to state cominication to be in writing only ,This can be by post or email however any legal documents will have to be sent by post.

Added my reference number so you cant say its not an 100 % accurate reflection and a totally honest review.

Please dont respond on here and embarrass youselves any futher with tick box cuecard answers.

July 28, 2026
Unprompted review

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