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Lucid Foreign Exchange Reviews 55

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

Used Lucid Financial Markets for a private FX transfer and honestly couldn’t fault them. I was moving a fairly large amount overseas and wanted something more personal than a bank. The process wa... See more

Rated 5 out of 5 stars

Dave brings a level of service and personal attention thats impossible to get from an app. He talked me through all the important details and ensured it all went smoothly. FX made easy by having an ex... See more

Company replied

Rated 5 out of 5 stars

I have used a range of online FX services before (Wise, etc...). I was introduced to Lucid as I needed to do a number of higher value transactions. David has been brilliant: transparent, availab... See more

Rated 5 out of 5 stars

David made the transfer process as clear and transparent as possible. His knowledge of the markets, and also his ability to explain the component parts of moving money between currencies, helped me to... See more

Company details

Written by the company

Lucid Foreign Exchange is a specialist currency consultancy founded by Dave Huggett, with 14 years of experience working in foreign exchange at tier one institutions in the City of London. We exist because the FX industry, for too long, has been built around the wrong thing. Volume targets. Margin extraction. Providers who measure success by how much they traded, not by how well their clients were served. Lucid was built as a direct response to that model. We work with two groups of people. Corporate businesses with ongoing international currency exposure, and high net worth individuals moving large sums across borders, typically for property purchases, relocation, or wealth transfer. In both cases, our approach is the same: strategy before execution, clarity before price, and human accountability throughout. We are not a broker. We are not an app. We are a consultancy, and we approach foreign exchange the way a solicitor approaches risk or a private bank approaches wealth. With structure, context, and genuine care for the outcome. Our clients come to us because they are done with being chased, pressured, and left in the dark. They stay because the experience is completely different to anything they have encountered before. If that resonates, we would love to talk.


Contact info

4.8

Excellent

TrustScore 5 out of 5

55 reviews

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Rated 5 out of 5 stars

An expert on your team

Dave brings a level of service and personal attention thats impossible to get from an app. He talked me through all the important details and ensured it all went smoothly. FX made easy by having an expert on side.

February 24, 2026
Lucid Foreign Exchange logo

Reply from Lucid Foreign Exchange

Absolute pleasure dealing with you.

Rated 5 out of 5 stars

Dealing with a human

The communication and actually dealing with a Human made all the difference. The process was hassle free and efficient.

February 2, 2026
Lucid Foreign Exchange logo

Reply from Lucid Foreign Exchange

Pleasure dealing with you Ken. Thanks for the trust.

Rated 5 out of 5 stars

Inheritance transfer

David helped me deal with a transfer of inheritance money from overseas that I was very stressed out about. The entire process was seamless, and I was clearly guided through every step. Many thanks!

January 14, 2026
Rated 5 out of 5 stars

Helpful and straightforward FX service

Used Lucid Financial Markets for a private FX transfer and honestly couldn’t fault them. I was moving a fairly large amount overseas and wanted something more personal than a bank.

The process was straightforward, the rate was strong, and having someone on hand to talk things through made a big difference. No hard sell, no jargon, just clear advice and quick responses when I had questions.

If you need help with larger currency transfers or want a more hands-on foreign exchange service, they’re well worth speaking to.

January 8, 2026
Unprompted review
Rated 5 out of 5 stars

Highly Recommended

Very comprehensive but easy to digest advice. Professional and effective service. Highly recommend for your foreign exchange needs.

September 19, 2025
Rated 5 out of 5 stars

Excellent service

Excellent service. Saved me a lot of money on exhange rate and ultra responsive on getting the compliance done. Will be recommending to all my friends.

August 22, 2025
Rated 5 out of 5 stars

Top Tier Service

I needed to transfer some AUD to GBP for a flat purchase. David was fantastic throughout the entire process. Super helpful and made a stressful situation very calming. He was always there on call when needed and that was very appreciated. Will definitely be using Lucid Financial Markets again should the opportunity arise!

August 26, 2025
Rated 5 out of 5 stars

Incredible Personal Service

David is exceptionally supportive, gives great advice and incredibly personable. I was navigating something very new for me and he was beyond helpful (where my experience with other companies had left me feeling cold and simply "another account"). I couldn't recommended David highly enough.

May 1, 2025
Rated 5 out of 5 stars

Wonderful service from Lucid helping…

Wonderful service from Lucid helping with the purchase of an overseas property. Communications were faultless, literally walking us through each and every step (and hand holding where required)! Will 100% use again and will be recommending to friends and colleagues alike.

March 27, 2025
Rated 5 out of 5 stars

David was exceptional.

David was exceptional.
Quick to respond, explain and reason how and when to transfer. A true professional in every way. Highly recommend.

December 17, 2024
Rated 5 out of 5 stars

Professional service

We were extremely well guided and supported by Lucid Financial Markets. David was professional, friendly and informed. Highly recommend.

February 18, 2025
Rated 5 out of 5 stars

Clarity and Confidence

David made the transfer process as clear and transparent as possible. His knowledge of the markets, and also his ability to explain the component parts of moving money between currencies, helped me to feel comfortable and confident that I was getting the best possible rate. The title of the company says it all: "Lucid." Everything was clear and concise.

February 5, 2025
Rated 5 out of 5 stars

Timely. Accurate. Simple.

Timely. Accurate. Simple. These are the three words I’d use to describe my experience with Lucid. As a complete novice I needed some “hand holding” and Dave was more than happy to oblige. Every step was as described and executed perfectly. Thanks for all your help.

February 5, 2025

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