morethan.com Reviews 16,022

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 430 reviews, reviewers had a great experience with this company. Many customers found the process of obtaining insurance to be straightforward and easy, often highlighting the competitive pricing and good coverage offered. People frequently praised the staff for their helpfulness, professionalism, and excellent phone manner, making interactions pleasant and informative. Reviewers also appreciated the quick responses to inquiries and the overall efficiency of the service. However, some customers were dissatisfied with the claims process, reporting significant delays, lack of communication, and rejections without clear explanations. A portion of people also expressed frustration with substantial premium increases upon renewal, especially for existing customers compared to new ones, leading to feelings of being treated unfairly. There were also mentions of poor customer service regarding these price discrepancies and a perceived lack of empathy.

What people talk about most

Price

Users describe ambiguous interactions with price, with many finding initial quotes competitive and offering... See more

Claim

Clients share negative opinions on claim processing, with many expressing frustration over significant delays... See more

Service

Customers consistently note ambiguous experiences with service, with many expressing significant... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with some customers reporting positive... See more

Staff

Reviewers highlight positive aspects of staff, with many customers praising their helpfulness,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will... See more

Rated 5 out of 5 stars

Pet insurance quote via Comparethemarket was simply the best value going. Super level of cover at an excellent price plus free access to FirstVet. Was miles better value than any other.

Rated 5 out of 5 stars

Just done my pet insurance for our 2 german shepards and was surprised how easy and how competitive the quote was. It's given us peace of mind knowing both dogs are now covered to a high degree.

Rated 5 out of 5 stars

I can't believe the poor reviews below. My experience has been completely different. I filed a claim on the 9th Nov when my dog became ill. Sadly, she had to be taken into hospital in the early hours... See more


Company details

  1. Insurance Agency
  2. Home Insurance Agency
  3. Insurance Company
  4. Pet Insurance Company

Written by the company

Get a Fast Insurance Quote Online from MORE TH>N. Home & Pet Insurance. We Do More, So You Stress Less – Get a Quote!


Contact info

3.8

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
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1-star

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Rated 1 out of 5 stars

Deceptive and incompetent

We had a policy with more than. Part way through our policy due to relocating we had non option but to cancel the policy. Due to us cancelling the policy they have now advised that they do not honour any claim which was made whilst the policy was open and therefore we need to pay these claims ourselves. I raised a complaint and got told by the person who rang me that they could only read to me the T&Cs and could not explain or discuss it further. The issue would need to be escalated which a response could take upto 8 further weeks. It’s already been over 4 weeks.

I will not have insurance with them again as this is a very deceptive way to con customers. When we took out the policy we didn’t know we would need to cancel part way through the first year. For reference the policy was active for over 6 months and all payments were made.

May 26, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Mick.
Thank you for taking the time to share your experience, I’m really sorry to hear how frustrating and worrying this situation has been for you.

It’s disappointing to hear that you didn’t receive the level of explanation or support you needed when you raised your complaint, and that you’ve been waiting longer than expected for a response.

Please could you email us at reviewfeedbacksupport@pet.morethan.com with your policy number, full name, and postcode? Once we have your details, we’ll pass everything over to the relevant team to investigate further and make sure you receive a clear and thorough response as soon as possible.

We appreciate you bringing this to our attention and giving us the chance to help. - Courtney

Rated 1 out of 5 stars

I made a legitimate claim for my puppy…

I made a legitimate claim for my puppy for vet bills and more than pet insurance made me jump through hoops chasing vets uploading photos and letters finding medical records and after all this still denied paying the claim if i couldn't even get 134 quid off them what chance is anyone got in getting a payment for something major i recommend everyone else find a different company to insure your pet with

April 7, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Lee,

Thank you for taking the time to share your review. I’m truly sorry to hear that your puppy was unwell, and I hope they’re doing better now. I’m also very sorry to hear that you’re unhappy with how your claim was handled and the outcome reached. I appreciate how frustrating this must have been, especially given the time and effort you’ve put into providing the requested information.

Please can you send your full name and claim number to the email address below. Once we have your details, we will arrange to register a formal complaint to ensure your concerns are properly investigated.

Thank you,
Rach

reviewfeedbacksupport@pet.morethan.com

Rated 5 out of 5 stars

Easy to sort out an no more expensive…

Easy to sort out an no more expensive than my mobile bill so that's a bonus, I was recommended to you bye someone who just needed to use his insurance for an operation on his dog otherwise would have been pts so for £40 a month its piece of mind.

May 12, 2026
Rated 1 out of 5 stars

Took out my Pet insurance with More…

Took out my Pet insurance with More Than, submitted a claim for a minor operation at the beginning of February. Still not settled, very poor customer service, completely dissecting every aspect of the claim. Nothing getting resolved even after making an official complaint. I will not be renewing after this year is up.

May 14, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Nic,

Thank you for taking the time to share your experience. I’m really sorry to hear how frustrating this has been for you, particularly in relation to a claim for your pet’s operation. I appreciate how concerning it can be when a claim takes longer than expected, and it’s disappointing to hear that you’ve been unhappy with the service received, especially after raising a formal complaint.

If you’re happy to do so, please email your full name and claim number to the address below. Once I have your details, I’ll contact the pet team on your behalf to request a call back, and I’ll also ask for your concerns to be reviewed further.

Thank you,
Rach

reviewfeedbacksupport@pet.morethan.com

Rated 3 out of 5 stars

Easy process

May 7, 2026
morethan.com logo

Reply from morethan.com

Hello Mrs Abdurahman.
Thanks for your feedback! We’re really glad to hear you found the process easy.

If there’s anything that didn’t quite meet your expectations or that we could improve, we’d love to hear more - your feedback helps us make things even better. - Courtney

Rated 1 out of 5 stars

Used to be brilliant, then Admiral took over...

Since Admiral took over, the service has become a disaster.

Our Boston Terrier requires regular medication, which he has been taking every 4–6 weeks since he was young. When More Than was run by Royal Sun Alliance, these claims were paid promptly every few weeks with no issues at all.

Since Admiral took over, the claims system has become slow and clunky. Almost every other claim now takes weeks and weeks to be paid. They repeatedly go back to the vet for further information, even though his dosage, treatment frequency, and medical history have not changed. Every time they do this, the vet charges us an additional £40.

It feels like they are trying every possible way to avoid paying claims before eventually having to settle them. Customer service is practically non-existent, and I’m now preparing to raise my second formal complaint in just a few months about the poor standard of service from Admiral/More Than.

May 1, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello,

We appreciate you bringing this to our attention. We're sorry to hear about the difficulties you've experienced with the claim process and the added vet charges.

We want to look into this further. Please email your policy details to ReviewFeedbackSupport@pet.morethan.com, so we can review what happened. We appreciate you bringing this to our attention.

Alex

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