National Debtline Reviews 

332
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 248 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable, kind, and empathetic staff who provide clear, practical debt advice completely free of judgment. People feel significantly relieved after speaking with the team, noting that the helpful guidance simplifies complex financial situations and puts everything into a much better perspective for the future. However, some people mentioned experiencing frustrating waiting times on the phone before managing to connect with an advisor. A few reviewers also felt rushed during their conversations, noting that certain handlers seemed impatient or eager to end the call.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their compassionate,... See more

Customer service

Clients share positive opinions on customer service, highlighting that advisers are patient, understanding,... See more

Service

Reviewers mention positive feedback about service, frequently highlighting compassionate support, helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the website is extremely easy... See more

Customer communications

Customers consistently note ambiguous experiences with customer communications, expressing both deep... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

332 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(332)

222 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I feel very upset as I just plucked up…

I feel very upset as I just plucked up courage to call and spoke to a ‘more mature lady’ and I had to end up saying not to worry.
It felt rushed and i felt like i was causing her to be inconvenienced!
I’m going through a lot financially and have previously called had had such lovely help and reassurance.
Today was certainly not like that and I will never call again.
It seemed to be ‘you can’t just do this or that’ which I was fully aware of and that’s why I was calling for advice.
Actually cried on ending the call!

January 13, 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We are sorry to hear you had a negative experience with one of our advisers, we want everyone to feel listened to and never to feel rushed! If you would like to file a complaint, please email us at: complaints@moneyadvicetrust.org. Kind Regards, National Debtline

Rated 5 out of 5 stars

Advice needed, advice received

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if it was the correct but for now I'm convinced and the human way I was dealt with was fantastic as well. "Bedside manners" still go a long way.

December 10, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our advisors were able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very patient and helpful

December 19, 2025
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear our advisors were very patient and helpful, however you seem to have given us one star. Please let us know if we are able to help you in any way. Kind Regards, National Debtline

Rated 5 out of 5 stars

Excellent service

Excellent service. Thank you.

December 16, 2025
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear our service was excellent. Kind Regards, National Debtline

Rated 5 out of 5 stars

National deb line were a massive help…

National deb line were a massive help to my mental health struggling with debt just to put it at ease genuinely

December 27, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear we were able to help and put you at ease. Kind Regards, National Debtline

Rated 5 out of 5 stars

I found myself unexpectedly in serious…

I found myself unexpectedly in serious debt to recovery agents. In my panic I called national debt line and was given ample time on phone to really look into the situation I faced and to resolve how I was going to sort the fines and be able to budget for it

December 11, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear we were able to help you, please let us know if we can do anything else for you in the future. Kind Regards, National Debtline

Rated 5 out of 5 stars

Would recommend highly they dont judge…

Would recommend highly they dont judge very understanding and would put you on the right path

December 17, 2025
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear you would recommend us and we were able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very friendly recover from silence…

Very friendly recover from silence suffer

December 17, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear you found our advisors friendly. Kind Regards, National Debtline

Rated 5 out of 5 stars

Debt sorting

Trying to get sorted

December 19, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear we have been able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

I was very nervous before I rang…

I was very nervous before I rang national debt line because I thought they might judge me
I was so wrong the advisor who took my call was brilliant
She helped me draw up a summary budget and a full household budget together with a plan to move forward
After the phone call I feel really positive about my future

December 17, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our advisors were able to help you and put you at ease. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great job

Great job
Tnx

December 19, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're glad to hear we were able to help you. Kind Regards, National Debtline

Rated 5 out of 5 stars

The staff were very empathetic and…

The staff were very empathetic and supportive. They guided me through a moment I never thought I would get through.

December 16, 2025
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear our advisors were supportive and empathetic. Kind Regards, National Debtline

Rated 5 out of 5 stars

A fantastic service

A fantastic service - empathetic friendly and professional advice. They take their time and go above and beyond to help.

December 1, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our advice was professional and you found our service fantastic. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great customer service and very helpful…

Great customer service and very helpful people and understanding

December 8, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our customer service was great and very helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

So Helpful

So glad I called, helped me and put my mind at rest

December 3, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our advice was helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

So glad I rang their helpline

So glad I rang their helpline! so helpful and not judgemental.

November 26, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our adviser was helpful and non-judgmental. Kind Regards, National Debtline

Rated 5 out of 5 stars

Team are helpful and kind

The team were kind and helpful

December 6, 2025
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear our team was kind and helpful. Kind Regards, National Debtline

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