National Debt Relief Reviews 

44,796
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 2,349 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff and customer service for being supportive, patient, and professional, providing clear, helpful information and easing anxiety. Many appreciate the hassle-free process and the significant help received in reducing debt and improving credit scores, making the overall user experience positive and effective. However, some customers also noted concerns regarding high charges or unexpected expenses, with a few feeling they paid more than originally owed. Others reported a lack of progress in debt reduction, continued calls from creditors, or feeling they were essentially paying off their own debt without sufficient intervention.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their professionalism, helpfulness, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the helpfulness,... See more

Service

People report positive experiences with service, often highlighting the helpful and caring nature of the... See more

Payment

Customers consistently note ambiguous experiences with payment, with some reviewers reporting success in... See more

User experience

Users describe positive interactions with the user experience, often highlighting an easy, hassle-free... See more

Reviews shaping this summary

Rated 5 out of 5 stars

NDR is diligently working to save me some money on some of my credit cards. In fact NDR has already secured lower balances and payment arrangements i n 3 of the 4 debts of mine. I couldn’t be happier... See more

Rated 5 out of 5 stars

I felt like I was drowning in debt, with no way out. I really wanted to pay my creditors, but had no resources that would allow me to keep up. National Debt Relief put together a workable plan for me,... See more

Rated 5 out of 5 stars

I’m presently working with National Debt Relief and they have negotiated with several creditors already and have made amazing settlements on my behalf. I am kept abreast of all negotiations and I am g... See more

Rated 5 out of 5 stars

Thank You! This was a big relief for me worked out perfect. Great Customer Service, staff always ready to explain any thing to you. This Journey has open my path it is bit easy, yet sometimes it was h... See more


Company details

  1. Debt Relief Service
  2. Financial Consultant

Written by the company

Don’t let debt hold you back! National Debt Relief is dedicated to helping people resolve their debt quickly and affordably so they can get back to living the life they want. We handle working with creditors, talking to collections agencies, and deal with all the hassles so you can focus on the things in your life that truly matter. We’ll work with you to create a customized plan that’s easy to follow and make the debt relief process as stress-free as possible. helped over 550,000 clients resolve over $11.5B in debt National Debt Relief has helped over 550,000 clients resolve over $11.5B in debt since 2009, and we’re rated A+ by the Better Business Bureau, ranked #1 by Forbes Advisor, and have been recognized by other reputable organizations for our unique approach to debt relief. Call us for a free, no-obligation consultation to see if our program is right for you. For many, we’re a better alternative to bankruptcy, credit counseling or debt consolidation loans.

Written by the company

Money Back Guarantee

If you're not happy, we're not happy.

We offer a 100% money back guarantee if you are ever unsatisfied with our service.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

45K reviews

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4.7

All reviews

(44,796)

2,329 reviews in the last 12 months

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Rated 1 out of 5 stars

They suck!!!!!!

They suck!!!!!!

July 14, 2026
National Debt Relief logo

Reply from National Debt Relief

Hello Carrie,

Thank you for your feedback. We understand that our program may not be the right fit for everyone, and we appreciate your honest feedback. A member of our team will be reaching out to get a better understanding of your specific situation and further discuss any questions or concerns you may have. You may also reach out to our Client Success Team directly at 888-660-7427.

Thank you,
National Debt Relief

Rated 5 out of 5 stars

Simply the best.

What made my experience great? You know how you watch the commercials, and you see everybody tell their experience for me. They have helped me all the way, and they are the best.

June 27, 2026
Rated 5 out of 5 stars

Peace of mind and soul

I had prayed many times for a way to take care of my debts without waiting forever to clear them. I didn't want to go the easy way and declare bankruptcy. I wanted to pay as much as possible. After hearing from different companies I chose NDR. So far it has worked fine. I did have to get used to not spending when it was not necessary, but the peace I am having watching my debts go down and feeling safe is my best reward. The knowledge and care of these people that work for NDR is what makes it successful .

June 8, 2026
Rated 5 out of 5 stars

They were up front about everything

They were up front about everything, I did what they told me and for about 6 months I got tons of calls and E-mails from creditors. It scared me honestly I had never not paid a bill. I am very thankful I went with them. I see an end in the future and I couldn’t before. They are amazing and if your patient and do what they tell you. It really works!!!! Thankyou!!!!!

July 10, 2026
Rated 5 out of 5 stars

Responded quickly

They have helped me with 3 out of 6 creditors within a year and my credit score dropped for only about 5 months and it’s already climbing back up! They respond quickly with any of my questions!

June 25, 2026
Rated 5 out of 5 stars

NDR is diligently working to save me…

NDR is diligently working to save me some money on some of my credit cards.
In fact NDR has already secured lower balances and payment arrangements i n 3 of the 4 debts of mine. I couldn’t be happier with the service I am receiving from National Debt Relief staff!

June 26, 2026
Rated 2 out of 5 stars

To date there has only been 1…

To date there has only been 1 communication and the company's that I owe debt to continue to call and yet funds are withdrawn from my bank account but I have no idea of any additional settlements. I can not rate a service fully if I do not see any progress.

June 26, 2026
National Debt Relief logo

Reply from National Debt Relief

Hello Lutishia,

Thank you for sharing your feedback. We understand how important it is to see progress and receive regular updates throughout your program, and we're sorry to hear that your experience has not met those expectations.

Debt settlement is a process that can take time, as negotiations depend on a variety of factors, including creditor policies and account status. While funds are deposited into your dedicated account to build toward settlement opportunities, the timing of negotiations and resolutions can vary from client to client.

We also understand that continued creditor calls can be frustrating. A member of our team will be reaching out to review the details of your program and and discuss the resources available to help you navigate those interactions.

You may also reach out to our Client Success Team by calling 888-660-7427.

Thank you,
The National Debt Relief Team

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